SELECT MY CAR

Active

Private limited companyfounded 2021active for 4 yearsKleinenbergstraat 6, 1932 Zaventem, BelgiumKBO/BCE: BE 0778.348.883

Summary

The computed 12-month bankruptcy probability of SELECT MY CAR is 13.4% (high). For SELECT MY CAR, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€3,753) and a net result of -€10,602. Its solvency ranks better than 17% of 14,812 sector peers (NACE 46, financial year 2023). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals.

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SELECT MY CARActive

Risk analysis Report Compare

Activity

Wholesale of cars and light vans (up to 3.5 tonnes)

NACE 46711

1 site

Size

€32,052total assets 2023

Equity: -€3,753
Loss: -€10,602

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 13.4%

2023 figures too old to score

Structure

Accounts 440 days overdue0 of 3 deeds read

Signalsraises risk2 financial years not filed after the legal deadline; latest accounts 64 days late; 1 of the last 3 lateFigures for financial year 2023 (filed 03-10-2024)Liquidity: current ratio 0.88No filing in 24 months (latest 03-10-2024)Two or more financial years not filedneutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: High

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Weak

Solvency 13-58

equity -11.7% of total assets

Liquidity 0-26

short-term debt 111.7%

Profitability 0-68

return on assets -33.1%

Bankruptcy probability, 12 months

13.4% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,874 companies, NACE 46, micro)

Last 24 months 11-2024: 4.8% 12-2024: 4.8%● unchanged vs 11-2024 01-2025: 4.8%● unchanged vs 12-2024 02-2025: 4.8%● unchanged vs 01-2025 03-2025: 4.9%▲ +0.1 percentage points vs 02-2025 04-2025: 4.9%● unchanged vs 03-2025 05-2025: 4.9%● unchanged vs 04-2025 06-2025: 4.9%● unchanged vs 05-2025 07-2025: 4.8%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 5.3%▲ +0.5 percentage points vs 07-2025 09-2025: 5.6%▲ +0.3 percentage points vs 08-2025 10-2025: 7.1%▲ +1.5 percentage points vs 09-2025 11-2025: 7.2%▲ +0.1 percentage points vs 10-2025 12-2025: 8.4%▲ +1.2 percentage points vs 11-2025 01-2026: 10.8%▲ +2.4 percentage points vs 12-2025 02-2026: 10.8%● unchanged vs 01-2026 03-2026: 11.1%▲ +0.3 percentage points vs 02-2026 04-2026: 10.4%▼ -0.7 percentage points vs 03-2026 05-2026: 10.4%● unchanged vs 04-2026 06-2026: 10.2%▼ -0.2 percentage points vs 05-2026 07-2026: 10.2%● unchanged vs 06-2026 08-2026: 12.6%▲ +2.4 percentage points vs 07-2026 09-2026: 12.6%● unchanged vs 08-2026 10-2026: 13.4%▲ +0.8 percentage points vs 09-2026highest value

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Signals

Six signals.

raises riskneutral

2 financial years not filed after the legal deadline; latest accounts 64 days late; 1 of the last 3 late

NBB · filings

Figures for financial year 2023 (filed 03-10-2024)

NBB · annual accounts

Liquidity: current ratio 0.88

NBB · annual accounts

No filing in 24 months (latest 03-10-2024)

NBB · filings

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 2 filings

Position against the passed deadline

31-12-2024 year end31-07-2025 deadline14-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 03-10-2024, 64 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 2 filings

Deviation from the deadline

2025

not filed

2024

not filed

2023

64 days late

2022

9 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 37 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

03-10-2024 Annual accounts filedfinancial year 2023 · micro…
09-08-2023 Annual accounts filedfinancial year 2022 · micro…

Key points

Risk: Accounts not fileddeadline was 31-07-2025 440 days late View
Risk: Negative equityfinancial year 2023: debts exceed assets -€3,753 View
Caution: Among the weakest 17% on solvencysector median 38.5% · 14,812 companies -11.7% View