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SEMCONSTRUCT

In bankruptcy Private limited companyfounded 2010Elzenstraat 3, 3670 OudsbergenKBO/BCE: BE 0827.964.878

Overview

Information for creditors

Enterprise Court of Antwerp, Hasselt division · Official Gazette of 01-04-2026
Appeal or third-party opposition 16-04-2026Filing the claim in RegSol 25-04-2026First verification report 07-05-2026Late claim until 26-03-2027
Steps, deadlines and articles of law

The procedure

Supervising judge
Tom Ceelen
Official Gazette
01-04-2026search the document for 2026/114123

Deadlines

Provisional date payments stopped
26 March 2026A later judgment can still change the date.art. XX.105, Code of Economic Law
Appeal or third-party opposition
passed on 16 April 2026art. XX.108, Code of Economic Law
Filing the claim in RegSol
passed on 25 April 2026art. XX.104 and XX.155, Code of Economic Law
First verification report
passed on 7 May 2026art. XX.104 and XX.194, Code of Economic Law
Late claim until
26 March 2027A late claim shares only in what has not yet been paid out. You bear the costs of that claim.art. XX.165, Code of Economic Law

Trustees

  • Christophe HermansElisabethwal 4 Bus 2, 3700 Tongeren-Borgloonchristophe.hermans@hermanswirix.be
  • Pieter WirixElisabethwal 4 Bus 2, 3700 Tongeren-Borg- Loonpieter.wirix@hermanswirix.be

Steps for a creditor

  1. Stop delivering on credit unless the trustee agrees.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. The ordinary term has passed. File a late claim in RegSol (regsol.be) until 26 March 2027, yourself with eID or itsme, or through your lawyer. It shares only in what has not yet been paid out, and you bear the costs.
  4. Ask your accountant about the VAT on the unpaid invoices. In a bankruptcy it can be recovered, subject to conditions.
  5. Follow the file in RegSol. The verification report (admitted or disputed) and the trustee's reports appear there.

These deadlines come from the publication of the judgment. Check them in RegSol before you file anything. Once a deadline has passed, it is too late for that step.

If this company owes you money, you are not paid automatically. You file your claim yourself, within the deadline the judgment sets.

Follow Follow this bankruptcy and you are notified the next morning if it is closed or reversed.

This is general information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.

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Lifetime

14 annual accounts with figures on one time axis
peak €59,729 (2022)
€33,899▼ 22.4%
lowest -€18,790 (2013)
-€11,027▼ €8,503
peak €47,478 (2022)
€33,927▼ 24.5%
€200,832▼ 20.5%
peak 0.7 FTE (2016)
-not published
Board1 name since 2010
1 directorUBBEN Mike
Documentsfilings and deeds
10-10-202571 days late
2024micro format
Gross margin from €43,705 to €33,899Loss of €11,027Registered office moved from Hechtel-Eksel to Oudsbergen 28-06Equity from €44,954 to €33,927Debts from €252,682 to €200,832Investments €13,453

Key points

from the 2024 annual accounts, the last ones filed

Debts

€200,832 86% of the balance sheet
Financial debts 29%Suppliers 44%Taxes and wages 15%Other 11%

Of this, €177,969 falls due within a year.

Investments

€15,553 5.1 × depreciation
202120222024

Green is investment, beige is depreciation.

Filings

14 annual accounts 15 filings since 2011
AprilJune31 JulyOctober20152020

Ten of the last ten came late. The 2023 accounts came latest: 180 days after the end of the period.

No score

Board and ownership

UM
Director, since 18-11-2011
Board & ownership

Recent changes

Bankruptcy published Enterprise Court of Antwerp, Hasselt division · judgment of 26-03-2026 · Bankruptcy
Judicial dissolution, liquidator appointed Enterprise Court of Antwerp, Hasselt division · Hermans Christophe, Wirix Pieter · judgment of 22-01-2026 · Bankruptcy
Listed in the Peppol Directory
Registered office moved from Hechtel-Eksel to Oudsbergen New registered office: Elzenstraat 3 te B-3670 Oudsbergen · Previous registered office: Peerderbaan 2/1 te B-3940 Hechtel-Eksel · General meeting of 21-05-2024 · Gazette deed
All 28 events

Official details

Source: KBO
Status
In bankruptcydeclared bankrupt on 26-03-2026
Activity
Joinery installationNACE 43320
Joint committees
124Construction
200Auxiliary committee for white-collar workers · annual accounts 2024
Establishment unit
2.190.790.3323990 Peer, since 26-08-2010
Financial year end
31 December
Peppol
Reachable since 13-12-2025
Company details

Annual accounts 2024

€33,899▼ 22.4%
≈ €200,000estimated
€11,027▲ 337%
€33,927▼ 24.5%
€234,759▼ 21.1%
Employeeson 31-12-2024
1=
Filing
Filed on 10-10-2025
Financials

Insights on SEMCONSTRUCT

Equity fell from €47,478 in 2022 to €33,927 in 2024.

