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SELIGO

Active
Private limited companyfounded 20224 yrs activeZwanenlaan 25, 3090 Overijse, BelgiumKBO/BCE: BE 0781.789.910
Summary

The annual accounts of SELIGO for fiscal year 2025 show a net loss of 165% of total assets and of 97% of the equity at the start of that year. The 2025 annual accounts show equity of €1,899 and a net result of -€59,455. Equity is shrinking by ~84.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 16% of 7814 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency30▼-63
Growth32=
Track record94
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.88 against 2.91 in 2024; short-term debt: 94.7% and cash: 10.9% of total assets), and 94.7% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
5.3%
Return on assets
-164.7%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€59,455
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7814 sector peers (2025).
NBB · sector comparison
Position among 7814 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-12-2025, 43 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
43 d early
2024
31 d early
2023
29 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 9 February 2022, SELIGO was incorporated as a Private limited company.1 Total assets went from EUR 153,571 in 2023 to EUR 36,105 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,899▼ 96.9%
2024 · €61,355
Total assets
€36,105▼ 60.0%
2024 · €90,242
Net result
-€59,455▼ 36.1%
2024 · -€43,686
Working capital
-€3,959
2024 · €53,156
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€137,057--€40,918-€56,063▼ 37.0%
Net result€100,041--€43,686-€59,455▼ 36.1%
Equity€105,041-€61,355▼ 41.6%€1,899▼ 96.9%
Total assets€153,571-€90,242▼ 41.2%€36,105▼ 60.0%
Debt€48,530-€28,887▼ 40.5%€34,205▲ 18.4%
Working capital€95,645-€53,156▼ 44.4%-€3,959
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000€100,000€150,000Operating result 2023: €137,057€137,057Net result 2023: €100,041€100,041Operating result 2024: -€40,918-€40,918Net result 2024: -€43,686-€43,686Operating result 2025: -€56,063-€56,063Net result 2025: -€59,455-€59,455202320242025-€100,000-€50,000€0€50,000€100,000€150,000Operating result 2023: €137,057€137,000Net result 2023: €100,041€100,000Operating result 2024: -€40,918-€40,900Net result 2024: -€43,686-€43,700Operating result 2025: -€56,063-€56,100Net result 2025: -€59,455-€59,500202320242025
The operating result stays negative: a loss of €56,063 in 2025 against €40,918 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36,105
Fixed assets €5,858 ▼ 36.3%
Current assets €30,247 ▼ 62.7%
Equity and liabilities €36,105
Equity €1,899 ▼ 96.9%
Debt €34,205 ▲ 18.4%
Debt's share of the balance-sheet total rises from 32.0% to 94.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€53,786▼
2024 · -€39,056
Cash flow
-€57,178▼
2024 · -€41,825
Current ratio
0.88▼
2024 · 2.91
Debt to equity
18.01▲
2024 · 0.47
ROA
-164.7%▼
2024 · -48.4%
Interest coverage
-17.44▼
2024 · -15.85
Debt ≤ 1 year
€34,205▲
2024 · €27,887
Income taxes
€308=
2024 · €308
A ratio outside any meaningful range has been withheld (balance sheet total €36,105, equity €1,899).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 759 companies that looked in July 2024 the way this one looks now, 7.5% went bankrupt within 24 months and 86% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a loss of 10% of the balance sheet or more
7.5% went bankrupt
4.5% stopped otherwise
86% still going

