SELIER
ActiveSummary
The computed 12-month bankruptcy probability of SELIER is 2.3% (moderate). The 2025 annual accounts show equity of €551k and a net result of €174k. Equity is growing by ~47.9% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 28.79 against 6.33 in 2024; short-term debt: 3.3% and cash: 48.8% of total assets), and 3.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
30.4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
3 d late
2024
26 d early
2023
21 d early
2022
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€551k▲ 46.3%
2024 · €377k
2022: €98klowest in 4 years
2023: €235k▲ +139% vs 2022
2024: €377k▲ +60.4% vs 2023
2025: €551k▲ +46.3% vs 2024highest in 4 years
2022 → 2025
Total assets
€574k▲ 28.8%
2024 · €445k
2022: €122klowest in 4 years
2023: €276k▲ +126% vs 2022
2024: €445k▲ +61.7% vs 2023
2025: €574k▲ +28.8% vs 2024highest in 4 years
2022 → 2025
Net result
€174k▲ 23.1%
2024 · €142k
2022: €94klowest in 4 years
2023: €136k▲ +44.4% vs 2022
2024: €142k▲ +3.9% vs 2023
2025: €174k▲ +23.1% vs 2024highest in 4 years
2022 → 2025
Working capital
€532k▲ 47.6%
2024 · €360k
2022: €78klowest in 4 years
2023: €221k▲ +182% vs 2022
2024: €360k▲ +63.0% vs 2023
2025: €532k▲ +47.6% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€98k-€235k▲ 139%€377k▲ 60.4%€551k▲ 46.3%
2022: €98klowest in 4 years
2023: €235k▲ +139% vs 2022
2024: €377k▲ +60.4% vs 2023
2025: €551k▲ +46.3% vs 2024highest in 4 years
Operating result€134k-€196k▲ 46.4%€203k▲ 4.0%€257k▲ 26.2%
2022: €134klowest in 4 years
2023: €196k▲ +46.4% vs 2022
2024: €203k▲ +4.0% vs 2023
2025: €257k▲ +26.2% vs 2024highest in 4 years
Net result€94k-€136k▲ 44.4%€142k▲ 3.9%€174k▲ 23.1%
2022: €94klowest in 4 years
2023: €136k▲ +44.4% vs 2022
2024: €142k▲ +3.9% vs 2023
2025: €174k▲ +23.1% vs 2024highest in 4 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 26% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €574k
Fixed assets
€23k ▲ 31.2%
Current assets
€551k ▲ 28.7%
Equity and liabilities €574k
Equity
€551k ▲ 46.3%
Debt
€23k ▼ 67.1%
Debt's share of the balance-sheet total falls from 15.4% to 3.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€265k▲
2024 · €212k
Cash flow
€183k▲
2024 · €150k
Current ratio
28.79▲
2024 · 6.33
Debt to equity
0.04▼
2024 · 0.18
ROE
31.7%▼
2024 · 37.6%
ROA
30.4%▼
2024 · 31.8%
Interest coverage
392.98▼
2024 · 873.91
Debt ≤ 1 year
€19k▼
2024 · €68k
Income taxes
€83k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€445k€574k▲
Fixed assets21/28€17k€23k▲
Tangible fixed assets22/27€17k€23k▲
Plant, machinery and equipment23€8k€5k▼
Furniture and vehicles24€8k€3k▼
Other tangible fixed assets26€2k€15k▲
Current assets29/58€428k€551k▲
Amounts receivable after more than one year29€60k€260k▲
Other amounts receivable291€60k€260k▲
Amounts receivable within one year40/41€824-
Trade receivables40€824-
Cash at bank and in hand54/58€360k€280k▼
Deferred charges and accrued income490/1€7k€11k▲
Equity and liabilities
Total equity and liabilities10/49€445k€574k▲
Equity10/15€377k€551k▲
Contributions10/11€4k€4k=
Reserves13€373k€547k▲
Distributable reserves133€373k€547k▲
Amounts payable17/49€69k€23k▼
Amounts payable within one year42/48€68k€19k▼
Financial debts43-€13k
Credit institutions430/8-€13k
Trade debts44€3k€99▼
Suppliers440/4€3k€99▼
Taxes, remuneration and social security45€61k€2k▼
Taxes450/3€61k€2k▼
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3€1k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€498€395▼
Gross operating margin9900€212k€266k▲
Operating profit (loss)9901€203k€257k▲
Financial income75/76B€109€1k▲
Recurring financial income75€109€1k▲
Financial charges65/66B€242€675▲
Recurring financial charges65€242€675▲
Profit (loss) for the period before taxes9903€203k€257k▲
Income taxes67/77€61k€83k▲
Profit (loss) for the period9904€142k€174k▲
Profit (loss) for the period to be appropriated9905€142k€174k▲
Appropriation of the result
Profit (loss) to be appropriated9906€142k€174k▲
Transfer to equity691/2€142k€174k▲
To other reserves6921€142k€174k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €7k | €8k | €9k | ▲ 4.1% |
| Other operating charges640/8 | - | €100 | €498 | €395 | ▼ 20.8% |
| Gross operating margin9900 | €141k | €203k | €212k | €266k | ▲ 25.2% |
