ADVIES-IMMO
ActiveADVIES-IMMO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.27M and a net result of €-12k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 84% of 13933 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent▲ +13 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €180k at 30 days acceptable
Liquidity ample (current ratio 3.27 against 3.4 in 2022), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.4%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2022
71 d late
2021
61 d late
2020
116 d late
2019
89 d late
2018
14 d early
2017
118 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.27M▼ 0.9%
2022 · €2.29M
2018: €844k
2019: €2.43M
2020: €2.34M
2021: €2.34M
2022: €2.29M
2018 → 2025
Total assets
€2.89M▲ 2.5%
2022 · €2.82M
2018: €1.38M
2019: €2.95M
2020: €2.84M
2021: €2.85M
2022: €2.82M
2018 → 2025
Net result
€-12k▲ 74.6%
2022 · €-46k
2018: €244k
2019: €-208k
2020: €-93k
2021: €-1k
2022: €-46k
2018 → 2025
Working capital
€1.12M▲ 21.0%
2022 · €925k
2018: €995k
2019: €826k
2020: €792k
2021: €880k
2022: €925k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222025Trend
Equity€2.43M-€2.34M▼ 3.8%€2.34M▼ 0.1%€2.29M▼ 2.0%€2.27M▼ 0.9%
Operating result€-232k-€-89k▲ 61.5%€11k€-27k€-17k▲ 36.4%
Net result€-208k-€-93k▲ 55.1%€-1k▲ 98.7%€-46k▼ 3,787%€-12k▲ 74.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €27k in 2022; the loss shrinks.
Balance-sheet composition
2025 in colour, 2022 as the grey bar beneath
Assets €2.89M
Fixed assets
€1.28M▼ 15.3%
Current assets
€1.61M▲ 22.9%
Equity and liabilities €2.89M
Equity
€2.27M▼ 0.9%
Provisions
€73k▼ 15.9%
Debt
€551k▲ 23.4%
The debt ratio rises from 15.8% to 19.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€63k▲
2022 · €55k
Cash flow
€68k▲
2022 · €36k
Solvency
78.4%▼
2022 · 81.1%
Current ratio
3.27▼
2022 · 3.40
Quick ratio
3.12▲
2022 · 0.82
Debt / equity
0.24▲
2022 · 0.20
ROE
-0.5%▲
2022 · -2.0%
ROA
-0.4%▲
2022 · -1.6%
Interest coverage
66.90▲
2022 · 3.55
Debt
€551k▲
2022 · €447k
Debt ≤ 1 year
€492k▲
2022 · €386k
Income taxes
€735▼
2022 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2022
Balance sheet
Code20222025
Assets
Total assets20/58€2.82M€2.89M▲
Fixed assets21/28€1.51M€1.28M▼
Tangible fixed assets22/27€1.51M€1.28M▼
Land and buildings22€1.49M€1.26M▼
Plant, machinery and equipment23€0€9k▲
Furniture and vehicles24€15k€2k▼
Financial fixed assets28€6k€6k=
Current assets29/58€1.31M€1.61M▲
Stocks and contracts in progress3€996k€75k▼
Stocks30/36€996k€75k▼
Amounts receivable within one year40/41€79k€142k▲
Trade receivables40€75k€142k▲
Other amounts receivable41€4k-
Current investments50/53-€224k
Cash at bank and in hand54/58€236k€1.17M▲
Deferred charges and accrued income490/1€1k€601▼
Equity and liabilities
Total equity and liabilities10/49€2.82M€2.89M▲
Equity10/15€2.29M€2.27M▼
Contributions10/11€1.86M€1.86M=
Reserves13€191k€150k▼
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€185k€143k▼
Profit (loss) carried forward14€242k€263k▲
Provisions and deferred taxes16€87k€73k▼
Deferred taxes168€87k€73k▼
Amounts payable17/49€447k€551k▲
Amounts payable within one year42/48€386k€492k▲
Trade debts44€5k€89k▲
Suppliers440/4€5k€89k▲
Advances received on contracts in progress46€13k€27k▲
Taxes, remuneration and social security45€689-
Taxes450/3€689-
Other amounts payable47/48€367k€377k▲
Accrued charges and deferred income492/3€61k€59k▼
Income statement
Code20222025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€82k€80k▼
Other operating charges640/8€20k€13k▼
Gross operating margin9900€75k€75k▲
Operating profit (loss)9901€-27k€-17k▲
Financial income75/76B€180€2k▲
Recurring financial income75€180€2k▲
Financial charges65/66B€16k€938▼
Recurring financial charges65€16k€938▼
Profit (loss) for the period before taxes9903€-42k€-16k▲
Transfer from deferred taxes780€5k€5k=
Income taxes67/77€9k€735▼
Profit (loss) for the period9904€-46k€-12k▲
Transfer from tax-exempt reserves789€14k€14k=
Profit (loss) for the period to be appropriated9905€-32k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€242k€263k▲
Profit (loss) brought forward from the previous period14P€274k€261k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
24-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 116 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
2019
31-12
Financial
Weakest financial yearnet €-208k ▼185%
Net result drops to €-208k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €2MEq €2.43M ▲188%
Equity rises from €844k to €2.43M.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 118 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
2015
31-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijmenstraat 19030 GentGround area
2,117 m²
Building footprint
260 m²
Volume, LiDAR
1,238 m³
Parcel 44038B0010/00R000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ADVIES-IMMO
since 20062.155.650.301
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038B0010/00R000 | Flanders | 2,116 m² | 1 · 260 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DTO Immobilier
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STORMBIRD WAREHOUSES
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Antwerpen · Eq €2.27M
TOP
BE 0881.419.303
Bree · Eq €2.26M
ALBATROS DEVELOPMENT
BE 0836.362.704
Temse · Eq €2.28M
Of 7,320 companies in sector 68110 we hold annual accounts for 5,380. 2,541 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2003
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70120
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:frank@adviesimmo.be