Equity
€3,500 ▼ 99.1%
Equity fell in 2025 from €370,236 to €3,500.
SemperFie
Lifetime
3 annual accounts with figures on one time axispeak €310,757 (2025)
€310,757▲ 225%
peak €213,110 (2025)
€213,110▲ 172%
peak €370,236 (2024)
€3,500▼ 99.1%
€553,559▲ 197%
Board1 name since 2021
1 directorHAEGEMAN Sofie
Documentsfilings and deeds
07-04-2026115 days before the deadline
2025micro format
Gross margin from €95,624 to €310,757Result from €78,320 to €213,110Dividend €579,847Equity from €370,236 to €3,500Debts from €186,219 to €553,559Investments €338,904
Key points
from the 2025 annual accountsTurnover
≈ €530,000 estimated
The micro format states no turnover.
Debts
€553,559 99% of the balance sheet
Suppliers 3%Taxes and wages 4%Other 94%
Of this, €462,524 falls due within a year.
Investments
€339,261 12.7 × depreciation
Green is investment, beige is depreciation. Machinery stands 592.6% higher than in 2024.
Liquidity
0.33 was 4.87 in 2024
Short-term debts rose from €95,272 to €462,524.
Position in the sector
0.6%
Lower solvency than 95% of companies in legal and accounting. Sector median 56.8% · 15,824 companies.
Net result +172%: 12-month year
Checked score
85
Excellent
Financially stronger than 23% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.2 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €557,059
Figures for financial year 2025 (filed on 08-04-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 5% of them on solvency, 4% on liquidity, 82% on profitability and 1% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 513 companies had the same profile as SemperFie has now. Each dot stands for 2 companies, two years later.
96.3%
were still trading
1.4%
stopped another way
2.3%
went bankrupt
The bankruptcy probability of SemperFie itself is lower: 0.2% within 12 months. It rests on far more data about SemperFie than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 513 companies, not a prediction for SemperFie. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 15824 sector peers (2025).
NBB · sector comparisonPosition among 15824 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
115 days early
2024
155 days early
2024
35 days early
2023
15 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 80 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0778965824
Company renamed from Notaris Sofie HAEGEMAN to SemperFie
Registered office moved to Ninove · New registered office: Waalhovestraat 18, 9404 Ninove (Aspelare) · Appointment: HAEGEMAN Sofie (statutory director) · General meeting of 05-04-2025 · Gazette deed
Incorporation
Founding capital of €3,500 · Founder: HAEGEMAN Sofie · Appointment: HAEGEMAN Sofie (statutory director) · published on 24-12-2021 · Gazette deed
First establishment
Waalhovestraat 18, Ninove
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SemperFie Ninove | €557,059 | €310,757 | 0.6% | - |
| Aline HURTGEN, notaire Liège | €554,267 | €350,809 | 19.1% | - |
| FRANCOIS Cécile, Société Notariale Brussels | €581,462 | €321,937 | 0.3% | - |
| Geassocieerd notaris Stijn Urkens Ghent | €425,275 | €236,659 | 2.3% | - |
| Geassocieerd notaris Inès Staessens Evergem | €776,194 | €300,910 | 88.5% | - |
| Pascaline DUPUIS management Ham-sur-Heure-Nalinnes | €630,543 | €261,596 | 92.6% | - |
| NOTARIS SHAHEEN BARBY Zutendaal | €662,672 | €275,575 | 18.7% | - |
These companies have the same main activity as SemperFie: activities of notaries (NACE 69102). They are comparable in size and age: total assets between €425,000 and €776,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 22-12-2021Normal situation
- Activity
- Activities of notariesNACE 69102
- Establishment unit
- 2.325.372.7839404 Ninove, since 22-12-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 20-10-2025
Annual accounts 2025
- €557,059▲ 0.1%
- Filing
- Filed on 07-04-2026, 115 days before the end of the filing period
Insights on SemperFie
SemperFie files the micro format. That format states no turnover. The gross margin rose from €143,365 in 2023 to €310,757 in 2025.
The balance sheet grew most from 2024 to 2025 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SemperFie
- What is the company number of SemperFie?
- The company number of SemperFie is 0778.965.824. The VAT number is the same number with BE in front: BE 0778.965.824.
- Where is SemperFie based?
- The registered office is at Waalhovestraat 18, 9404 Ninove.Company details
- What does SemperFie do?
- According to the KBO register, the main activity is activities of notaries (NACE 69102).
- What is the legal form of SemperFie?
- SemperFie is a private limited company (BV).
- When was SemperFie founded?
- SemperFie was founded on 22-12-2021.
- Is SemperFie still active?
- Yes, SemperFie is an active enterprise in the KBO register.
- What is the turnover of SemperFie?
- The turnover in financial year 2025 is ≈ €530,000. This figure is estimated from the gross margin of €310,757 and 35 comparable companies (NACE 69). It probably lies between €440,000 and €630,000.Financials
- Is SemperFie profitable?
- In financial year 2025, SemperFie made a profit of €213,110.
- Where can I find the annual accounts of SemperFie?
- SemperFie filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SemperFie due?
- SemperFie must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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