SELRES
ActiveSELRES has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €25k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+14
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.51 against 4.82 in 2024; short-term debt: 20.9% and cash: 33.2% of total assets), and 20.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.1%
Return on assets
16.3%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
36 d early
2023
34 d early
2022
35 d early
2021
33 d early
2020
31 d early
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▲ 9.7%
2024 · €111k
2018: €82k
2019: €82k
2020: €81k
2021: €90k
2022: €104k
2023: €126k
2024: €111k
2018 → 2025
Total assets
€154k▲ 12.6%
2024 · €137k
2018: €91k
2019: €85k
2020: €94k
2021: €127k
2022: €145k
2023: €164k
2024: €137k
2018 → 2025
Net result
€25k▲ 272%
2024 · €7k
2018: €26k
2019: €-337
2020: €-1k
2021: €9k
2022: €14k
2023: €22k
2024: €7k
2018 → 2025
Working capital
€113k▲ 14.7%
2024 · €99k
2018: €82k
2019: €82k
2020: €76k
2021: €58k
2022: €77k
2023: €108k
2024: €99k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€104k▲ 15.5%€126k▲ 21.1%€111k▼ 11.4%€122k▲ 9.7%
Operating result€13k-€21k▲ 59.1%€32k▲ 48.0%€11k▼ 65.8%€36k▲ 234%
Net result€9k-€14k▲ 50.3%€22k▲ 57.3%€7k▼ 69.2%€25k▲ 272%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 234% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €154k
Fixed assets
€9k▼ 30.1%
Current assets
€146k▲ 16.8%
Equity and liabilities €154k
Equity
€122k▲ 9.7%
Debt
€32k▲ 25.0%
The debt ratio rises from 18.9% to 20.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▲
2024 · €19k
Cash flow
€33k▲
2024 · €15k
Solvency
79.1%▼
2024 · 81.1%
Current ratio
4.51▼
2024 · 4.82
Quick ratio
4.51▼
2024 · 4.82
Debt / equity
0.26▲
2024 · 0.23
ROE
20.6%▲
2024 · 6.1%
ROA
16.3%▲
2024 · 4.9%
Interest coverage
345.46▲
2024 · 79.29
Debt
€32k▲
2024 · €26k
Debt ≤ 1 year
€32k▲
2024 · €26k
Income taxes
€11k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€154k▲
Fixed assets21/28€12k€9k▼
Tangible fixed assets22/27€12k€9k▼
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€10k€4k▼
Current assets29/58€125k€146k▲
Amounts receivable within one year40/41€96k€94k▼
Trade receivables40€14k€12k▼
Other amounts receivable41€82k€83k▲
Cash at bank and in hand54/58€29k€51k▲
Equity and liabilities
Total equity and liabilities10/49€137k€154k▲
Equity10/15€111k€122k▲
Contributions10/11€19k€19k=
Reserves13€93k€103k▲
Distributable reserves133€93k€103k▲
Amounts payable17/49€26k€32k▲
Amounts payable within one year42/48€26k€32k▲
Financial debts43€5k€11k▲
Other loans439€5k€11k▲
Trade debts44€297€1k▲
Suppliers440/4€297€1k▲
Taxes, remuneration and social security45€3k€70▼
Taxes450/3€3k€70▼
Other amounts payable47/48€18k€20k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€451€465▲
Gross operating margin9900€19k€44k▲
Operating profit (loss)9901€11k€36k▲
Financial income75/76B€279€116▼
Recurring financial income75€279€116▼
Financial charges65/66B€240€126▼
Recurring financial charges65€240€126▼
Profit (loss) for the period before taxes9903€11k€36k▲
Income taxes67/77€4k€11k▲
Profit (loss) for the period9904€7k€25k▲
Profit (loss) for the period to be appropriated9905€7k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€25k▲
Transfer from equity791/2€21k€14k▼
Transfer to equity691/2€7k€25k▲
To other reserves6921€7k€25k▲
Profit to be distributed694/7€21k€14k▼
Return on contributions (dividend)694€21k€14k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €104k ▲15.5%
2 profitable years in a row build equity to €104k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after 2 loss-making years.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 29.38
Current ratio from 10.40 to 29.38; short-term debt falls from €9k to €3k.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Priester Cuypersstraat 31040 EtterbeekGround area
419 m²
Building footprint
182 m²
Volume, LiDAR
2,325 m³
2 parcels, Brussels, Wallonia · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SELRES
since 20112.195.513.341
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0542/00B006 | Brussels | 325 m² | 1 · 129 m² | 17.0 m · 5 fl. |
| 52044B0528/00E011 | Wallonia | 94 m² | 1 · 54 m² | 8.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
UMITAL
BE 0698.927.461
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JOBCOMPANY GROUP
BE 0712.665.730
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WOOGIE
BE 0806.389.803
Liège · Eq €123k
First in Line
BE 0862.183.114
Gent · Eq €123k
ABACUS ADVISORY
BE 1005.581.578
Sint-Lambrechts-Woluwe · Eq €123k
Of 2,362 companies in sector 78100 we hold annual accounts for 1,365. 1,094 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2011
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.