Turnover
≈ €130,000 estimated
The micro format states no turnover.
SEMPER CODE
Overview
Lifetime
1 annual account with figurespeak €24,858 (2025)
€24,858
peak €18,949 (2025)
€18,949
peak €19,449 (2025)
€19,449
€4,808
Board1 name since 2024
1 directorCOLLAKU Gentian
Documentsfilings and deeds
27-08-202627 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsStarting capital
€2,000 200 shares
2025 accounts filed 27 days after the deadline
Checked score
98
Excellent
Financially stronger than 83% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 0.4%
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.5%▲ +0.1 percentage points vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.6%▲ +0.1 percentage points vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026highest value
09-2026: < 0.1%▼ -0.6 percentage points vs 08-2026lowest value
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2024
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 4.01, cash €13,860
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 83% on liquidity and 82% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as SEMPER CODE has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SEMPER CODE itself is lower: 0.1% within 12 months. It rests on far more data about SEMPER CODE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SEMPER CODE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.01, above the usual 1.5. Short-term debt is 19.8% and cash 57.1% of total assets. 19.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
27 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered office moved from Putte to Begijnendijk
New registered office: Beekstraat 24, 3130 Begijnendijk · Previous registered office: Mechelbaan 426 203 2580 Putte België · Board meeting of 24-09-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1011309330
Incorporation
Founding capital of €2,000, 200 shares · Founder: COLLAKU Gentian · Appointment: COLLAKU Gentian (director) · published on 10-07-2024 · Gazette deed
First establishment
Beekstraat 24, Begijnendijk
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEMPER CODE Begijnendijk | €24,258 | €24,858 | 80.2% | - |
| Ctrl+Gecko Nijlen | €25,937 | €22,982 | 61.7% | - |
| Lingorithmics Westerlo | €25,625 | €21,547 | 73.0% | - |
| Hensey Ghent | €28,532 | €24,500 | 73.8% | - |
| PFi Consulting Nivelles | €28,198 | €23,190 | 71.3% | - |
| Werfbuur Kontich | €28,961 | €25,047 | 80.2% | - |
| VIAC CONSULT Kraainem | €24,403 | €20,968 | 66.1% | - |
These companies have the same main activity as SEMPER CODE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €24,400 and €29,000, founded in 2024.
Official details
Source: KBO- Status
- Active since 08-07-2024Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.361.677.6083130 Begijnendijk, since 08-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 06-10-2024
Insights on SEMPER CODE
SEMPER CODE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,449 and a net result of €18,949.
Its solvency ranks better than 75% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 27-08-2026, 27 days late€24,858
€23,848
€18,949
€14,482
80.2%
4.01
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €130,000. Estimated: probably between €64,000 and €260,000.
Balance sheet
balance sheet total €24,258 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
80.2%
Higher than 75% of 21,206 companies in 2025.
4.01
Higher than 68% of 20,569 companies in 2025.
78.1%
Higher than 95% of 20,744 companies in 2025.
SEMPER CODE
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
24,258 | |
21/28 |
4,968 | |
22/27 |
4,968 | |
24 |
4,968 | |
29/58 |
19,290 | |
40/41 |
5,430 | |
41 |
5,430 | |
54/58 |
13,860 | |
| Balance sheet: equity and liabilities | ||
10/49 |
24,258 | |
10/15 |
19,449 | |
10/11 |
500 | |
14 |
18,949 | |
17/49 |
4,808 | |
42/48 |
4,808 | |
44 |
98 | |
440/4 |
98 | |
45 |
4,710 | |
450/3 |
4,710 | |
| Income statement | ||
9900 |
24,858 | |
630 |
889 | |
640/8 |
120 | |
9901 |
23,848 | |
65/66B |
189 | |
65 |
189 | |
9903 |
23,660 | |
67/77 |
4,710 | |
9904 |
18,949 | |
9905 |
18,949 | |
| Appropriation of the result | ||
9906 |
18,949 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 27-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 27 days after the deadline. Filed on 27 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00432711.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 27-08-2026 | 2026-00432711 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 24,738 | ||
| 19,839 | ||
| 5,857 | ||
| 14,482 | ||
| 80.2% | ||
| 4.01 | ||
| 0.25 | ||
| 97.4% | ||
| 78.1% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €5,857 |
| €889 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on SEMPER CODE
Debt's share of the balance-sheet total is 19.8%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 01-07-2024
term without a fixed end
listed in the 2025 annual accounts, filed on 27-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 10-07-2024
Mandates through the years
1 name, the dashed line is todayCOLLAKU Gentian
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- COLLAKU Gentian
- Director (not named in the articles), from 01-07-2024 to date
Control
Capital
- Contribution
- €500
- Shares
- 200
- Contribution per share
- €2.50
- Equity per share
- €97.25 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 10-07-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00
Shareholders
At incorporation
deed of 10-07-2024 ↗
- COLLAKU Gentian 200 shares (100%) · €2,000
Network & group
No group
SEMPER CODE has no parent and no holdings in its annual accounts. COLLAKU Gentian is the only director. SEMPER CODE shares no director with another company.
Timeline
Timeline
5 events since 2024Filings
Establishments
Address
202420252026
2026
Registered office moved from Putte to BegijnendijkNew registered office: Beekstraat 24, 3130 Begijnendijk · Previous registered office: Mechelbaan 426 203 2580 Putte België · Board meeting of 24-09-20262 points ▸
- Board meeting, 24-09-2026
- Registered-office move, Beekstraat 24, 3130 Begijnendijk
Annual accounts 2025 filed NBBmicro format · 27 days late
2024
Registered in the Peppol Directory Reachable for e-invoices through 0208:1011309330
IncorporationFounding capital of €2,000, 200 shares · Founder: COLLAKU Gentian · Appointment: COLLAKU Gentian (director) · published on 10-07-20245 points ▸
- Founder, COLLAKU Gentian
- Founding capital, €2,000, 200 shares
- COLLAKU Gentian holds 200 shares
- Director appointment, COLLAKU Gentian (director (not named in the articles))
- Permanent representative, COLLAKU Gentian
First establishment Beekstraat 24, Begijnendijk
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
SEMPER CODE was incorporated on 8 July 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 The registered office was moved to Begijnendijk in 2026.3 Since 2024, COLLAKU Gentian has served as director.4
Company details
Identity
- Enterprise number
- 1011.309.330
- VAT number
- BE 1011.309.330
- Peppol ID
- 0208:1011309330
- Other Peppol ID
- 9925:BE1011309330
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 08-07-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 18:00deed of 10-07-2024 (in Dutch)
- Peppol
- Reachable since 06-10-2024Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SEMPER CODE in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 10-07-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Mechelbaan 426/0203”deed of 10-07-2024 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Ontwikkelen websites; Ontwikkelen webshops; Ontwikkelen applicaties (zowel mobiel als webapps); Ontwikkelen logo's; Ontwikkelen designs…”deed of 10-07-2024 (in Dutch)
7 activities
- Ontwikkelen websites
- Ontwikkelen webshops
- Ontwikkelen applicaties (zowel mobiel als webapps)
- Ontwikkelen logo's
- Ontwikkelen designs
- Inschrijven op freelance websites
- Algemeen verlenen van advies en diensten aan derden
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Beekstraat 24 registered office 3130 Begijnendijk | 08-07-2024 | 2.361.677.608 |
Buildings and parcels at the address
- Ground area
- 872 m²
- Buildings
- 122 m²
- Volume, LiDAR
- 643 m³
- Tallest building
- 9.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 24010C0021/00H003 | 872 m² | 1 · 122 m² | 9.4 m · 2 |