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SELMAR

Active
Private limited companyfounded 2020active for 6 yearsBoskant 17, 2460 Kasterlee, BelgiumKBO/BCE: BE 0753.680.102
Summary

SELMAR has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,707 and a net result of €51,032. Its solvency ranks better than 70% of 13,582 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
2 sites
Size
€89,981total assets 2025
Equity
€59,707
Profit
€51,032
Turnover not published (micro format)
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Structure
  • Ief SelisDirector
  • Lana HuygensDirector
Accounts 2 days early1 of 3 deeds read
Why 67raises risk1 change of registered office in 24 monthsFounded in 2020Size: total assets €89,981lowers riskLiquidity: current ratio 2.84, cash €16,962Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 80% of its sector peers (NACE 46, micro)
Financial strength
Strong
Solvency 91
equity 66.4% of total assets
Liquidity 67
short-term debt 20.3% · cash 18.9%
Profitability 100
return on assets 56.7%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,862 companies, NACE 46, micro)
Last 24 months 11-2024: 6.2% 12-2024: 6.2%● unchanged vs 11-2024 01-2025: 6.3%▲ +0.1 percentage points vs 12-2024 02-2025: 6.3%● unchanged vs 01-2025 03-2025: 6.3%● unchanged vs 02-2025 04-2025: 6.3%● unchanged vs 03-2025 05-2025: 6.3%● unchanged vs 04-2025 06-2025: 6.2%▼ -0.1 percentage points vs 05-2025 07-2025: 6.2%● unchanged vs 06-2025 08-2025: 5.4%▼ -0.8 percentage points vs 07-2025 09-2025: 5.4%● unchanged vs 08-2025 10-2025: 7.7%▲ +2.3 percentage points vs 09-2025highest value 11-2025: 7.3%▼ -0.4 percentage points vs 10-2025 12-2025: 6.7%▼ -0.6 percentage points vs 11-2025 01-2026: 6.7%● unchanged vs 12-2025 02-2026: 6.7%● unchanged vs 01-2026 03-2026: 6.6%▼ -0.1 percentage points vs 02-2026 04-2026: 6.5%▼ -0.1 percentage points vs 03-2026 05-2026: 6.4%▼ -0.1 percentage points vs 04-2026 06-2026: 6.4%● unchanged vs 05-2026 07-2026: 6.3%▼ -0.1 percentage points vs 06-2026 08-2026: 1.2%▼ -5.1 percentage points vs 07-2026lowest value 09-2026: 1.2%● unchanged vs 08-2026lowest value 10-2026: 1.2%● unchanged vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.84; short-term debt: 20.3% and cash: 18.9% of total assets), and 33.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 72% on solvency, 73% on liquidity and 95% on profitability.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2020
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: total assets €89,981
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.84, cash €16,962
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
2 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignations: Ief Selis (non-statutory manager) and…Appointments: Ief Selis (non-statutory director)…

Key points

  • Positive: Among the best 15% on net resultsector median €5,532 · 13,591 companies €51,032 View
  • Board2 directors in office 2 View
  • Total assets 2025first financial year filed €89,981 View

By topic

Financials

Financial year
2025
Total assets
€89,981
Profit
€51,032
Solvency
66.4%
Go to Financials

Company details

Sites
2
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
18-08-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
16
Who signs
Each director alone
Purpose
Handelsbemiddeling in goederen, algemeen assortiment; Het voeren van overige detailhandel…
Go to Articles of association

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