SELIMIYE
ActiveSELIMIYE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €580. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 87% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-14
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 16.28 against 15.81 in 2024; short-term debt: 5.1% and cash: 33% of total assets), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
0.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
58 d early
2023
50 d early
2022
52 d early
2021
72 d early
2020
46 d late
2019
389 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€580▼ 91.9%
2024 · €7k
2018: €10k
2019: €-9k
2020: €556
2021: €3k
2022: €3k
2023: €1k
2024: €7k
2018 → 2025
Working capital
€48k▲ 36.1%
2024 · €35k
2018: €-6k
2019: €-22k
2020: €-14k
2021: €-3k
2022: €14k
2023: €28k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€40k▲ 6.8%€41k▲ 2.8%€49k▲ 17.2%€49k▲ 1.2%
Operating result€3k-€3k▲ 10.8%€8k▲ 119%€10k▲ 27.3%€6k▼ 34.9%
Net result€3k-€3k▼ 17.7%€1k▼ 56.6%€7k▲ 542%€580▼ 91.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 35% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61k
Fixed assets
€10k▼ 54.9%
Current assets
€51k▲ 35.8%
Equity and liabilities €61k
Equity
€49k▲ 1.2%
Debt
€12k▲ 6.8%
The debt ratio rises from 18.6% to 19.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▲
2024 · €11k
Cash flow
€13k▲
2024 · €9k
Solvency
80.5%▼
2024 · 81.4%
Current ratio
16.28▲
2024 · 15.81
Quick ratio
14.67▲
2024 · 8.59
Debt / equity
0.24▲
2024 · 0.23
ROE
1.2%▼
2024 · 14.7%
ROA
0.9%▼
2024 · 11.9%
Interest coverage
23.47▲
2024 · 8.96
Debt
€12k▲
2024 · €11k
Debt ≤ 1 year
€3k▲
2024 · €2k
Debt > 1 year
€9k=
2024 · €9k
Income taxes
€5k▲
2024 · €1k
Staff costs
€137k▼
2024 · €152k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€60k€61k▲
Fixed assets21/28€22k€10k▼
Tangible fixed assets22/27€19k€7k▼
Furniture and vehicles24€16k€7k▼
Leasing and similar rights25€3k-
Financial fixed assets28€3k€3k=
Current assets29/58€38k€51k▲
Stocks and contracts in progress3€17k€5k▼
Stocks30/36€17k€5k▼
Amounts receivable within one year40/41€10k€26k▲
Trade receivables40-€7k
Other amounts receivable41€10k€19k▲
Cash at bank and in hand54/58€11k€20k▲
Equity and liabilities
Total equity and liabilities10/49€60k€61k▲
Equity10/15€49k€49k▲
Contributions10/11€13k€13k=
Outside capital11€13k€13k=
Other1109/19€13k€13k=
Profit (loss) carried forward14€36k€37k▲
Amounts payable17/49€11k€12k▲
Amounts payable after more than one year17€9k€9k=
Financial debts170/4€9k€9k=
Amounts payable within one year42/48€2k€3k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Income statement
Code20242025
Remuneration, social security and pensions62€152k€137k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€12k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€168k€157k▼
Operating profit (loss)9901€10k€6k▼
Financial charges65/66B€1k€784▼
Recurring financial charges65€1k€784▼
Profit (loss) for the period before taxes9903€8k€5k▼
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€7k€580▼
Profit (loss) for the period to be appropriated9905€7k€580▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€37k▲
Profit (loss) brought forward from the previous period14P€29k€36k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 15.81
Current ratio from 5.57 to 15.81; short-term debt falls from €6k to €2k.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 5.57
Current ratio from 1.96 to 5.57; short-term debt falls from €15k to €6k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 1.96
Current ratio from 0.83 to 1.96; short-term debt falls from €15k to €15k.
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 46 days late
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 389 days late
2020
31-12
Financial
Back to profitnet €556
Net result €556 after one loss-making year.
2019
31-12
Financial
Weakest financial yearnet €-9k ▼191%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
18-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 79 days late
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 247 days late
2018
12-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 196 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verbiststraat 111210 Sint-Joost-ten-NodeGround area
231 m²
Building footprint
232 m²
Volume, LiDAR
2,559 m³
Parcel 21572B0049/00R003, Brussels · tallest building 19.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SELIMIYE
since 20142.233.978.690
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572B0049/00R003 | Brussels | 231 m² | 1 · 232 m² | 19.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Joost-ten-Node2.233.978.690
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LOGIC SOLUTION
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Of 2,406 companies in sector 47241 we hold annual accounts for 1,097. 929 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2014
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
47241Retail sale of bread and pastry (bakery outlets)
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.