SEMIH
ActiveSEMIH has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €5k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 13009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-23
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 6.41 against 4.37 in 2024), and 8.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.3%
Return on assets
3.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
81 d early
2024
85 d early
2023
2 d early
2022
12 d early
2021
17 d early
2020
179 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€114k▲ 3.3%
2024 · €110k
2018: €84k
2019: €84k
2020: €94k
2021: €96k
2022: €99k
2023: €102k
2024: €110k
2018 → 2025
Total assets
€124k▼ 4.7%
2024 · €130k
2018: €128k
2019: €118k
2020: €129k
2021: €148k
2022: €150k
2023: €132k
2024: €130k
2018 → 2025
Net result
€5k▼ 51.2%
2024 · €9k
2018: €-12k
2019: €968
2020: €11k
2021: €2k
2022: €4k
2023: €3k
2024: €9k
2018 → 2025
Working capital
€55k▼ 12.9%
2024 · €64k
2018: €22k
2019: €31k
2020: €47k
2021: €46k
2022: €34k
2023: €44k
2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€96k-€99k▲ 3.5%€102k▲ 2.5%€110k▲ 8.3%€114k▲ 3.3%
Operating result€5k-€9k▲ 75.9%€3k▼ 61.8%€11k▲ 241%€5k▼ 53.5%
Net result€2k-€4k▲ 178%€3k▼ 20.5%€9k▲ 173%€5k▼ 51.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€59k▲ 22.7%
Current assets
€66k▼ 20.5%
Equity and liabilities €124k
Equity
€114k▲ 3.3%
Provisions
€510▼ 50.0%
Debt
€10k▼ 47.2%
The debt ratio falls from 14.9% to 8.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€16k▼
2024 · €29k
Cash flow
€15k▼
2024 · €27k
Solvency
91.3%▲
2024 · 84.3%
Current ratio
6.41▲
2024 · 4.37
Quick ratio
6.20▲
2024 · 4.24
Debt / equity
0.09▼
2024 · 0.18
ROE
4.0%▼
2024 · 8.5%
ROA
3.7%▼
2024 · 7.2%
Interest coverage
31.91▼
2024 · 73.70
Debt
€10k▼
2024 · €19k
Debt ≤ 1 year
€10k▼
2024 · €19k
Income taxes
€2k▼
2024 · €3k
Staff costs
€12k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€124k▼
Fixed assets21/28€48k€59k▲
Tangible fixed assets22/27€41k€52k▲
Plant, machinery and equipment23€34k€28k▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€4k€20k▲
Financial fixed assets28€6k€7k▲
Current assets29/58€83k€66k▼
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€5k€1k▼
Trade receivables40€5k€1k▼
Cash at bank and in hand54/58€68k€55k▼
Deferred charges and accrued income490/1€7k€7k▲
Equity and liabilities
Total equity and liabilities10/49€130k€124k▼
Equity10/15€110k€114k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€22k€22k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€67k€72k▲
Investment grants15€2k€990▼
Provisions and deferred taxes16€1k€510▼
Deferred taxes168€1k€510▼
Amounts payable17/49€19k€10k▼
Amounts payable after more than one year17€498-
Financial debts170/4€498-
Amounts payable within one year42/48€19k€10k▼
Current portion of amounts payable after more than one year42€6k€498▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€6k€7k▲
Taxes450/3€5k€6k▲
Remuneration and social security454/9€122€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€12k€12k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€11k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€43k€29k▼
Operating profit (loss)9901€11k€5k▼
Financial income75/76B€990€991▲
Recurring financial income75€990€991▲
Financial charges65/66B€394€494▲
Recurring financial charges65€394€494▲
Profit (loss) for the period before taxes9903€12k€6k▼
Transfer from deferred taxes780€510€510=
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€9k€5k▼
Profit (loss) for the period to be appropriated9905€9k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€72k▲
Profit (loss) brought forward from the previous period14P€58k€67k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €102k ▲2.5%
5 profitable years in a row build equity to €102k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €11k ▲1037%
Operating result €11k, net result €11k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €968
Net result €968 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
OZER Cemal
CurrentDirector · since 05-01-2024
05-01-2024
Appointed as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Uitbreidingstraat 4662600 AntwerpenGround area
136 m²
Building footprint
136 m²
Volume, LiDAR
1,450 m³
2 parcels, Flanders · tallest building 14.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Uitbreidingstraat 464-466, 2600 Antwerpen
since 19982.087.154.740
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11302A0113/00Z006 | Flanders | 69 m² | 1 · 69 m² | 14.8 m · 4 fl. |
| 11302A0113/00A007 | Flanders | 67 m² | 1 · 67 m² | 14.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
2 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
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Resto Lam
BE 0636.953.270
Temse · Eq €114k
FUSION WOK
BE 0878.877.408
Mol · Eq €114k
Ylisandro
BE 0778.724.215
Wingene · Eq €113k
Restaurant-Traiteur 't Stoveke
BE 0897.932.661
Merelbeke-Melle · Eq €113k
Of 20,234 companies in sector 56111 we hold annual accounts for 11,308. 9,323 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-1998
Fiscal year end31-12
Activities, NACEBEL
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.