On 26 March 2026 the court declared SEMCONSTRUCT bankrupt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2024

micro format, filed on 10-10-2025, 71 days late
€33,899
▼ 22.4%
-€61
▼ €5,350
-€11,027
▼ €8,503
€40,472
▼ 40.6%
14.5%
▼ 0.7 percentage points
1.23
▼ 0.08

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €200,000. Estimated: probably between €150,000 and €350,000.

Balance sheet

balance sheet total €234,759 on 31-12-2024
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

14.5%

Higher than 17% of 35,955 companies in 2024.

1.23

Higher than 30% of 35,353 companies in 2024.

-4.7%

Higher than 17% of 35,537 companies in 2024.

SEMCONSTRUCT Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half

Staff

€33,570

Staff costs divided by the average number of full-time equivalents.

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20242023202220212020201920182017201620152014201320122011
Balance sheet: assets
20/58 234,759297,636296,448242,313232,667166,371155,617148,209102,750109,17055,39922,72866,09218,123
21/28 16,3175,9179,10510,29214,36219,77419,86618,49220,1996,5923,2734,4882,511-
22/27 16,3173,8177,0058,19212,26217,67417,76616,39218,0996,5923,2734,4882,511-
23 ----2,3664,7321,7782,8242,3043,8762,0482,9402,511-
24 16,3173,8175,1024,3882,2873,4314,5742535772,7161,2251,549--
26 --1,9023,8047,6099,51111,41313,31615,218-----
28 -2,1002,1002,1002,1002,1002,1002,1002,100-----
29/58 218,442291,719287,343232,021218,305146,597135,751129,71782,551102,57952,12618,24063,58218,123
3 80,000164,200148,125114,91791,73048,78666,79535,85417,60131,8476,5005,569--
30/36 40,00062,20060,89270,23735,00021,68621,92920,73111,00015,2504,5001,500--
37 40,000102,00087,23344,68056,73027,10044,86615,1236,60116,5972,0004,069--
40/41 74,24378,425127,972104,008111,66686,36763,93692,28164,57670,53845,14810,69824,0132,179
40 47,96753,27376,10388,71795,67960,57249,77950,09743,01749,88142,3396,81923,127927
41 26,27625,15251,86915,29115,98725,79514,15742,18421,55820,6572,8103,8798861,252
54/58 10,00137,9051,4072,5571,319-98637427478-39,56815,944
490/1 54,19811,1899,84010,53913,59011,4445,0111,496-166-1,973--
Balance sheet: equity and liabilities
10/49 234,759297,636296,448242,313232,667166,371155,617148,209102,750109,17055,39922,72866,09218,123
10/15 33,92744,95447,47841,12544,04641,23536,98431,39015,32013,64321,9344,86719,65712,026
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,20014,20010,800
100 -----18,60018,60018,60018,60018,60018,60018,60018,60018,600
101 -----------4004,4007,800
13 26,35426,35428,87822,52525,44622,63518,38412,7905,4575,4575,4575,4575,4571,226
130 -----1,8601,8601,86027327327327327361
133 26,35426,35428,87822,52525,44620,77516,52410,9305,1845,1845,1845,1845,1841,165
14 -11,027--------8,737-10,415-2,123-18,790--
17/49 200,832252,682248,969201,189188,621125,135118,633116,81987,43095,52833,46517,86146,4356,097
17 8,75217,079-----3274,1787,89411,478---
170/4 8,75217,079-----3274,1787,89411,478---
42/48 177,969223,623242,510193,409185,693124,394117,749116,49283,25287,62121,98717,86115,4516,097
42 8,3267,921----3273,8513,7163,5853,459---
43 49,95124,99124,69421,98824,8922,0768,818-2,3861,560-4,986--
430/8 49,95124,99124,69421,98824,8922,0762,517-2,3861,560-907--
439 ------6,301----4,079--
44 88,993161,086142,558127,253137,118110,11694,25294,83068,65080,3679,3688,5428,2824,520
440/4 88,993161,086142,558127,025137,118110,11694,25294,83068,65080,3679,3688,5428,2824,520
441 ---228----------
46 -5,10028,290-4,820---------
45 30,70024,52526,77613,2859,65912,20210,73017,8128,4992,1098,0384,3337,1691,577
450/3 6,93912,98912,7833,6503,2196,2313,16114,7295,5751,3748,0381,3337,1691,577
454/9 23,76111,53613,9939,6356,4405,9717,5693,0832,924735-3,000--
47/48 --20,19230,8839,204-3,622---1,122---
492/3 14,11111,9806,4607,7802,928741885--13--30,984-
Income statement
76A ------103-------
9900 33,89943,70559,72926,64450,22843,40540,39451,90735,4183,56024,390-13,54914,2157,173
62 30,21334,00724,72413,41424,20924,05821,17222,12920,5483,596----
630 3,0533,1883,1883,0855,4126,0924,0923,5365,6133,7111,2161,216628-
640/8 6951,22114,51813,2811,9502,9102,4102,1491,4823,0801,2371,3193,0973,401
9901 -615,28917,298-3,13618,65710,34412,71924,0927,776-6,82621,937-16,08410,4903,772
75/76B 411-1,7682062071,4341,2291,8201,218950128167863
75 411-1,7682062071,4341,2291,8201,218950128167863
65/66B 10,9044,7706,5562,37613,6354,0133,0041,4595,3842,3132,1142,7351,903972
65 10,9044,7706,5562,37613,6354,0133,0041,4595,3842,3132,1142,7351,903972
9903 -10,55451912,511-5,3065,2297,76510,94424,4523,610-8,19019,951-18,6528,6732,803
67/77 4733,0436,1574892,4193,5145,3508,3821,9331023,2851384,4421,577
9904 -11,027-2,5246,354-5,7962,8104,2525,59416,0701,677-8,29116,667-18,7904,2311,226
9905 -11,027-2,5246,354-5,7962,8104,2525,59416,0701,677-8,29116,667-18,7904,2311,226
Appropriation of the result
9906 -11,027-2,5246,354-5,7962,8104,2525,5947,333-8,737-10,415-2,123-18,7904,2311,226
791/2 -2,524-5,796----------
691/2 --6,354-2,8104,2525,5947,333----4,2311,226
6920 -------1,587----21261
6921 --6,354-2,8104,2525,5945,746----4,0201,165
Social balance sheet
9087 0.90.911-0.70.70.70.70.2----
Hours worked1013 1,2401,2401,020540-1,2881,2601,2961,292344----
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2024 (PDF), filed on 10-10-2025.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2024 annual accounts filed 71 days after the deadline. Filed on 10 October 2025, deadline 31 July 2025 (7 months after the close on 31 December 2024, Companies Code art. 3:10). Source: NBB, 2025-00538688.