A further 1.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 759 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet Code20242025
Assets
Total assets20/58€90,242€36,105▼
Fixed assets21/28€9,199€5,858▼
Tangible fixed assets22/27€9,199€5,858▼
Furniture and vehicles24€9,199€5,858▼
Current assets29/58€81,043€30,247▼
Amounts receivable within one year40/41€10,203€26,099▲
Trade receivables40€8,919€22,092▲
Other amounts receivable41€1,284€4,007▲
Cash at bank and in hand54/58€68,909€3,952▼
Deferred charges and accrued income490/1€1,931€196▼
Equity and liabilities
Total equity and liabilities10/49€90,242€36,105▼
Equity10/15€61,355€1,899▼
Contributions10/11€5,000€5,000=
Reserves13€50,000€50,000=
Distributable reserves133€50,000€50,000=
Profit (loss) carried forward14€6,355-€53,101▼
Amounts payable17/49€28,887€34,205▲
Amounts payable within one year42/48€27,887€34,205▲
Trade debts44€12,451€7,374▼
Suppliers440/4€12,451€7,374▼
Taxes, remuneration and social security45€308€308=
Taxes450/3€308€308=
Other amounts payable47/48€15,128€26,524▲
Accrued charges and deferred income492/3€1,000-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,862€2,277▲
Other operating charges640/8€1,145€459▼
Gross operating margin9900-€37,910-€53,327▼
Operating profit (loss)9901-€40,918-€56,063▼
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€2,464€3,084▲
Recurring financial charges65€2,464€3,084▲
Profit (loss) for the period before taxes9903-€43,379-€59,148▼
Income taxes67/77€308€308=
Profit (loss) for the period9904-€43,686-€59,455▼
Profit (loss) for the period to be appropriated9905-€43,686-€59,455▼
Appropriation of the result
Profit (loss) to be appropriated9906€6,355-€53,101▼
Profit (loss) brought forward from the previous period14P€50,041€6,355▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,005€1,862€2,277▲ 22.3%
Other operating charges640/8€466€1,145€459▼ 59.9%
Gross operating margin9900€138,528-€37,910-€53,327▼ 40.7%
Operating profit (loss)9901€137,057-€40,918-€56,063▼ 37.0%
Financial income75/76B€435€2--
Recurring financial income75€435€2--
Financial charges65/66B€2,332€2,464€3,084▲ 25.2%
Recurring financial charges65€2,332€2,464€3,084▲ 25.2%
Profit (loss) for the period before taxes9903€135,160-€43,379-€59,148▼ 36.4%
Income taxes67/77€35,119€308€308=
Profit (loss) for the period9904€100,041-€43,686-€59,455▼ 36.1%
Profit (loss) for the period to be appropriated9905€100,041-€43,686-€59,455▼ 36.1%
Line202320242025Change
Assets
Total assets20/58€153,571€90,242€36,105▼ 60.0%
Fixed assets21/28€9,396€9,199€5,858▼ 36.3%
Tangible fixed assets22/27€9,396€9,199€5,858▼ 36.3%
Furniture and vehicles24€9,396€9,199€5,858▼ 36.3%
Current assets29/58€144,175€81,043€30,247▼ 62.7%
Amounts receivable within one year40/41€17,050€10,203€26,099▲ 156%
Trade receivables40€17,050€8,919€22,092▲ 148%
Other amounts receivable41-€1,284€4,007▲ 212%
Cash at bank and in hand54/58€116,842€68,909€3,952▼ 94.3%
Deferred charges and accrued income490/1€10,283€1,931€196▼ 89.8%
Equity and liabilities
Total equity and liabilities10/49€153,571€90,242€36,105▼ 60.0%
Equity10/15€105,041€61,355€1,899▼ 96.9%
Contributions10/11€5,000€5,000€5,000=
Reserves13€50,000€50,000€50,000=
Distributable reserves133€50,000€50,000€50,000=
Profit (loss) carried forward14€50,041€6,355-€53,101▼ 936%
Amounts payable17/49€48,530€28,887€34,205▲ 18.4%
Amounts payable within one year42/48€48,530€27,887€34,205▲ 22.7%
Trade debts44€1,715€12,451€7,374▼ 40.8%
Suppliers440/4€1,715€12,451€7,374▼ 40.8%
Taxes, remuneration and social security45€42,775€308€308=
Taxes450/3€42,775€308€308=
Other amounts payable47/48€4,040€15,128€26,524▲ 75.3%
Accrued charges and deferred income492/3-€1,000--
Line202320242025Change
Profit (loss) for the period9904€100,041-€43,686-€59,455▼ 36.1%
+ Depreciation and write-downs630€1,005€1,862€2,277▲ 22.3%
Operating cash flow (approximation)€101,046-€41,825-€57,178▼ 36.7%
Investment in fixed assets (approximation)--€1,665€1,063▲ 164%
Change in cash--€47,933-€64,957▼ 35.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
19-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Weakest financial yearnet -€59,455
Net result drops to -€59,455, the lowest in the series.
2024
31-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
02-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1,632 m²
Building footprint
223 m²
Volume, LiDAR
1,391 m³
Parcel 23544D0750/00F000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SELIGO
Zwanenlaan 25, 3090 OverijseBusiness consulting
since 20222.328.755.313
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23544D0750/00F000 Flanders 1,632 m² 1 · 223 m² 10.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 1,665 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded09-02-2022
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
Contact
E-mail info@seligo.beOverijse
E-invoicing
Reachable via Peppol
Peppol ID 0208:0781789910
Also 9925:BE0781789910
Registered 03-10-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.