SELF TECHNICS
ActiveSummary
SELF TECHNICS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €457k and a net result of €25k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 91% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability75▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 7.34 against 7.64 in 2023; short-term debt: 11.6% and cash: 40% of total assets), and 13.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
86.6%
Return on assets
4.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
60 d late
2022
on the day
2021
31 d late
2020
31 d late
2019
120 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€457k▼ 2.5%
2023 · €469k
2018: €391klowest in 7 years
2019: €395k▲ +1.1% vs 2018
2020: €410k▲ +3.9% vs 2019
2021: €413k▲ +0.7% vs 2020
2022: €428k▲ +3.5% vs 2021
2023: €469k▲ +9.6% vs 2022highest in 7 years
2024: €457k▼ -2.5% vs 2023
2018 → 2024
Total assets
€527k▼ 0.4%
2023 · €529k
2018: €623khighest in 7 years
2019: €531k▼ -14.7% vs 2018
2020: €551k▲ +3.7% vs 2019
2021: €547k▼ -0.8% vs 2020
2022: €515k▼ -5.9% vs 2021lowest in 7 years
2023: €529k▲ +2.8% vs 2022
2024: €527k▼ -0.4% vs 2023
2018 → 2024
Net result
€25k▼ 41.7%
2023 · €43k
2018: €8k
2019: €4k▼ -44.0% vs 2018
2020: €15k▲ +265% vs 2019
2021: €3k▼ -82.1% vs 2020lowest in 7 years
2022: €14k▲ +417% vs 2021
2023: €43k▲ +203% vs 2022highest in 7 years
2024: €25k▼ -41.7% vs 2023
2018 → 2024
Working capital
€387k▼ 4.1%
2023 · €404k
2018: €404khighest in 7 years
2019: €326k▼ -19.2% vs 2018lowest in 7 years
2020: €345k▲ +5.6% vs 2019
2021: €348k▲ +1.0% vs 2020
2022: €356k▲ +2.3% vs 2021
2023: €404k▲ +13.3% vs 2022
2024: €387k▼ -4.1% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€410k-€413k▲ 0.7%€428k▲ 3.5%€469k▲ 9.6%€457k▼ 2.5%
2020: €410klowest in 5 years
2021: €413k▲ +0.7% vs 2020
2022: €428k▲ +3.5% vs 2021
2023: €469k▲ +9.6% vs 2022highest in 5 years
2024: €457k▼ -2.5% vs 2023
Operating result€23k-€5k▼ 76.4%€21k▲ 291%€66k▲ 211%€36k▼ 45.0%
2020: €23k
2021: €5k▼ -76.4% vs 2020lowest in 5 years
2022: €21k▲ +291% vs 2021
2023: €66k▲ +211% vs 2022highest in 5 years
2024: €36k▼ -45.0% vs 2023
Net result€15k-€3k▼ 82.1%€14k▲ 417%€43k▲ 203%€25k▼ 41.7%
2020: €15k
2021: €3k▼ -82.1% vs 2020lowest in 5 years
2022: €14k▲ +417% vs 2021
2023: €43k▲ +203% vs 2022highest in 5 years
2024: €25k▼ -41.7% vs 2023
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 45% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €527k
Fixed assets
€79k ▲ 21.7%
Current assets
€448k ▼ 3.5%
Equity and liabilities €527k
Equity
€457k ▼ 2.5%
Debt
€70k ▲ 15.9%
Debt's share of the balance-sheet total rises from 11.5% to 13.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€39k▼
2023 · €73k
Cash flow
€28k▼
2023 · €51k
Current ratio
7.34▼
2023 · 7.64
Quick ratio
5.96▼
2023 · 6.53
Debt to equity
0.15▲
2023 · 0.13
ROE
5.6%▼
2023 · 9.3%
ROA
4.8%▼
2023 · 8.2%
Interest coverage
18.36▼
2023 · 55.66
Debt ≤ 1 year
€61k▲
2023 · €61k
Debt > 1 year
€9k
Income taxes
€9k▼
2023 · €21k
Staff costs
€917▼
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€529k€527k▼
Fixed assets21/28€65k€79k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€65k€76k▲
Land and buildings22€63k€66k▲
Plant, machinery and equipment23€1k€9k▲
Furniture and vehicles24€645€552▼
Current assets29/58€464k€448k▼
Stocks and contracts in progress3€68k€84k▲
Stocks30/36€68k€84k▲
Amounts receivable within one year40/41€279k€153k▼
Trade receivables40€270k€148k▼
Other amounts receivable41€9k€5k▼
Cash at bank and in hand54/58€118k€211k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€529k€527k▼
Equity10/15€469k€457k▼
