Sels & Van Sant
ActiveSummary
The computed 12-month bankruptcy probability of Sels & Van Sant is 2.4% (moderate). The 2025 annual accounts show equity of €690 and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 1202 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+15
Solvency28▲+25
Growth78=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 1202 sector peers (2025).
NBB · sector comparisonPosition among 1202 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
156 d early
2022
116 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€690
2024 · €-3k
2022: €-38k
2023: €-6k
2024: €-3k
2022 → 2025
Total assets
€20k▲ 32.7%
2024 · €15k
2022: €31k
2023: €19k
2024: €15k
2022 → 2025
Net result
€4k▲ 89.0%
2024 · €2k
2022: €-48k
2023: €32k
2024: €2k
2022 → 2025
Working capital
€690
2024 · €-3k
2022: €-38k
2023: €-6k
2024: €-3k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-38k-€-6k▲ 85.4%€-3k▲ 38.9%€690
Operating result€-48k-€33k€3k▼ 90.9%€4k▲ 40.0%
Net result€-48k-€32k€2k▼ 93.4%€4k▲ 89.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024.
Balance-sheet composition
Equity and liabilities €20k
Equity
€690
Debt
€20k
Debt finances 96.6% of the balance-sheet total.
Key figures and ratios
Current ratio
1.04▲
2024 · 0.82
ROA
20.2%▲
2024 · 14.2%
Debt ≤ 1 year
€20k▲
2024 · €19k
Equity ratios withheld: equity of €690 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15k€20k▲
Current assets29/58€15k€20k▲
Amounts receivable within one year40/41€14k€6k▼
Trade receivables40€4k€2k▼
Other amounts receivable41€10k€4k▼
Cash at bank and in hand54/58-€15k
Deferred charges and accrued income490/1€820-
Equity and liabilities
Total equity and liabilities10/49€15k€20k▲
Equity10/15€-3k€690▲
Contributions10/11€10k€10k=
Capital10€10k€10k=
Issued capital100€10k€10k=
Profit (loss) carried forward14€-13k€-9k▲
Amounts payable17/49€19k€20k▲
Amounts payable within one year42/48€19k€20k▲
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€17k€20k▲
Suppliers440/4€17k€20k▲
Income statement
Code20242025
Other operating charges640/8€311€974▲
Gross operating margin9900€3k€5k▲
Operating profit (loss)9901€3k€4k▲
Financial income75/76B€238€56▼
Recurring financial income75€238€56▼
Financial charges65/66B€1k€100▼
Recurring financial charges65€1k€100▼
Profit (loss) for the period before taxes9903€2k€4k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-9k▲
Profit (loss) brought forward from the previous period14P€-16k€-13k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
26-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
24-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 116 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisstraat 132570 DuffelGround area
176 m²
Building footprint
102 m²
Volume, LiDAR
546 m³
Parcel 12009E0373/00P005, Flanders · tallest building 11.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sels & Van Sant
since 20212.321.899.787
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009E0373/00P005 | Flanders | 176 m² | 1 · 102 m² | 11.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 379 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
42990Civil engineering
43310Plastering work
43332Laying of wooden floor and wall coverings
43990Other specialised construction activities
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bvba.sels.co@gmail.com
Phone:0495225956