Summary
SEKOH is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €790k and a net result of €205k. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 77% of 9863 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
49 d early
2022
56 d early
2021
48 d early
2020
44 d early
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€790k▲ 19.8%
2023 · €659k
Net result
€205k▲ 18.4%
2023 · €174k
Total assets
€983k▲ 14.9%
2023 · €855k
Solvency
80.4%▲ 3.3pp
2023 · 77.1%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€89k▲ 8.7%€177k▲ 99.0%€171k▼ 3.1%€249k▲ 45.4%€284k▲ 14.3%
Net result€62k▲ 14.5%€138k▲ 122%€119k▼ 13.8%€174k▲ 45.6%€205k▲ 18.4%
Equity€270k▲ 13.5%€406k▲ 50.7%€487k▲ 19.9%€659k▲ 35.3%€790k▲ 19.8%
Total assets€309k▲ 25.6%€595k▲ 92.5%€700k▲ 17.6%€855k▲ 22.2%€983k▲ 14.9%
Debt€39k▲ 369%€188k▲ 379%€212k▲ 12.8%€196k▼ 7.7%€193k▼ 1.6%
Working capital€226k▲ 6.6%€292k▲ 29.1%€346k▲ 18.7%€534k▲ 54.2%€655k▲ 22.6%
Solvency87.3%▼ 9.3pp68.3%▼ 19.0pp69.6%▲ 1.3pp77.1%▲ 7.4pp80.4%▲ 3.3pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 14% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €983k
Fixed assets
€269k ▼ 0.9%
Current assets
€714k ▲ 22.3%
Equity and liabilities €983k
Equity
€790k ▲ 19.8%
Debt
€193k ▼ 1.6%
Debt's share of the balance-sheet total falls from 22.9% to 19.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
26.0%▼
2023 · 26.3%
ROA
20.9%▲
2023 · 20.3%
Debt ≤ 1 year
€59k▲
2023 · €50k
Debt > 1 year
€133k▼
2023 · €146k
Income taxes
€94k▲
2023 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €17k | €30k | €29k | €25k | ▼ 12.5% |
| Other operating charges640/8 | - | €1k | €698 | €598 | €1k | ▲ 147% |
| Gross operating margin9900 | €95k | €195k | €202k | €279k | €311k | ▲ 11.8% |
| Operating profit (loss)9901 | €89k | €177k | €171k | €249k | €284k | ▲ 14.3% |
| Financial income75/76B | - | €1k | €494 | €6k | €18k | ▲ 210% |
| Recurring financial income75 | €502 | €1k | €494 | €6k | €18k | ▲ 210% |
| Financial charges65/66B | - | €3k | €2k | €4k | €3k | ▼ 4.8% |
| Recurring financial charges65 | €2k | €3k | €2k | €4k | €3k | ▼ 4.8% |
| Profit (loss) for the period before taxes9903 | €87k | €175k | €169k | €251k | €299k | ▲ 19.0% |
| Income taxes67/77 | €25k | €37k | €50k | €78k | €94k | ▲ 20.5% |
| Profit (loss) for the period9904 | €62k | €138k | €119k | €174k | €205k | ▲ 18.4% |
| Profit (loss) for the period to be appropriated9905 | €62k | €138k | €119k | €174k | €205k | ▲ 18.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €309k | €595k | €700k | €855k | €983k | ▲ 14.9% |
| Fixed assets21/28 | €44k | €285k | €299k | €272k | €269k | ▼ 0.9% |
| Tangible fixed assets22/27 | €43k | €285k | €299k | €271k | €269k | ▼ 0.9% |
| Land and buildings22 | - | €262k | €274k | €256k | €241k | ▼ 5.9% |
| Plant, machinery and equipment23 | - | €1k | €724 | €346 | - | - |
| Furniture and vehicles24 | - | €17k | €22k | €13k | €26k | ▲ 106% |
| Other tangible fixed assets26 | - | €4k | €3k | €2k | €2k | ▼ 19.4% |
| Financial fixed assets28 | €305 | €305 | €305 | €305 | €305 | = |
| Current assets29/58 | €265k | €310k | €400k | €584k | €714k | ▲ 22.3% |
| Amounts receivable after more than one year29 | - | €36k | - | - | - | - |
| Other amounts receivable291 | - | €36k | - | - | - | - |
| Amounts receivable within one year40/41 | €44k | €47k | €26k | €108k | €110k | ▲ 1.8% |
| Trade receivables40 | - | €36k | €24k | €31k | €31k | ▼ 2.3% |
| Other amounts receivable41 | - | €11k | €2k | €77k | €80k | ▲ 3.6% |