Financial year Type Filed Reference Document
31-12-2024 micro format 10-10-2025 2025-00538688 PDF
31-12-2023 micro format 27-01-2025 2025-00011008 PDF
31-12-2022 micro format 31-08-2023 2023-00386762 PDF
31-12-2021 micro format 29-09-2022 2022-20440474 PDF
31-01-2021 micro format 28-10-2021 2021-74100551 PDF
31-01-2020 micro format 16-11-2020 2020-70600447 PDF
31-01-2019 micro format 30-09-2019 2019-66900598 PDF
31-01-2018 micro format 05-10-2018 2018-69000107 PDF
31-01-2017 micro format 28-09-2017 2017-65800025 PDF
31-01-2016 abbreviated format 29-09-2016 2016-63300289 PDF
31-01-2015 abbreviated format 18-09-2015 2015-59300555 PDF
31-01-2014 abbreviated format 01-09-2014 2014-57900127 PDF
31-01-2013 abbreviated format 08-10-2013 2013-62800575 PDF
31-01-2012 abbreviated format 27-08-2012 2012-50000343 PDF
31-01-2011 abbreviated format 28-10-2011 2011-59200249 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20242023202220212020201920182017201620152014201320122011
2,9928,47620,486-5224,06916,43616,81127,62813,389-3,11623,153-14,86811,118-
-7,9746639,541-2,7118,22210,3449,68619,6067,290-4,58117,883-17,5744,859-
15,55302,0004,42706,00013,8621,83019,2207,03003,1933,138-
-27,90436,498-1,1501,238---77-288347-450--23,624-
40,47268,09644,83438,61232,61222,20318,00313,225-70114,95730,14037948,13112,026
14.5%15.1%16.0%17.0%18.9%24.8%23.8%21.2%14.9%12.5%39.6%21.4%29.7%66.4%
1.231.301.181.201.181.181.151.110.991.172.371.024.122.97
0.780.570.570.610.680.790.590.810.780.812.080.714.122.97
5.925.625.244.894.283.033.213.725.717.001.533.672.360.51
-32.5%-5.6%13.4%-14.1%6.4%10.3%15.1%51.2%10.9%-60.8%76.0%-386.1%21.5%10.2%
-4.7%-0.8%2.1%-2.4%1.2%2.6%3.6%10.8%1.6%-7.6%30.1%-82.7%6.4%6.8%
0.271.783.12-0.021.77---------