| Operating profit (loss)9901 | €134k | €196k | €203k | €257k | ▲ 26.2% |
| Financial income75/76B | €0 | €174 | €109 | €1k | ▲ 1,086% |
| Recurring financial income75 | €0 | €174 | €109 | €1k | ▲ 1,086% |
| Non-recurring financial income76B | - | €174 | - | - | - |
| Financial charges65/66B | €28 | €597 | €242 | €675 | ▲ 179% |
| Recurring financial charges65 | €28 | €597 | €242 | €675 | ▲ 179% |
| Profit (loss) for the period before taxes9903 | €134k | €195k | €203k | €257k | ▲ 26.6% |
| Income taxes67/77 | €39k | €59k | €61k | €83k | ▲ 34.6% |
| Profit (loss) for the period9904 | €94k | €136k | €142k | €174k | ▲ 23.1% |
| Profit (loss) for the period to be appropriated9905 | €94k | €136k | €142k | €174k | ▲ 23.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €122k | €276k | €445k | €574k | ▲ 28.8% |
| Fixed assets21/28 | €20k | €14k | €17k | €23k | ▲ 31.2% |
| Tangible fixed assets22/27 | €20k | €14k | €17k | €23k | ▲ 31.2% |
| Plant, machinery and equipment23 | - | - | €8k | €5k | ▼ 37.1% |
| Furniture and vehicles24 | €16k | €11k | €8k | €3k | ▼ 55.0% |
| Other tangible fixed assets26 | €4k | €3k | €2k | €15k | ▲ 576% |
| Current assets29/58 | €102k | €262k | €428k | €551k | ▲ 28.7% |
| Amounts receivable after more than one year29 | €50k | €50k | €60k | €260k | ▲ 333% |
| Other amounts receivable291 | €50k | €50k | €60k | €260k | ▲ 333% |
| Amounts receivable within one year40/41 | - | - | €824 | - | - |
| Trade receivables40 | - | - | €824 | - | - |
| Current investments50/53 | €3k | - | - | - | - |
| Cash at bank and in hand54/58 | €41k | €205k | €360k | €280k | ▼ 22.2% |
| Deferred charges and accrued income490/1 | €8k | €7k | €7k | €11k | ▲ 50.2% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €122k | €276k | €445k | €574k | ▲ 28.8% |
| Equity10/15 | €98k | €235k | €377k | €551k | ▲ 46.3% |
| Contributions10/11 | €4k | €4k | €4k | €4k | = |
| Reserves13 | €94k | €231k | €373k | €547k | ▲ 46.8% |
| Distributable reserves133 | €94k | €231k | €373k | €547k | ▲ 46.8% |
| Amounts payable17/49 | €23k | €41k | €69k | €23k | ▼ 67.1% |
| Amounts payable within one year42/48 | €23k | €41k | €68k | €19k | ▼ 71.7% |
| Current portion of amounts payable after more than one year42 | - | €10k | - | - | - |
| Financial debts43 | - | - | - | €13k | - |
| Credit institutions430/8 | - | - | - | €13k | - |
| Trade debts44 | €156 | - | €3k | €99 | ▼ 96.7% |
| Suppliers440/4 | €156 | - | €3k | €99 | ▼ 96.7% |
| Taxes, remuneration and social security45 | €21k | €29k | €61k | €2k | ▼ 96.2% |
| Taxes450/3 | €21k | €29k | €61k | €2k | ▼ 96.2% |
| Other amounts payable47/48 | €2k | €2k | €3k | €3k | ▲ 3.9% |
| Accrued charges and deferred income492/3 | - | - | €1k | €4k | ▲ 206% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €94k | €136k | €142k | €174k | ▲ 23.1% |
| + Depreciation and write-downs630 | €7k | €7k | €8k | €9k | ▲ 4.1% |
| Operating cash flow (approximation) | €102k | €143k | €150k | €183k | ▲ 22.0% |
| Investment in fixed assets (approximation) | - | €-780 | €-12k | €-14k | ▼ 18.1% |
| Change in cash | - | €164k | €155k | €-80k | ▼ 151% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Highest result since 2022net €174k ▲23.1%
Operating result €257k, net result €174k, both a record.
31-12
Financial
Liquidity times 5current ratio 28.79
Current ratio from 6.33 to 28.79; short-term debt falls from €68k to €19k.
31-12
Financial
Equity above €500kEq €551k ▲46.3%
4 profitable years in a row build equity to €551k.
05-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €235k ▲139%
2 profitable years in a row build equity to €235k.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2022
Ground area
2,323 m²
Building footprint
288 m²
Volume, LiDAR
1,327 m³
2 parcels, Wallonia · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SELIER
since 20222.331.516.051
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56015A0793/00W003 | Wallonia | 1,478 m² | 1 · 97 m² | - |
| 25783E0143/00L000 | Wallonia | 846 m² | 1 · 191 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845000T002FX459D618
Identification & contact
Identification
Legal formPrivate limited company
Founded09-05-2022
Fiscal year end31-12
Contact
E-mail
guyauxflorent@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.