SEMANTIQ WEB
ActiveSummary
SEMANTIQ WEB has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €173k and a net result of €57k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 54% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▲+20
Solvency89▼-11
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.77 against 5.12 in 2024; short-term debt: 36% and cash: 86.5% of total assets), and 36% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64%
Return on assets
21.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
1 d early
2023
28 d late
2022
2 d early
2021
4 d early
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€173k▼ 6.5%
2024 · €185k
2018: €220k
2019: €213k▼ -3.5% vs 2018
2020: €220k▲ +3.7% vs 2019
2021: €226k▲ +2.6% vs 2020highest in 8 years
2022: €209k▼ -7.6% vs 2021
2023: €188k▼ -10.0% vs 2022
2024: €185k▼ -1.6% vs 2023
2025: €173k▼ -6.5% vs 2024lowest in 8 years
2018 → 2025
Total assets
€270k▲ 17.7%
2024 · €230k
2018: €256k
2019: €239k▼ -6.8% vs 2018
2020: €244k▲ +1.9% vs 2019
2021: €233k▼ -4.3% vs 2020
2022: €216k▼ -7.2% vs 2021lowest in 8 years
2023: €246k▲ +13.6% vs 2022
2024: €230k▼ -6.6% vs 2023
2025: €270k▲ +17.7% vs 2024highest in 8 years
2018 → 2025
Net result
€57k▲ 377%
2024 · €12k
2018: €19k
2019: €17k▼ -10.9% vs 2018
2020: €17k▲ +0.8% vs 2019
2021: €6k▼ -67.5% vs 2020
2022: €-17k▼ -407% vs 2021
2023: €-21k▼ -20.4% vs 2022lowest in 8 years
2024: €12k▲ +157% vs 2023
2025: €57k▲ +377% vs 2024highest in 8 years
2018 → 2025
Working capital
€172k▼ 6.3%
2024 · €184k
2018: €219k
2019: €212k▼ -3.3% vs 2018
2020: €220k▲ +4.0% vs 2019
2021: €226k▲ +2.6% vs 2020highest in 8 years
2022: €208k▼ -8.0% vs 2021
2023: €186k▼ -10.3% vs 2022
2024: €184k▼ -1.3% vs 2023
2025: €172k▼ -6.3% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€226k-€209k▼ 7.6%€188k▼ 10.0%€185k▼ 1.6%€173k▼ 6.5%
2021: €226khighest in 5 years
2022: €209k▼ -7.6% vs 2021
2023: €188k▼ -10.0% vs 2022
2024: €185k▼ -1.6% vs 2023
2025: €173k▼ -6.5% vs 2024lowest in 5 years
Operating result€8k-€29k▲ 248%€48k▲ 66.5%€17k▼ 64.7%€72k▲ 324%
2021: €8klowest in 5 years
2022: €29k▲ +248% vs 2021
2023: €48k▲ +66.5% vs 2022
2024: €17k▼ -64.7% vs 2023
2025: €72k▲ +324% vs 2024highest in 5 years
Net result€6k-€-17k€-21k▼ 20.4%€12k€57k▲ 377%
2021: €6k
2022: €-17k▼ -407% vs 2021
2023: €-21k▼ -20.4% vs 2022lowest in 5 years
2024: €12k▲ +157% vs 2023
2025: €57k▲ +377% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 324% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €270k
Fixed assets
€398 ▼ 55.1%
Current assets
€270k ▲ 18.0%
Equity and liabilities €270k
Equity
€173k ▼ 6.5%
Debt
€97k ▲ 118%
Debt's share of the balance-sheet total rises from 19.5% to 36.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€73k▲
2024 · €18k
Cash flow
€57k▲
2024 · €13k
Current ratio
2.77▼
2024 · 5.12
Debt to equity
0.56▲
2024 · 0.24
ROE
33.0%▲
2024 · 6.5%
ROA
21.1%▲
2024 · 5.2%
Interest coverage
93.55▲
2024 · 46.63
Debt ≤ 1 year
€97k▲
2024 · €45k
Income taxes
€15k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€230k€270k▲
Fixed assets21/28€886€398▼
Tangible fixed assets22/27€886€398▼
Furniture and vehicles24€886€398▼
Current assets29/58€229k€270k▲
Amounts receivable within one year40/41€6k€35k▲
Trade receivables40€6k€27k▲
Other amounts receivable41-€8k
Cash at bank and in hand54/58€222k€234k▲
Deferred charges and accrued income490/1€786€813▲
Equity and liabilities
Total equity and liabilities10/49€230k€270k▲
Equity10/15€185k€173k▼
Contributions10/11€14k€14k=
Reserves13€25k€12k▼
Distributable reserves133€25k€12k▼
Profit (loss) carried forward14€146k€147k▲
Amounts payable17/49€45k€97k▲
Amounts payable within one year42/48€45k€97k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€15k€42k▲
Taxes450/3€11k€38k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€27k€51k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€595€488▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€19k€74k▲
Operating profit (loss)9901€17k€72k▲
Financial income75/76B€422€403▼
Recurring financial income75€422€403▼
Financial charges65/66B€378€777▲
Recurring financial charges65€378€777▲
Profit (loss) for the period before taxes9903€17k€72k▲
Income taxes67/77€5k€15k▲
Profit (loss) for the period9904€12k€57k▲
