SEMANTIQ
ActiveSEMANTIQ has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €13k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 71% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+12
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 9.67 against 16.39 in 2024), and 22.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.4%
Return on assets
8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
13 d early
2023
on the day
2022
5 d early
2021
11 d early
2020
3 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▲ 11.5%
2024 · €115k
2018: €80k
2019: €88k
2020: €109k
2021: €95k
2022: €87k
2023: €106k
2024: €115k
2018 → 2025
Total assets
€165k▲ 37.2%
2024 · €121k
2018: €312k
2019: €93k
2020: €118k
2021: €103k
2022: €91k
2023: €114k
2024: €121k
2018 → 2025
Net result
€13k▲ 48.0%
2024 · €9k
2018: €5k
2019: €8k
2020: €21k
2021: €-14k
2022: €13k
2023: €19k
2024: €9k
2018 → 2025
Working capital
€130k▲ 45.2%
2024 · €89k
2018: €80k
2019: €87k
2020: €109k
2021: €95k
2022: €85k
2023: €74k
2024: €89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€87k▼ 8.6%€106k▲ 22.3%€115k▲ 8.4%€128k▲ 11.5%
Operating result€-14k-€18k€27k▲ 55.3%€13k▼ 52.4%€19k▲ 49.7%
Net result€-14k-€13k€19k▲ 45.1%€9k▼ 54.0%€13k▲ 48.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€21k▼ 18.0%
Current assets
€144k▲ 52.0%
Equity and liabilities €165k
Equity
€128k▲ 11.5%
Debt
€37k▲ 546%
The debt ratio rises from 4.8% to 22.6%: debt grows faster than equity.
Key figures and ratios
EBITDA
€27k▲
2024 · €20k
Cash flow
€21k▲
2024 · €16k
Solvency
77.4%▼
2024 · 95.2%
Current ratio
9.67▼
2024 · 16.39
Quick ratio
9.67▼
2024 · 16.39
Debt / equity
0.29▲
2024 · 0.05
ROE
10.3%▲
2024 · 7.7%
ROA
8.0%▲
2024 · 7.4%
Interest coverage
33.90▼
2024 · 333.86
Debt
€37k▲
2024 · €6k
Debt ≤ 1 year
€15k▲
2024 · €6k
Debt > 1 year
€23k
Income taxes
€7k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€121k€165k▲
Fixed assets21/28€26k€21k▼
Tangible fixed assets22/27€26k€21k▼
Land and buildings22-€3k
Plant, machinery and equipment23€604€324▼
Furniture and vehicles24€25k€18k▼
Current assets29/58€95k€144k▲
Amounts receivable within one year40/41€47k€49k▲
Trade receivables40€16k€20k▲
Other amounts receivable41€31k€30k▼
Cash at bank and in hand54/58€48k€95k▲
Equity and liabilities
Total equity and liabilities10/49€121k€165k▲
Equity10/15€115k€128k▲
Contributions10/11€19k€19k=
Reserves13€77k€90k▲
Distributable reserves133€77k€90k▲
Profit (loss) carried forward14€19k€19k=
Amounts payable17/49€6k€37k▲
Amounts payable after more than one year17-€23k
Financial debts170/4-€23k
Amounts payable within one year42/48€6k€15k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€1k€946▼
Suppliers440/4€1k€946▼
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€5k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€966€2k▲
Gross operating margin9900€21k€29k▲
Operating profit (loss)9901€13k€19k▲
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€61€797▲
Recurring financial charges65€61€797▲
Profit (loss) for the period before taxes9903€14k€20k▲
Income taxes67/77€5k€7k▲
Profit (loss) for the period9904€9k€13k▲
Profit (loss) for the period to be appropriated9905€9k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€32k▲
Profit (loss) brought forward from the previous period14P€19k€19k=
Transfer to equity691/2€9k€13k▲
To other reserves6921€9k€13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €106k ▲22.3%
2 profitable years in a row build equity to €106k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-14k ▼166%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €21k ▲167%
Operating result €30k, net result €21k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲23.9%
3 profitable years in a row build equity to €109k.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 18.44
Current ratio from 6.23 to 18.44; short-term debt falls from €15k to €5k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Barbarastraat 222440 GeelGround area
371 m²
Building footprint
113 m²
Parcel 13374F0496/00X000, Flanders. Linked by address, not a title deed.
1 establishment unit
Semantiq
since 20102.185.927.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13374F0496/00X000 | Flanders | 371 m² | 1 · 113 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VANLOONI
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DE JAEGHER CONSULTING
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JALICOM CONSULTING
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Something Elst
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,382 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2010
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.