Contributions10/11€15k€15k=
Reserves13€251k€239k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€251k€239k▼
Profit (loss) carried forward14€203k€203k=
Amounts payable17/49€61k€70k▲
Amounts payable after more than one year17-€9k
Financial debts170/4-€9k
Amounts payable within one year42/48€61k€61k▲
Current portion of amounts payable after more than one year42€3k€9k▲
Trade debts44€36k€45k▲
Suppliers440/4€36k€45k▲
Taxes, remuneration and social security45€19k€3k▼
Taxes450/3€17k€240▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€2k€5k▲
Income statement
Code20232024
Remuneration, social security and pensions62€7k€917▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€3k▼
Other operating charges640/8€4k€86k▲
Gross operating margin9900€84k€126k▲
Operating profit (loss)9901€66k€36k▼
Financial income75/76B€1€471▲
Recurring financial income75€1€471▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€64k€34k▼
Income taxes67/77€21k€9k▼
Profit (loss) for the period9904€43k€25k▼
Profit (loss) for the period to be appropriated9905€43k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€246k€228k▼
Profit (loss) brought forward from the previous period14P€203k€203k=
Transfer from equity791/2-€36k
Transfer to equity691/2€41k€25k▼
To other reserves6921€41k€25k▼
Profit to be distributed694/7€2k€37k▲
Return on contributions (dividend)694€2k€37k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €51k | €55k | €7k | €917 | ▼ 86.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €2k | €3k | €8k | €3k | ▼ 64.4% |
| Other operating charges640/8 | - | €4k | €3k | €4k | €86k | ▲ 2,248% |
| Non-recurring operating charges66A | - | €339 | €0 | - | - | - |
| Gross operating margin9900 | €72k | €63k | €82k | €84k | €126k | ▲ 50.2% |
| Operating profit (loss)9901 | €23k | €5k | €21k | €66k | €36k | ▼ 45.0% |
| Financial income75/76B | - | €0 | €0 | €1 | €471 | ▲ 68,223% |
| Recurring financial income75 | €13 | €0 | €0 | €1 | €471 | ▲ 68,223% |
| Financial charges65/66B | - | €1k | €1k | €1k | €2k | ▲ 60.7% |
| Recurring financial charges65 | €2k | €1k | €1k | €1k | €2k | ▲ 60.7% |
| Profit (loss) for the period before taxes9903 | €21k | €4k | €20k | €64k | €34k | ▼ 46.4% |
| Income taxes67/77 | €6k | €1k | €5k | €21k | €9k | ▼ 56.3% |
| Profit (loss) for the period9904 | €15k | €3k | €14k | €43k | €25k | ▼ 41.7% |
| Profit (loss) for the period to be appropriated9905 | €15k | €3k | €14k | €43k | €25k | ▼ 41.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €551k | €547k | €515k | €529k | €527k | ▼ 0.4% |
| Fixed assets21/28 | €66k | €65k | €71k | €65k | €79k | ▲ 21.7% |
| Intangible fixed assets21 | - | - | - | - | €4k | - |
| Tangible fixed assets22/27 | €66k | €65k | €71k | €65k | €76k | ▲ 16.0% |
| Land and buildings22 | - | €63k | €63k | €63k | €66k | ▲ 4.3% |
| Plant, machinery and equipment23 | - | €265 | €0 | €1k | €9k | ▲ 523% |
| Furniture and vehicles24 | - | €2k | €8k | €645 | €552 | ▼ 14.4% |
| Current assets29/58 | €485k | €482k | €444k | €464k | €448k | ▼ 3.5% |
| Stocks and contracts in progress3 | €66k | €86k | €79k | €68k | €84k | ▲ 24.9% |
| Stocks30/36 | - | €86k | €79k | €68k | €84k | ▲ 24.9% |
| Amounts receivable within one year40/41 | €266k | €324k | €240k | €279k | €153k | ▼ 45.3% |
| Trade receivables40 | - | €320k | €236k | €270k | €148k | ▼ 45.3% |
| Other amounts receivable41 | - | €4k | €4k | €9k | €5k | ▼ 45.6% |
| Cash at bank and in hand54/58 | €154k | €72k | €122k | €118k | €211k | ▲ 78.9% |
| Deferred charges and accrued income490/1 | - | - | €2k | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €551k | €547k | €515k | €529k | €527k | ▼ 0.4% |
