SELECTIVE HOME
ActiveSummary
The computed 12-month bankruptcy probability of SELECTIVE HOME is 3.1% (moderate). For SELECTIVE HOME, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€42,799). Equity remains stable across the filed fiscal years (±2.3% per year). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability-
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-53.5%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline01-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-08-2024, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
30 d late
2022
24 d late
2021
122 d late
2020
61 d late
2019
178 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 5 accounts on average 83 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Turnover
€0
Total assets
€80,026=
2022 · €80,026
Net result
-€3,668▼ 191%
2019 · -€1,260
Working capital
-€51,049=
2022 · -€51,049
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Turnover€0
Operating result-€1,125-€3,521▼ 213%
Net result-€1,260-€3,668▼ 191%
Equity-€39,131▼ 3.3%-€42,799▼ 9.4%-€42,799=-€42,799=-€42,799=
Total assets€78,577▼ 0.6%€80,026▲ 1.8%€80,026=€80,026=€80,026=
Debt€117,707▲ 0.7%€122,824▲ 4.3%€122,824=€122,824=€122,824=
Working capital-€47,381▼ 2.7%-€51,049▼ 7.7%-€51,049=-€51,049=-€51,049=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3,521 in 2020 against €1,125 in 2019; the loss grows.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €80,026
Fixed assets
€8,250 =
Current assets
€71,776 =
Equity and liabilities
Equity-€42,799
Debt€122,824
Equity is negative: debt (€122,824) exceeds the balance-sheet total (€80,026).
Key figures and ratios
Solvency
-53.5%=
2022 · -53.5%
Current ratio
0.58=
2022 · 0.58
Debt ≤ 1 year
€122,824=
2022 · €122,824
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €0 | - | - | - | - | - |
| Gross operating margin9900 | -€1,125 | -€3,471 | - | - | - | - |
| Operating profit (loss)9901 | -€1,125 | -€3,521 | - | - | - | - |
| Recurring financial charges65 | €134 | €147 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€1,260 | -€3,668 | - | - | - | - |
| Profit (loss) for the period9904 | -€1,260 | -€3,668 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€1,260 | -€3,668 | - | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €78,577 | €80,026 | €80,026 | €80,026 | €80,026 | = |
| Fixed assets21/28 | €8,250 | €8,250 | €8,250 | €8,250 | €8,250 | = |
| Tangible fixed assets22/27 | €8,250 | €8,250 | €8,250 | €8,250 | €8,250 | = |
| Land and buildings22 | - | - | €8,250 | €8,250 | €8,250 | = |
| Current assets29/58 | €70,327 | €71,776 | €71,776 | €71,776 | €71,776 | = |
| Amounts receivable within one year40/41 | €70,267 | €70,251 | €70,251 | €70,251 | €70,251 | = |
| Trade receivables40 | - | - | €280 | €280 | €280 | = |
| Other amounts receivable41 | - | - | €69,971 | €69,971 | €69,971 | = |
| Cash at bank and in hand54/58 | €60 | €1,525 | €1,525 | €1,525 | €1,525 | = |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €78,577 | €80,026 | €80,026 | €80,026 | €80,026 | = |
| Equity10/15 | -€39,131 | -€42,799 | -€42,799 | -€42,799 | -€42,799 | = |
| Contributions10/11 | €70,000 | €70,000 | €70,000 | €70,000 | €70,000 | = |
| Capital10 | - | - | €70,000 | €70,000 | - | - |
| Issued capital100 | - | - | €70,000 | €70,000 | - | - |
| Profit (loss) carried forward14 | -€109,131 | -€112,799 | -€112,799 | -€112,799 | -€112,799 | = |
| Amounts payable17/49 | €117,707 | €122,824 | €122,824 | €122,824 | €122,824 | = |
| Amounts payable within one year42/48 | €117,707 | €122,824 | €122,824 | €122,824 | €122,824 | = |
| Financial debts43 | - | - | €803 | €803 | €803 | = |
| Credit institutions430/8 | - | - | €803 | €803 | €803 | = |
| Trade debts44 | €18,035 | €17,620 | €17,620 | €17,620 | €17,620 | = |
| Suppliers440/4 | - | - | €17,620 | €17,620 | €17,620 | = |
| Taxes, remuneration and social security45 | - | - | €650 | €650 | €650 | = |
| Remuneration and social security454/9 | - | - | €650 | €650 | €650 | = |
| Other amounts payable47/48 | - | - | €103,752 | €103,752 | €103,752 | = |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,260 | -€3,668 | - | - | - | - |
| Operating cash flow (approximation) | -€1,260 | -€3,668 | - | - | - | - |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1,465 | €0 | €0 | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
25-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 178 days late
2020
31-12
Financial
Weakest financial yearnet -€3,668
Net result drops to -€3,668, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 331 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 66 days late
2016
27-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 149 days late
2015
24-11
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 116 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2020
Ground area
325 m²
Building footprint
129 m²
Volume, LiDAR
1,912 m³
Parcel 21005A0542/00B006, Brussels · tallest building 17.0 m, ±5 floors. Linked by address, not a title deed.
333
companies at this address
See who is registered here
1 establishment unit
Selective Cars
since 20202.298.314.832
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21005A0542/00B006 | Brussels | 325 m² | 1 · 129 m² | 17.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company details
Identification
Legal formPublic limited company
Founded08-07-2010
Fiscal year end31-12
Contact
E-mail
selectifhome@outlook.com
Phone
+32492518145
Phone
0492518145Etterbeek
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance
If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.