SEKER.M

Active

Private limited companyfounded 200521 yrs activePetites-Rues 15, 6820 Florenville, BelgiumKBO/BCE: BE 0872.237.559

Summary

SEKER.M has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178,003 and a net result of €9,306. Equity is growing by ~39.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

SEKER.MActiveChecked score 88/100

Risk analysis Report Compare

Activity

Activity not known

Size

€224,732total assets 2025

Equity: €178,003
Profit: €9,306

Financial health

88 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts filed 5 d late0 of 1 deed read

Why 88- No establishment unit in the KBO+ Size: total assets €224,732+ Founded in 2005+ Figures for FY 2025 (filed 05-02-2026)Show the evidence

Checked score

Score 2025

88 / 100

Excellent

Probability in this band: under 0.55%

Better than 65% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 79.2% of total assets

Liquidity 63-16

short-term debt 9.8% · cash 10.4%

Profitability 74-12

return on assets 4.1%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2% 12-2024: 0.2%▼ -1.7% vs 11-2024lowest value 01-2025: 0.2%▲ +24.3% vs 12-2024 02-2025: 0.2%▲ +5.1% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%▲ +1.3% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.2%▲ +2.6% vs 06-2025 08-2025: 0.2%▲ +1.3% vs 07-2025 09-2025: 0.3%▲ +5.5% vs 08-2025 10-2025: 0.3%▲ +7.2% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%▼ -1.5% vs 11-2025 01-2026: 0.3%▲ +27.5% vs 12-2025 02-2026: 0.6%▲ +76.3% vs 01-2026highest value 03-2026: 0.3%▼ -55.0% vs 02-2026 04-2026: 0.3%● 0.0% vs 03-2026 05-2026: 0.3%● 0.0% vs 04-2026 06-2026: 0.2%▼ -9.3% vs 05-2026 07-2026: 0.2%▲ +2.5% vs 06-2026 08-2026: 0.3%▲ +0.8% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%▲ +6.4% vs 09-2026

Size: total assets €224,732 lowers the probability for this profile
Founded in 2005 lowers the probability for this profile
No establishment unit in the KBO raises the probability
Figures for FY 2025 (filed 05-02-2026) lowers the probability

Credit up to €15,000 at 30 days acceptable

Liquidity ample (current ratio 5.8 against 33.69 in 2024; short-term debt: 9.8% and cash: 10.4% of total assets), and 20.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 60%, profitability 56%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €224,732

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 2005

In the bankruptcy model this factor lowers the probability for this profile.

KBO

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Figures for FY 2025 (filed 05-02-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

5 d late

2024

9 d early

2023

1 d early

2022

on the day

2021

11 d early

2020

4 d early

2018

27 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 1 day after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close03-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage