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SEME

Active
Private limited companyfounded 199927 yrs activeLeiweg 23, 1980 Zemst, BelgiumKBO/BCE: BE 0466.647.697
Summary

SEME has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€103,586) and a net result of €10,771. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 7833 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
59 / 100
Fair
Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08 against 0.07 in 2024; cash: 40.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Return on assets
126.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 7833 sector peers (2025).
NBB · sector comparison
Position among 7833 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
1 d early
2023
30 d late
2022
1 d late
2021
29 d late
2020
30 d late
2019
140 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SEME was incorporated on 3 August 1999.1 Total assets fell from EUR 469,449 in 2018 to EUR 8,522 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€103,586▲ 9.4%
2024 · -€114,357
Total assets
€8,522▲ 1.2%
2024 · €8,419
Net result
€10,771▼ 30.4%
2024 · €15,475
Working capital
-€103,586▲ 9.4%
2024 · -€114,357
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€875▼ 20.5%-€45▲ 94.9%-€86▼ 91.0%€15,519€10,811▼ 30.3%
Net result-€875below the sector's middle half▼ 13.4%-€45within the sector's middle half▲ 94.9%-€86within the sector's middle half▼ 91.0%€15,475within the sector's middle half€10,771within the sector's middle half▼ 30.4%
Equity-€129,701below the sector's middle half▼ 0.7%-€129,746below the sector's middle half=-€129,832below the sector's middle half▼ 0.1%-€114,357below the sector's middle half▲ 11.9%-€103,586below the sector's middle half▲ 9.4%
Total assets€2,418below the sector's middle half▼ 26.6%€2,428below the sector's middle half▲ 0.4%€2,446below the sector's middle half▲ 0.7%€8,419below the sector's middle half▲ 244%€8,522below the sector's middle half▲ 1.2%
Debt€132,120=€132,174=€132,278▲ 0.1%€122,775▼ 7.2%€112,109▼ 8.7%
Working capital-€129,701below the sector's middle half▼ 0.7%-€129,746below the sector's middle half=-€129,832below the sector's middle half▼ 0.1%-€114,357below the sector's middle half▲ 11.9%-€103,586below the sector's middle half▲ 9.4%
Solvency
Current ratio0.07below the sector's middle half0.08below the sector's middle half▲ 0.01
Return on assets (ROA)183.8%above the sector's middle half126.4%above the sector's middle half▼ 57.4pp
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€5,000€0€5,000€10,000€15,000Operating result 2021: -€875-€875Net result 2021: -€875-€875Operating result 2022: -€45-€45Net result 2022: -€45-€45Operating result 2023: -€86-€86Net result 2023: -€86-€86Operating result 2024: €15,519€15,519Net result 2024: €15,475€15,475Operating result 2025: €10,811€10,811Net result 2025: €10,771€10,77120212022202320242025-€5,000€0€5,000€10,000€15,000Operating result 2023: -€86-€86Net result 2023: -€86-€86Operating result 2024: €15,519€15,500Net result 2024: €15,475€15,500Operating result 2025: €10,811€10,800Net result 2025: €10,771€10,800202320242025
The operating result falls in 2025; 2025 is 30% below 2024.
Key figures and ratios
2025 value · change against 2024
Debt to equity
-1.08▼
2024 · -1.07
Debt ≤ 1 year
€112,109▼
2024 · €122,775
A ratio outside any meaningful range has been withheld (balance sheet total €8,522, equity -€103,586).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more
2.5% went bankrupt
5.3% stopped otherwise
91% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€8,419€8,522▲
Current assets29/58€8,419€8,522▲
Amounts receivable within one year40/41€1,353€5,106▲
Trade receivables40-€2,800
Other amounts receivable41€1,353€2,306▲
Cash at bank and in hand54/58€7,066€3,416▼
Equity and liabilities
Total equity and liabilities10/49€8,419€8,522▲
Equity10/15-€114,357-€103,586▲
Contributions10/11€120,000€120,000=