| Equity10/15 | €410k | €413k | €428k | €469k | €457k | ▼ 2.5% |
| Contributions10/11 | - | €15k | €15k | €15k | €15k | = |
| Reserves13 | €193k | €195k | €210k | €251k | €239k | ▼ 4.8% |
| Non-distributable reserves130/1 | - | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €0 | - | - |
| Distributable reserves133 | - | €193k | €208k | €251k | €239k | ▼ 4.8% |
| Profit (loss) carried forward14 | €203k | €203k | €203k | €203k | €203k | = |
| Amounts payable17/49 | €141k | €134k | €87k | €61k | €70k | ▲ 15.9% |
| Amounts payable after more than one year17 | - | - | - | - | €9k | - |
| Financial debts170/4 | - | - | - | - | €9k | - |
| Amounts payable within one year42/48 | €141k | €134k | €87k | €61k | €61k | ▲ 0.4% |
| Current portion of amounts payable after more than one year42 | - | €2k | €2k | €3k | €9k | ▲ 165% |
| Trade debts44 | €84k | €85k | €51k | €36k | €45k | ▲ 23.3% |
| Suppliers440/4 | - | €85k | €51k | €36k | €45k | ▲ 23.3% |
| Taxes, remuneration and social security45 | - | €14k | €11k | €19k | €3k | ▼ 86.7% |
| Taxes450/3 | - | €5k | €793 | €17k | €240 | ▼ 98.6% |
| Remuneration and social security454/9 | - | €9k | €11k | €2k | €2k | ▲ 2.3% |
| Other amounts payable47/48 | - | €33k | €23k | €2k | €5k | ▲ 191% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €3k | €14k | €43k | €25k | ▼ 41.7% |
| + Depreciation and write-downs630 | €4k | €2k | €3k | €8k | €3k | ▼ 64.4% |
| Operating cash flow (approximation) | €19k | €5k | €17k | €51k | €28k | ▼ 45.1% |
| Investment in fixed assets (approximation) | - | €-2k | €-9k | €-2k | €-17k | ▼ 997% |
| Change in cash | - | €-82k | €50k | €-5k | €93k | ▲ 2,132% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
29-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 60 days late
2023
31-12
Financial
Highest result since 2018net €43k ▲203%
Operating result €66k, net result €43k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €3k ▼82.1%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
28-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 120 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 2 days late
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dendermonde · 1 establishment unit since 1994
Ground area
615 m²
Building footprint
303 m²
Volume, LiDAR
1,936 m³
Parcel 42007B0984/00D000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SELF TECHNICS
since 19942.065.134.057
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42007B0984/00D000 | Flanders | 615 m² | 1 · 303 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 92 EUR awarded · 92 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 92 EUR | 92 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
7 categoriesSELF TECHNICS BV34377
Similar companies · same sector, comparable size
D.S. TECHNICS
BE 0542.494.967
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GROUP SUYS
BE 0882.722.071
Menen · Eq €456,531
CrapsCo
BE 1003.868.341
Bierbeek · Eq €456,275
SUNTRACK
BE 0401.317.407
Dilsen-Stokkem · Eq €456,183
CROKAERT MULTITECHNICS
BE 0439.570.148
Dilbeek · Eq €456,097
Of 9,528 companies in sector 43222 we hold annual accounts for 5,663. 4,124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-12-1993
Fiscal year end31-12
Activities, NACEBEL 2025
43222Installation of electric heating, air conditioning, cooling and ventilation
13300Finishing of textiles
43221Plumbing work
62100Computer programming
74120Graphic design and visual communication
Scores and ratios are computed by Checked and are not a credit decision.