Profit (loss) for the period to be appropriated9905€12k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€158k€203k▲
Profit (loss) brought forward from the previous period14P€146k€146k=
Transfer from equity791/2€15k€13k▼
Transfer to equity691/2€12k-
To other reserves6921€12k-
Profit to be distributed694/7€15k€69k▲
Return on contributions (dividend)694€15k€69k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0 | €191 | €311 | €595 | €488 | ▼ 17.9% |
| Other operating charges640/8 | €838 | €704 | €218 | €1k | €1k | ▲ 20.2% |
| Gross operating margin9900 | €9k | €30k | €49k | €19k | €74k | ▲ 296% |
| Operating profit (loss)9901 | €8k | €29k | €48k | €17k | €72k | ▲ 324% |
| Financial income75/76B | €16 | €123 | €144 | €422 | €403 | ▼ 4.5% |
| Recurring financial income75 | €16 | €123 | €144 | €422 | €403 | ▼ 4.5% |
| Financial charges65/66B | €476 | €46k | €69k | €378 | €777 | ▲ 105% |
| Recurring financial charges65 | €476 | €46k | €69k | €378 | €777 | ▲ 105% |
| Profit (loss) for the period before taxes9903 | €8k | €-17k | €-21k | €17k | €72k | ▲ 320% |
| Income taxes67/77 | €2k | €142 | €142 | €5k | €15k | ▲ 189% |
| Profit (loss) for the period9904 | €6k | €-17k | €-21k | €12k | €57k | ▲ 377% |
| Profit (loss) for the period to be appropriated9905 | €6k | €-17k | €-21k | €12k | €57k | ▲ 377% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €233k | €216k | €246k | €230k | €270k | ▲ 17.7% |
| Fixed assets21/28 | €0 | €842 | €1k | €886 | €398 | ▼ 55.1% |
| Tangible fixed assets22/27 | €0 | €842 | €1k | €886 | €398 | ▼ 55.1% |
| Furniture and vehicles24 | - | €842 | €1k | €886 | €398 | ▼ 55.1% |
| Current assets29/58 | €233k | €216k | €244k | €229k | €270k | ▲ 18.0% |
| Amounts receivable within one year40/41 | €60k | €49k | €39k | €6k | €35k | ▲ 534% |
| Trade receivables40 | €8k | €10k | €24k | €6k | €27k | ▲ 388% |
| Other amounts receivable41 | €51k | €39k | €15k | - | €8k | - |
| Cash at bank and in hand54/58 | €173k | €166k | €204k | €222k | €234k | ▲ 5.1% |
| Deferred charges and accrued income490/1 | €201 | €891 | €533 | €786 | €813 | ▲ 3.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €233k | €216k | €246k | €230k | €270k | ▲ 17.7% |
| Equity10/15 | €226k | €209k | €188k | €185k | €173k | ▼ 6.5% |
| Contributions10/11 | €12k | €12k | €14k | €14k | €14k | = |
| Reserves13 | €30k | €30k | €28k | €25k | €12k | ▼ 52.1% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €28k | €28k | €28k | €25k | €12k | ▼ 52.1% |
| Profit (loss) carried forward14 | €184k | €167k | €146k | €146k | €147k | ▲ 0.7% |
| Amounts payable17/49 | €7k | €8k | €58k | €45k | €97k | ▲ 118% |
| Amounts payable within one year42/48 | €7k | €8k | €58k | €45k | €97k | ▲ 118% |
| Trade debts44 | - | €196 | €8k | €3k | €4k | ▲ 63.5% |
| Suppliers440/4 | - | €196 | €8k | €3k | €4k | ▲ 63.5% |
| Taxes, remuneration and social security45 | €7k | €7k | €8k | €15k | €42k | ▲ 183% |
| Taxes450/3 | €4k | €4k | €5k | €11k | €38k | ▲ 251% |
| Remuneration and social security454/9 | €3k | €4k | €4k | €4k | €4k | = |
| Other amounts payable47/48 | - | - | €42k | €27k | €51k | ▲ 88.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €-17k | €-21k | €12k | €57k | ▲ 377% |
| + Depreciation and write-downs630 | €0 | €191 | €311 | €595 | €488 | ▼ 17.9% |
| Operating cash flow (approximation) | €6k | €-17k | €-20k | €13k | €57k | ▲ 359% |
| Investment in fixed assets (approximation) | - | €-1k | €-950 | €0 | €0 | - |
| Change in cash | - | €-8k | €39k | €18k | €11k | ▼ 36.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €57k ▲377%
Operating result €72k, net result €57k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 32.56
Current ratio from 10.46 to 32.56; short-term debt falls from €23k to €7k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2021
Ground area
426 m²
Building footprint
72 m²
Volume, LiDAR
491 m³
Parcel 22002A0383/00E000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kapellelaan 10, 1950 Kraainem
since 20212.323.052.208
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002A0383/00E000 | Flanders | 426 m² | 1 · 72 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500O368W3CFZ8MQ14
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,780 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-03-2011
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.