Turnover
≈ €22,000 estimated
The micro format states no turnover.
SEM-TECH
Overview
Lifetime
1 annual account with figurespeak €3,964 (2025)
€3,964
peak €204 (2025)
€204
peak €1,704 (2025)
€1,704
€18,711
Board1 name since 2025
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Incorporation 30-011 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€18,711 92% of the balance sheet
Suppliers 47%Taxes and wages 37%Other 16%
Position in the sector
€1,704
Less equity than 90% of companies in computer programming and consultancy. Sector median €68,850 · 22,046 companies.
2025 accounts filed 31 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 514 companies had the same profile as SEM-TECH has now. Each dot stands for 2 companies, two years later.
96.9%
were still trading
1.2%
stopped another way
1.8%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 514 companies, not a prediction for SEM-TECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1019281641
Incorporation
Founder: · Appointment: (director) · 100 shares · published on 30-01-2025 · Gazette deed
First establishment
Schriekbos 108, Zoersel
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEM-TECH Zoersel | €20,416 | €3,964 | 8.3% | - |
| Nemeton Tech Antwerp | €18,475 | €4,388 | 32.9% | - |
| Nathan Marotte-F Consulting Jodoigne | €17,644 | €4,502 | 32.2% | - |
| AnomiSoft Wanze | €15,815 | €4,267 | 37.1% | - |
| JOELSONVISION Braine-le-Comte | €24,218 | €4,519 | 12.9% | - |
| OxyKodit Temse | €19,681 | €4,130 | 91.6% | - |
| SYNAPSE UP Chaumont-Gistoux | €18,650 | €3,512 | -6.1% | - |
These companies have the same main activity as SEM-TECH: computer programming (NACE 62100). They are comparable in size and age: total assets between €15,800 and €24,200, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 28-01-2025Normal situation
- Activity
- Computer programmingNACE 62100and 4 others
- Establishment unit
- 2.369.621.0172980 Zoersel, since 28-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 11-02-2025
Insights on SEM-TECH
SEM-TECH has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,704 and a net result of €204.
Its solvency ranks better than 14% of 22,039 sector peers (NACE 62, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€3,964
€438
€204
-€6,817
8.3%
0.64
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €22,000. Estimated: probably between €11,000 and €41,000.
Balance sheet
balance sheet total €20,416 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
8.3%
Higher than 14% of 22,039 companies in 2025.
0.64
Higher than 8% of 21,339 companies in 2025.
1.0%
Higher than 19% of 21,530 companies in 2025.
SEM-TECH
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
20,416 | |
21/28 |
8,521 | |
22/27 |
8,521 | |
23 |
4,449 | |
24 |
4,072 | |
29/58 |
11,894 | |
40/41 |
4,706 | |
40 |
4,706 | |
54/58 |
7,189 | |
| Balance sheet: equity and liabilities | ||
10/49 |
20,416 | |
10/15 |
1,704 | |
10/11 |
1,500 | |
13 |
204 | |
133 |
204 | |
17/49 |
18,711 | |
42/48 |
18,711 | |
44 |
8,819 | |
440/4 |
8,819 | |
45 |
6,891 | |
450/3 |
530 | |
454/9 |
6,361 | |
47/48 |
3,002 | |
| Income statement | ||
9900 |
3,964 | |
630 |
2,224 | |
640/8 |
1,302 | |
9901 |
438 | |
75/76B |
58 | |
75 |
58 | |
65/66B |
32 | |
65 |
32 | |
9903 |
464 | |
67/77 |
259 | |
9904 |
204 | |
9905 |
204 | |
| Appropriation of the result | ||
9906 |
204 | |
691/2 |
204 | |
6921 |
204 | |
| Document | ||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00471041.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00471041 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 2,662 | ||
| 2,429 | ||
| 10,746 | ||
| -6,817 | ||
| 8.3% | ||
| 0.64 | ||
| 10.98 | ||
| 12.0% | ||
| 1.0% | ||
| 82.22 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €10,746 |
| Financial fixed assets | €0 |
| €2,224 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on SEM-TECH
Debt's share of the balance-sheet total is 91.7%.
Board & ownership
Board
1 director, since incorporationDirector
appointed by deed of 30-01-2025
term for the life of the company
listed in the 2025 annual accounts, filed on 31-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 30-01-2025
Mandates through the years
1 name, the dashed line is todayDirector
Board
Mandates as a list
-
- Director, appointed by deed of 30-01-2025, still in office
Control
Founder
This company
SEM-TECH
Equity €1,704
Profit €204 in 2025
Capital
- Contribution
- €1,500
- Shares
- 100
- Contribution per share
- €15
- Equity per share
- €17.04 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 30-01-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Vertegenwoordiging Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Hij kan…”
Founder
At incorporation
deed of 30-01-2025 ↗
- sole founder · 100% at incorporation
Network & group
No group
SEM-TECH has no parent and no holdings in its annual accounts. is the only director. SEM-TECH shares no director with another company.
At the same address
Schriekbos 108, 2980 Zoersel · 1 other company| DARLYN PIETERS
registered office since 30-03-2022 · founded in 2022 |
total assets €139,234 (2025) 0784.212.435 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1019281641
IncorporationFounder: · Appointment: (director) · 100 shares · published on 30-01-20254 points ▸
- Founder,
- 100 shares
- Registered office clause, Schriekbos 108, 2980 Zoersel
- Director appointment,
- The deed holds 5 more points.
First establishment Schriekbos 108, Zoersel
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1019.281.641
- VAT number
- BE 1019.281.641
- Peppol ID
- 0208:1019281641
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-01-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “Vertegenwoordiging Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Hij kan…”deed of 30-01-2025 (in Dutch)
- Peppol
- Reachable since 11-02-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SEM-TECH in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-01-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 30-01-2025 (in Dutch)
Activities
NACEBEL 2025Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Schriekbos 108 registered office 2980 Zoersel | 28-01-2025 | 2.369.621.017 |
Buildings and parcels at the address
- Ground area
- 2,359 m²
- Buildings
- 233 m²
- Volume, LiDAR
- 813 m³
- Tallest building
- 5.3 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11055D0164/00E004 | 2,359 m² | 1 · 233 m² | 5.3 m · 1 |