| Current investments50/53 | - | - | - | €375k | €350k | ▼ 6.7% |
| Cash at bank and in hand54/58 | €183k | €225k | €374k | €100k | €253k | ▲ 153% |
| Deferred charges and accrued income490/1 | - | €2k | €338 | €495 | €106 | ▼ 78.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €309k | €595k | €700k | €855k | €983k | ▲ 14.9% |
| Equity10/15 | €270k | €406k | €487k | €659k | €790k | ▲ 19.8% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €263k | €400k | €481k | €653k | €784k | ▲ 20.0% |
| Non-distributable reserves130/1 | - | €2k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | - | - | - |
| Distributable reserves133 | - | €398k | €479k | €653k | €784k | ▲ 20.0% |
| Amounts payable17/49 | €39k | €188k | €212k | €196k | €193k | ▼ 1.6% |
| Amounts payable after more than one year17 | - | €170k | €158k | €146k | €133k | ▼ 8.6% |
| Financial debts170/4 | - | €170k | €158k | €146k | €133k | ▼ 8.6% |
| Amounts payable within one year42/48 | €39k | €18k | €54k | €50k | €59k | ▲ 18.3% |
| Current portion of amounts payable after more than one year42 | - | €12k | €12k | €12k | €12k | ▲ 1.0% |
| Trade debts44 | €3k | €3k | €4k | €2k | €1k | ▼ 52.0% |
| Suppliers440/4 | - | €3k | €4k | €2k | €1k | ▼ 52.0% |
| Taxes, remuneration and social security45 | - | - | €17k | €29k | €28k | ▼ 3.6% |
| Taxes450/3 | - | - | €17k | €29k | €25k | ▼ 12.1% |
| Remuneration and social security454/9 | - | - | - | - | €2k | - |
| Other amounts payable47/48 | - | €3k | €20k | €6k | €17k | ▲ 180% |
| Accrued charges and deferred income492/3 | - | - | €408 | €655 | €816 | ▲ 24.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62k | €138k | €119k | €174k | €205k | ▲ 18.4% |
| + Depreciation and write-downs630 | €5k | €17k | €30k | €29k | €25k | ▼ 12.5% |
| Operating cash flow (approximation) | €68k | €155k | €149k | €203k | €231k | ▲ 14.0% |
| Investment in fixed assets (approximation) | - | €-258k | €-44k | €-1k | €-23k | ▼ 1,984% |
| Change in cash | - | €42k | €149k | €-274k | €153k | ▲ 156% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €205k ▲18.4%
Operating result €284k, net result €205k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €659k ▲35.3%
6 profitable years in a row build equity to €659k.
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 17.11
Current ratio from 6.75 to 17.11; short-term debt falls from €39k to €18k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €55k ▼14.4%
Net result drops to €55k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 26.70
Current ratio from 6.50 to 26.70; short-term debt falls from €28k to €8k.
31-12
Financial
Equity above €200kEq €238k ▲28.6%
2 profitable years in a row build equity to €238k.
Show earlier events
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
30-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2010
Ground area
654 m²
Building footprint
52 m²
Volume, LiDAR
100 m³
Parcel 71542B0888/00L000, Flanders · tallest building 2.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SEKOH
since 20102.187.558.252
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71542B0888/00L000 | Flanders | 654 m² | 1 · 52 m² | 2.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 13,180 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-03-2010
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
62200Computer consultancy and computer facilities management
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
85592Vocational training
Scores and ratios are computed by Checked and are not a credit decision.