Profit (loss) carried forward14-€234,357-€223,586▲
Amounts payable17/49€122,775€112,109▼
Amounts payable within one year42/48€122,775€112,109▼
Trade debts44€932€2,896▲
Suppliers440/4€932€2,896▲
Advances received on contracts in progress46-€3,388
Other amounts payable47/48€121,844€105,825▼
Income statement Code20242025
Other operating charges640/8€387€412▲
Gross operating margin9900€15,906€11,223▼
Operating profit (loss)9901€15,519€10,811▼
Financial charges65/66B€44€40▼
Recurring financial charges65€44€40▼
Profit (loss) for the period before taxes9903€15,475€10,771▼
Profit (loss) for the period9904€15,475€10,771▼
Profit (loss) for the period to be appropriated9905€15,475€10,771▼
Appropriation of the result
Profit (loss) to be appropriated9906-€234,357-€223,586▲
Profit (loss) brought forward from the previous period14P-€249,832-€234,357▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8€387--€387€412▲ 6.4%
Gross operating margin9900-€488-€45-€86€15,906€11,223▼ 29.4%
Operating profit (loss)9901-€875-€45-€86€15,519€10,811▼ 30.3%
Financial charges65/66B---€44€40▼ 7.1%
Recurring financial charges65---€44€40▼ 7.1%
Profit (loss) for the period before taxes9903-€875-€45-€86€15,475€10,771▼ 30.4%
Profit (loss) for the period9904-€875-€45-€86€15,475€10,771▼ 30.4%
Profit (loss) for the period to be appropriated9905-€875-€45-€86€15,475€10,771▼ 30.4%
Line20212022202320242025Change
Assets
Total assets20/58€2,418€2,428€2,446€8,419€8,522▲ 1.2%
Current assets29/58€2,418€2,428€2,446€8,419€8,522▲ 1.2%
Amounts receivable within one year40/41€2,415€2,424€2,442€1,353€5,106▲ 277%
Trade receivables40----€2,800-
Other amounts receivable41€2,415€2,424€2,442€1,353€2,306▲ 70.5%
Cash at bank and in hand54/58€4€4€4€7,066€3,416▼ 51.7%
Equity and liabilities
Total equity and liabilities10/49€2,418€2,428€2,446€8,419€8,522▲ 1.2%
Equity10/15-€129,701-€129,746-€129,832-€114,357-€103,586▲ 9.4%
Contributions10/11€120,000€120,000€120,000€120,000€120,000=
Profit (loss) carried forward14-€249,701-€249,746-€249,832-€234,357-€223,586▲ 4.6%
Amounts payable17/49€132,120€132,174€132,278€122,775€112,109▼ 8.7%
Amounts payable within one year42/48€132,120€132,174€132,278€122,775€112,109▼ 8.7%
Trade debts44€576€630€734€932€2,896▲ 211%
Suppliers440/4€576€630€734€932€2,896▲ 211%
Advances received on contracts in progress46----€3,388-
Other amounts payable47/48€131,544€131,544€131,544€121,844€105,825▼ 13.1%
Line20212022202320242025Change
Profit (loss) for the period9904-€875-€45-€86€15,475€10,771▼ 30.4%
Operating cash flow (approximation)-€875-€45-€86€15,475€10,771▼ 30.4%
Change in cash-€0€0€7,062-€3,650▼ 152%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
30-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €15,475
Net result €15,475 after 4 loss-making years.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
18-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 140 days late
2019
31-12
Financial Back to profitnet €89,850
Net result €89,850 after one loss-making year.
02-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 63 days late
2018
16-11
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 108 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 1 establishment unit since 1999
seat establishment The establishment unit on the map
Ground area
5,691 m²
Building footprint
461 m²
Volume, LiDAR
3,105 m³
2 parcels, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Industrieweg 13, 3190 Boortmeerbeek
NACE 2852002
since 19992.092.610.791
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23020B0171/00C002 Flanders 3,153 m² 1 · 204 m² 12.8 m · 3 fl.
24014C0083/00K000 Flanders 2,538 m² 1 · 257 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-08-1999
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
73200Market research and public opinion polling
E-invoicing
Reachable via Peppol
Peppol ID 0208:0466647697

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.