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Selvations

Active
Private limited companyfounded 2024active for 1 yearLotsestraat 7, 1650 Beersel, BelgiumKBO/BCE: BE 1016.257.815
Summary

Selvations has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,923 and a net result of €42,923. Its solvency ranks better than 47% of 21,120 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Financials · financial year 2025, micro format

Turnover
≈ €100,000
Estimated: probably between €92,000 and €140,000
Total assets
€85,046
Net result
€42,923
Working capital
€43,692

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €85,046
Fixed assets €4,231
Current assets €80,815
Equity and liabilities €85,046
Equity €47,923
Debt €37,123
Debt finances 43.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€54,474
Cash flow
€43,437
Current ratio
2.18
Debt to equity
0.77
ROE
89.6%
ROA
50.5%
Interest coverage
over 100
Debt ≤ 1 year
€37,123
Income taxes
€10,875

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€85,046
Fixed assets21/28€4,231
Tangible fixed assets22/27€4,231
Furniture and vehicles24€4,231
Current assets29/58€80,815
Amounts receivable within one year40/41€38,841
Trade receivables40€38,841
Cash at bank and in hand54/58€41,974
Equity and liabilities
Total equity and liabilities10/49€85,046
Equity10/15€47,923
Contributions10/11€5,000
Profit (loss) carried forward14€42,923
Amounts payable17/49€37,123
Amounts payable within one year42/48€37,123
Trade debts44€601
Suppliers440/4€601
Taxes, remuneration and social security45€22,060
Taxes450/3€19,425
Remuneration and social security454/9€2,635
Other amounts payable47/48€14,463
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€514
Gross operating margin9900€54,474
Operating profit (loss)9901€53,960
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€163
Recurring financial charges65€163
Profit (loss) for the period before taxes9903€53,798
Income taxes67/77€10,875
Profit (loss) for the period9904€42,923
Profit (loss) for the period to be appropriated9905€42,923
Appropriation of the result
Profit (loss) to be appropriated9906€42,923

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€514
Gross operating margin9900€54,474
Operating profit (loss)9901€53,960
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€163
Recurring financial charges65€163
Profit (loss) for the period before taxes9903€53,798
Income taxes67/77€10,875
Profit (loss) for the period9904€42,923
Profit (loss) for the period to be appropriated9905€42,923
Line2025
Assets
Total assets20/58€85,046
Fixed assets21/28€4,231
Tangible fixed assets22/27€4,231
Furniture and vehicles24€4,231
Current assets29/58€80,815
Amounts receivable within one year40/41€38,841
Trade receivables40€38,841
Cash at bank and in hand54/58€41,974
Equity and liabilities
Total equity and liabilities10/49€85,046
Equity10/15€47,923
Contributions10/11€5,000
Profit (loss) carried forward14€42,923
Amounts payable17/49€37,123
Amounts payable within one year42/48€37,123
Trade debts44€601
Suppliers440/4€601
Taxes, remuneration and social security45€22,060
Taxes450/3€19,425
Remuneration and social security454/9€2,635
Other amounts payable47/48€14,463
Line2025
Profit (loss) for the period9904€42,923
+ Depreciation and write-downs630€514
Operating cash flow (approximation)€43,437

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 30-07-2026 2026-00355679

Similar companies · same sector, comparable size

Of the 29,902 active companies whose main activity is computer consultancy and computer facilities management (NACE 62200), figures are known for 18,962. 15,756 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.