Sem Infra
ActiveThe computed 12-month bankruptcy probability of Sem Infra is 1.8% (moderate). The 2024 annual accounts show equity of €39k and a net result of €535. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 78% of 1330 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability40=
Solvency96▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 3.31 against 3.54 in 2023; short-term debt: 29.4% of total assets), and 29.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.6%
Return on assets
1%
Age of the figures
24 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 145 days later.
NBB · 4 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline22-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 21-12-2025, 235 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
235 d late
2023
600 d late
2022
142 d late
2021
507 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€39k▲ 1.4%
2023 · €38k
2021: €36k
2022: €38k
2023: €38k
2021 → 2024
Total assets
€55k▲ 4.1%
2023 · €53k
2021: €68k
2022: €107k
2023: €53k
2021 → 2024
Net result
€535▲ 3.7%
2023 · €516
2021: €34k
2022: €21k
2023: €516
2021 → 2024
Working capital
€37k▲ 1.4%
2023 · €37k
2021: €35k
2022: €37k
2023: €37k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€36k-€38k▲ 4.1%€38k▲ 1.4%€39k▲ 1.4%
Operating result€44k-€22k▼ 49.9%€2k▼ 92.2%€11k▲ 512%
Net result€34k-€21k▼ 38.1%€516▼ 97.5%€535▲ 3.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 512% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €55k
Fixed assets
€2k=
Current assets
€54k▲ 4.3%
Equity and liabilities €55k
Equity
€39k▲ 1.4%
Debt
€16k▲ 11.4%
The debt ratio rises from 27.5% to 29.4%. Equity and debt are higher.
Key figures and ratios
Solvency
70.6%▼
2023 · 72.5%
Current ratio
3.31▼
2023 · 3.54
Quick ratio
3.31▼
2023 · 3.54
Debt / equity
0.42▲
2023 · 0.38
ROE
1.4%▲
2023 · 1.3%
ROA
1.0%▼
2023 · 1.0%
Debt
€16k▲
2023 · €15k
Debt ≤ 1 year
€16k▲
2023 · €15k
Income taxes
€145▼
2023 · €183
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€53k€55k▲
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€51k€54k▲
Amounts receivable after more than one year29€29k€43k▲
Other amounts receivable291€29k€43k▲
Amounts receivable within one year40/41€19k€11k▼
Trade receivables40€11k-
Other amounts receivable41€8k€11k▲
Cash at bank and in hand54/58€3k-
Equity and liabilities
Total equity and liabilities10/49€53k€55k▲
Equity10/15€38k€39k▲
Contributions10/11€3k€3k=
Reserves13€36k€36k▲
Non-distributable reserves130/1€250€250=
Reserves not available under the articles1311€250€250=
Distributable reserves133€36k€36k▲
Amounts payable17/49€15k€16k▲
Amounts payable within one year42/48€15k€16k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€13k€6k▼
Suppliers440/4€13k€6k▼
Advances received on contracts in progress46-€9k
Taxes, remuneration and social security45€1k€145▼
Taxes450/3€1k€145▼
Income statement
Code20232024
Other operating charges640/8€983€4k▲
Gross operating margin9900€3k€14k▲
Operating profit (loss)9901€2k€11k▲
Financial income75/76B-€948
Recurring financial income75-€948
Non-recurring financial income76B-€948
Financial charges65/66B€1k€11k▲
Recurring financial charges65€1k€1k▲
Non-recurring financial charges66B-€10k
Profit (loss) for the period before taxes9903€699€680▼
Income taxes67/77€183€145▼
Profit (loss) for the period9904€516€535▲
Profit (loss) for the period to be appropriated9905€516€535▲
Appropriation of the result
Profit (loss) to be appropriated9906€516€535▲
Transfer to equity691/2€516€535▲
To other reserves6921€516€535▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 235 days late
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 600 days late
2023
30-09
Financial
Weakest financial yearnet €516 ▼97.5%
Net result drops to €516, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 3.54
Current ratio from 1.54 to 3.54; short-term debt falls from €69k to €15k.
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 142 days late
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 507 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ledebergplein 269050 GentGround area
69 m²
Building footprint
66 m²
Volume, LiDAR
747 m³
Parcel 44032A0177/00K004, Flanders · tallest building 16.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Sem Infra
since 20202.299.298.391
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44032A0177/00K004 | Flanders | 68 m² | 1 · 66 m² | 16.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MIKOS CONSTRUCTION
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Of 2,327 companies in sector 42110 we hold annual accounts for 1,097. 628 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2020
Fiscal year end30-09
Activities, NACEBEL
42110Construction of roads and motorways
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.