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SELF SERVICE THEO

Active
Private limited companyfounded 1985active for 41 yearsLierput 23, 1730 Asse, BelgiumKBO/BCE: BE 0427.334.488
Summary

SELF SERVICE THEO has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,990 and a net result of -€9,476. Equity has been stable since 2018 (±0.7% per year). Its solvency ranks better than 56% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Official details

Source: KBO
Status
Active since 10-06-1985 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit
2.027.309.205 1731 Asse, since 01-07-1985
Financial year end
31 December
Peppol
Reachable since 27-11-2025

Board and ownership

Board
and 1 other

Financial position

63 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Annual accounts 2025
Gross margin
€56,212
▼ 45.9%
Turnover
≈ €600,000
estimated
Loss
€9,476
Equity
€76,990
▼ 34.1%
Total assets
€193,668
▼ 5.0%
Staff
0.8 FTE
▼ 52.9%
Score breakdownraises risk1 change of registered office in 24 monthsSector: Retail trade (NACE 47)1 of the last 3 accounts lateLoss of €9,476 (financial year 2025)Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 33% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Average
Solvency 65-17
equity 39.8% of total assets
Liquidity 37-18
short-term debt 43.5% · cash 6.1%
Profitability 38-36
return on assets -4.9%
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 1.2% 01-2025: 0.5%▼ -0.7 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.4%▼ -0.1 percentage points vs 05-2025lowest value 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 1.4%▲ +0.9 percentage points vs 07-2025 09-2025: 0.4%▼ -1.0 percentage point vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.4%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 1.4%● unchanged vs 08-2026highest value 10-2026: 1.4%● unchanged vs 09-2026highest value 11-2026: 1.4%● unchanged vs 10-2026highest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.88 (2.28 in 2024), above the usual 1.5. Short-term debt is 43.5% and cash 6.1% of total assets. However, 60.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 55% of them on solvency, 34% on liquidity, 29% on profitability and 15% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
raises risk · Loss of €9,476 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
18 days late
2023
139 days late
2022
46 days early
2021
56 days early
2020
54 days early
2019
45 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 July (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 81% of companies in retail tradesector median €5,083 · 22,756 companies -€9,476 View
  • New directorlatest change 01-01-2026 · 4 in office 1 joined View

Recent changes

  1. · Gazette deed Registered office moved from Zellik to KobbegemNew seat: Lierputstraat 23, 1733 Kobbegem · Previous seat: Brusselsesteenweg 592, 1731 Zellik · Resignation: Marina Vanden Heuvel (director)
  2. · Gazette deed Company renamed from SELF SERVICE THEO B.V.B.A. to SELF SERVICE THEOReappointment: Marina Vanden Heuvel (director)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as SELF SERVICE THEO: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €185,000 and €243,000, founded between 1982 and 1989.

CompanyTotal assetsGross margin
SELF SERVICE THEO Asse€193,668€56,212
DELICATESSEN VASTY Roosdaal€190,332€67,373
ORIENT Charleroi€184,558€52,359
JAECQUES Oostende€219,952€60,181
JAMIL BROTHERS Sint-Jans-Molenbeek€220,751€45,341
ALFA-SYSTEMS Mechelen€239,365€60,247
Het Hobbitje Eeklo€242,626€67,548
Full comparison

Key facts about SELF SERVICE THEO

What is the company number of SELF SERVICE THEO?
The company number of SELF SERVICE THEO is 0427.334.488. The VAT number is the same number with BE in front: BE 0427.334.488.
Where is SELF SERVICE THEO based?
The registered office is at Lierput 23, 1730 Asse.Company details
What does SELF SERVICE THEO do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of SELF SERVICE THEO?
The legal form of SELF SERVICE THEO is Private limited company (BV).
When was SELF SERVICE THEO founded?
SELF SERVICE THEO was founded on 10-06-1985.
Is SELF SERVICE THEO still active?
Yes, SELF SERVICE THEO is an active enterprise in the KBO register.
How many employees does SELF SERVICE THEO have?
SELF SERVICE THEO had an average of 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of SELF SERVICE THEO?
The turnover in financial year 2025 is ≈ €600,000. This figure is estimated from the gross margin of €56,212 and 97 comparable companies (NACE 47110). It probably lies between €420,000 and €920,000. In financial year 2022 turnover was €1.1m.
Is SELF SERVICE THEO profitable?
In financial year 2025, SELF SERVICE THEO made a loss of €9,476.
Where can I find the annual accounts of SELF SERVICE THEO?
SELF SERVICE THEO filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SELF SERVICE THEO due?
SELF SERVICE THEO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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