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202431-12-202331-12-202231-12-2021
Employees at the balance-sheet date1111
full-time11--
part-time--11
in full-time equivalents110.80.7
0.90.90.80.7
On a permanent contract1111

Source: social balance sheet in the 2021 to 2024 annual accounts

Investments

fixed assets acquired
Item202420232022202131-01-2020
Tangible fixed assets€15,553-€2,000€4,427-
€3,053€3,188€3,188€3,085€5,412

Source: notes to the 2020 to 2024 annual accounts (statement of fixed assets)

Insights on SEMCONSTRUCT

The operating result for 2024 is a loss of €61, after a profit of €5,289 in 2023. It is the lowest result since 2021.

Debt's share of the balance-sheet total rises from 84.9% to 85.5%. Equity and debt are lower.

Board & ownership

Curators

the curators have managed the company since 26-03-2026
Curator, Elisabethwal 4 Bus 2, 3700 Tongeren-Borgloon
Also on 131 other cases
Curator, Elisabethwal 4 Bus 2, 3700 Tongeren-Borg- Loon
Also on 139 other cases

Last board

1 director, last change in 2021
Director (not named in the articles)
since 18-11-2011 term without a fixed end
earlier manager, until 22-11-2021
listed in the 2024 annual accounts, filed on 10-10-2025
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 22-11-2021

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
UBBEN Mike
Director (not named in the articles)
BoardEarliermandate already running before its first mentionBankruptcy 26-03-2026
Mandates as a list
  • UBBEN Mike
    • Director (not named in the articles), from 05-07-2010, until the bankruptcy of 26-03-2026
    • Manager, until 22-11-2021

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,600
Source
2024 annual accounts

Articles of association

deed of 22-11-2021 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:00

Network & group

No group

SEMCONSTRUCT has no parent and no holdings in its annual accounts. UBBEN Mike is the only director. SEMCONSTRUCT shares no director with another company.

Timeline

Timeline

28 events since 2010
2026
Bankruptcy published Enterprise Court of Antwerp, Hasselt division · judgment of 26-03-2026
Judicial dissolution, liquidator appointed Enterprise Court of Antwerp, Hasselt division · Hermans Christophe, Wirix Pieter · judgment of 22-01-2026
2025
Listed in the Peppol Directory
Annual accounts 2024 filed PDFmicro format · 71 days late
Annual accounts 2023 filed PDFmicro format · 180 days late
2024
Registered office moved from Hechtel-Eksel to OudsbergenNew registered office: Elzenstraat 3 te B-3670 Oudsbergen · Previous registered office: Peerderbaan 2/1 te B-3940 Hechtel-Eksel · General meeting of 21-05-20242 points ▸
  • General meeting, 21-05-2024
  • Registered-office move, Elzenstraat 3 te B-3670 Oudsbergen

Open the deed in the Belgian Official Gazette

2023
Annual accounts 2022 filed PDFmicro format · 31 days late
2022
Back to profit net €6,354 The net result is €6,354, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 60 days late
2021
Change of role: UBBEN Mike, from manager to directorDirector discharge: UBBEN Mike · General meeting of 18-11-20216 points ▸
  • General meeting, 18-11-2021
  • 186 shares
  • Director resignation, UBBEN Mike (manager)
  • Director appointment, UBBEN Mike (director (not named in the articles))
  • Director discharge, UBBEN Mike
  • Registered office clause, Peerderbaan 2/1, 3940 Hechtel-Eksel
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2021 filed PDFmicro format · 58 days late
2020
Annual accounts 2020 filed PDFmicro format · 77 days late
2019
Annual accounts 2019 filed PDFmicro format · 30 days late
2018
Registered office moved from Peer to Hechtel-EkselNew registered office: Peerderbaan 2 bus 1 te 3940 Hechtel-Eksel · Previous registered office: Kerkpad 8 te 3990 PEER · Board meeting of 01-03-20162 points ▸
  • Board meeting, 01-03-2016
  • Registered-office move, Peerderbaan 2 bus 1 te 3940 Hechtel-Eksel

