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SEKER

Active
Private limited companyfounded 2020active for 5 yearsSint-Salvatorstraat 78, 9000 Gent, BelgiumKBO/BCE: BE 0759.991.931
Summary

The computed 12-month bankruptcy probability of SEKER is 2.0% (moderate). The 2025 annual accounts show equity of €18,238 and a net result of €7,976. Equity is growing by about 33% per year across the filed financial years. Its solvency ranks better than 27% of 22,027 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail trade
NACE 47530
1 site
Size
€239,261total assets 2025
Equity
€18,238
Profit
€7,976
Turnover not published (micro format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.0%
Structure
Accounts 11 days early0 of 3 deeds read
Why 54raises riskFounded in 2020Sector: Retail trade (NACE 47)Figures for financial year 2025 (filed 20-10-2025)lowers riskSize: total assets €239,261Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 45% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 33+4
equity 7.6% of total assets
Liquidity 8+3
short-term debt 86.6% · cash 4.9%
Profitability 73+2
return on assets 3.3%
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,196 companies, NACE 47, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.5%▼ -0.1 percentage points vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.6%▲ +0.1 percentage points vs 05-2025 07-2025: 1.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.8%▲ +0.1 percentage points vs 07-2025 09-2025: 1.8%● unchanged vs 08-2025 10-2025: 1.8%● unchanged vs 09-2025 11-2025: 1.5%▼ -0.3 percentage points vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.5%● unchanged vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.4%▼ -0.1 percentage points vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026lowest value 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%● unchanged vs 07-2026 09-2026: 1.5%● unchanged vs 08-2026 10-2026: 2.0%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.07, compared with 1.04 in 2024, below the usual 1.5; short-term debt: 86.6% and cash: 4.9% of total assets), and 92.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 25% on solvency, 9% on liquidity, 57% on profitability and 90% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2020
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Size: total assets €239,261
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed 20-10-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-10-2025, 11 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
11 days early
2024
29 days early
2023
2 days early
2022
2 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 10 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 25 October (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end15-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €4,875

Key points

  • Total assets 20254 financial years filed €239,261 View
  • Active since 2020founded 18-12-2020 5 years View

By topic

Financials

Financial year
2025
Total assets
€239,261
Profit
€7,976
Solvency
7.6%
Total assets▼ 8.5%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2022
Next accounts
by 31-10-2026
  1. 29-10-2023Annual accounts filed
  2. 31-03-2023Weakest financial year
  3. 02-11-2022Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail tradeNACE 47530
Founded
18-12-2020
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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