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SELENAY

Active
Private limited companyfounded 2008active for 18 yearsRogierlaan 72, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0895.288.917
Summary

SELENAY has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€7,437) and a net result of -€3,911. Equity is shrinking by about 59% per year across the filed financial years. Its solvency ranks better than 15% of 5,590 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Hairdressing and barber services
NACE 96210
1 site
Size
€10,020total assets 2025
Equity
-€7,437
Loss
-€3,911
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 40 days late0 of 4 deeds read
Why 53raises riskCapped at 59: negative equityNegative equity -€7,437Loss of €3,911, the second in a row (financial year 2025)lowers riskSize: total assets €10,020Liquidity: current ratio 0.53, cash €8,992Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 18% of its sector peers (NACE 96, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -74.2% of total assets
Liquidity 50=
short-term debt 174.2% · cash 89.7%
Profitability 0=
return on assets -39.0%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,593 companies, NACE 96, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025lowest value 08-2025: 0.4%● unchanged vs 07-2025lowest value 09-2025: 0.4%● unchanged vs 08-2025lowest value 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.7%▲ +0.3 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026highest value 10-2026: 0.5%▼ -0.2 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.53, compared with 0.69 in 2024; short-term debt: 174.2% and cash: 89.7% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 11% on solvency, 47% on liquidity, 8% on profitability and 7% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €10,020
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€7,437
NBB · annual accounts
raises risk · Loss of €3,911, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.53, cash €8,992
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€7,437
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are in a legal situation other than normal, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
40 days late
2024
41 days early
2023
49 days early
2022
61 days early
2021
27 days early
2020
71 days early
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€7,437 View
  • Risk: 4 loss-making years in a rowloss financial year 2025 -€3,911 View
  • Caution: Among the weakest 15% on solvencysector median 27.5% · 5,590 companies -74.2% View

By topic

Financials

Financial year
2025
Total assets
€10,020
Loss
-€3,911
Solvency
-74.2%
Total assets▼ 4.6%
Net result
20182025
Go to Financials

Timeline

Events
20
Since
2009
Next accounts
by 31-07-2027
  1. 31-05-2023Annual accounts filed
  2. 04-07-2022Annual accounts filed
  3. 31-12-2021Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Hairdressing and barber servicesNACE 96210
Founded
29-01-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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