Open the deed in the Belgian Official Gazette

Annual accounts 2018 filed PDFmicro format · 35 days late
2017
Annual accounts 2017 filed PDFmicro format · 28 days late
2016
Annual accounts 2016 filed PDFabbreviated format · 29 days late
Back to profit net €1,677 The net result is €1,677, after one loss-making year.
2015
Annual accounts 2015 filed PDFabbreviated format · 18 days late
2014
Annual accounts 2014 filed PDFabbreviated format · 1 day late
Back to profit net €16,667 The net result is €16,667, after one loss-making year.
Liquidity more than doubled current ratio 2.37 The current ratio rises from 1.02 to 2.37.
2013
Annual accounts 2013 filed PDFabbreviated format · 38 days late
Weakest financial year net -€18,790 The net result drops to -€18,790, the lowest from 2011 to 2024.
2012
Annual accounts 2012 filed PDFabbreviated format · 4 days before the deadline
2011
Annual accounts 2011 filed PDFabbreviated format · 58 days late
2010
First establishment Kerkpad 8, Peer
Incorporation PDF6 publications in the Belgian Official Gazette, the last on 28-06-2024 · published on 30-07-2010

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

SEMCONSTRUCT was incorporated on 5 July 2010.1 The registered office moved to Hechtel-Eksel in 2018 and to Oudsbergen in 2024.23 Total assets rose from €166,371 in 2019 to €234,759 in 2024 and headcount from 0.7 to 0.9 full-time equivalents.4 On 26 March 2026 the company was declared bankrupt.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 28-11-2018
  3. 3Belgian Official Gazette, 28-06-2024
  4. 4National Bank, annual accounts 2019 and 2024
  5. 5Belgian Official Gazette, 01-04-2026

Company details

Identity

Enterprise number
0827.964.878
VAT number
BE 0827.964.878
Peppol ID
0208:0827964878
Other Peppol ID
9925:BE0827964878
Legal form
Private limited company
Status
In bankruptcy, since 26-03-2026
Founded
05-07-2010
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:00
deed of 22-11-2021 (in Dutch)
Peppol
Listed since 13-12-2025The listing only disappears when the Peppol service provider removes it.
Name
SEMCONSTRUCT in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 22-11-2021 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 22-11-2021 (in Dutch)

Activities

NACEBEL 2025
43320 Joinery installation main activity
Joint committees annual accounts 2024
JC 124 Construction
JC 200 Auxiliary committee for white-collar workers
Codes under NACEBEL 2008
43320 Joinery installation main activity
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het plaatsen en herstellen van ramen, deuren, rolluiken en aanverwanten in hout, staal, alu en pvc; Timmer- en schrijnwerkerij voor…”
6 activities
  1. Het plaatsen en herstellen van ramen, deuren, rolluiken en aanverwanten in hout, staal, alu en pvc.
  2. Timmer- en schrijnwerkerij voor gebouwen, vervaardigen en plaatsen van vensterluiken, trappen, veranda’s, ramen en deuren in hout, staal, alu en pvc.
  3. De algemene aanneming van bouwwerken waaronder begrepen mets- en betonwerken.
  4. Restauratiewerken van gebouwen en monumenten.
  5. Het bouwen van stellingen, alsmede het invoegen en reinigen van gevels.
  6. De aan- en verkoop van onroerende goederen.
deed of 22-11-2021 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Elzenstraat 3 registered office 3670 Oudsbergen
Kerkpad 8 3990 Peer 26-08-2010 2.190.790.332
2 former offices
  • Peerderbaan 2/1 te B, 3940 Hechtel-Eksel until 21-05-2024 · deed of 28-06-2024
  • Kerkpad 8, 3990 Peer until 01-03-2016 · deed of 28-11-2018

Buildings and parcels at the addresses

Ground area
2,173 m²
Buildings
308 m²
Volume, LiDAR
936 m³
Tallest building
8.6 m
Buildings to scale, each on its own parcel
161 m², 8.0 m 147 m², 8.6 m 161 m², 8.0 m 147 m², 8.6 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
72022C0316/00B0001,492 m² 1 · 161 m² 8.0 m
72035A0174/00G000681 m² 1 · 147 m² 8.6 m · 2