Selectivity International
ActiveSelectivity International is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €11.01M and a net result of €26k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 95% of 2793 sector peers (fiscal year 2024). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-08-2025, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d late
2023
26 d late
2022
19 d early
2021
23 d early
2020
29 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€11.01M▲ 0.2%
2023 · €10.98M
2018: €10.95M
2019: €10.93M
2020: €10.92M
2021: €10.96M
2022: €10.96M
2023: €10.98M
2018 → 2024
Net result
€26k▲ 59.2%
2023 · €16k
2018: €-20k
2019: €-20k
2020: €-8k
2021: €41k
2022: €692
2023: €16k
2018 → 2024
Total assets
€11.01M▲ 0.2%
2023 · €10.98M
2018: €12.18M
2019: €11.80M
2020: €11.71M
2021: €11.08M
2022: €11.00M
2023: €10.98M
2018 → 2024
Solvency
100.0%=
2023 · 100.0%
2018: 89.9%
2019: 92.6%
2020: 93.3%
2021: 98.9%
2022: 99.7%
2023: 100.0%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€537k-€105k▼ 80.4%
Equity€10.92M-€10.96M▲ 0.4%€10.96M=€10.98M▲ 0.1%€11.01M▲ 0.2%
Operating result€-15k-€16k€-8k€-14k▼ 67.9%€-10k▲ 28.8%
Net result€-8k-€41k€692▼ 98.3%€16k▲ 2,266%€26k▲ 59.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2024 against €14k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €11.01M
Fixed assets
€8.51M=
Current assets
€2.50M▲ 1.0%
Key figures and ratios
Solvency
100.0%=
2023 · 100.0%
ROE
0.2%▲
2023 · 0.1%
ROA
0.2%▲
2023 · 0.1%
Debt
€0▼
2023 · €2k
Debt ≤ 1 year
€0▼
2023 · €2k
Income taxes
€9k▲
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€10.98M€11.01M▲
Fixed assets21/28€8.51M€8.51M=
Financial fixed assets28€8.51M€8.51M=
Affiliated companies280/1€8.50M€8.50M=
Participating interests280€8.50M€8.50M=
Companies linked by participating interests282/3€6k€6k=
Participating interests282€6k€6k=
Current assets29/58€2.48M€2.50M▲
Stocks and contracts in progress3-€0
Amounts receivable within one year40/41€2.42M€2.46M▲
Other amounts receivable41€2.42M€2.46M▲
Cash at bank and in hand54/58€55k€41k▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€10.98M€11.01M▲
Equity10/15€10.98M€11.01M▲
Contributions10/11€7.83M€7.83M=
Reserves13€3.15M€3.18M▲
Distributable reserves133€3.15M€3.18M▲
Amounts payable17/49€2k€0▼
Amounts payable within one year42/48€2k€0▼
Taxes, remuneration and social security45€2k€0▼
Taxes450/3€2k€0▼
Income statement
Code20232024
Operating income70/76A€133€0▼
Other operating income74€133€0▼
Operating charges60/66A€14k€10k▼
Services and other goods61€13k€9k▼
Other operating charges640/8€1k€1k▲
Operating profit (loss)9901€-14k€-10k▲
Financial income75/76B€45k€45k▲
Recurring financial income75€45k€45k▲
Income from current assets751€45k€45k▲
Financial charges65/66B€7k€151▼
Recurring financial charges65€640€151▼
Debt charges650€151€0▼
Other financial charges652/9€489€151▼
Non-recurring financial charges66B€6k€0▼
Profit (loss) for the period before taxes9903€24k€35k▲
Income taxes67/77€8k€9k▲
Taxes670/3€8k€9k▲
Profit (loss) for the period9904€16k€26k▲
Profit (loss) for the period to be appropriated9905€16k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€26k▲
Transfer to equity691/2€16k€26k▲
To other reserves6921€16k€26k▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
31-12
Financial
Liquidity times 11current ratio 1324.42
Current ratio from 119.90 to 1324.42; short-term debt falls from €21k to €2k.
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €41k
Net result €41k after 3 loss-making years.
31-12
Financial
Liquidity times 5current ratio 101.96
Current ratio from 20.80 to 101.96; short-term debt falls from €129k to €25k.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
30-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Noordlaan 28520 KuurneGround area
4.4 ha
Building footprint
3.3 ha
Parcel 34023A0499/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Selectivity International
since 19982.087.915.201
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023A0499/00C000 | Flanders | 4.4 ha | 1 · 3.3 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 5,763 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-1998
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.