SEKARO
ActiveSEKARO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €216k and a net result of €60k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 69% of 7971 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
on the day
2023
27 d late
2022
30 d late
2021
22 d late
2020
25 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€216k▲ 20.0%
2024 · €180k
2018: €61k
2019: €78k
2020: €102k
2021: €114k
2022: €129k
2023: €143k
2024: €180k
2018 → 2025
Net result
€60k▲ 11.5%
2024 · €54k
2018: €30k
2019: €47k
2020: €54k
2021: €47k
2022: €50k
2023: €49k
2024: €54k
2018 → 2025
Total assets
€299k▲ 2.0%
2024 · €293k
2018: €277k
2019: €283k
2020: €282k
2021: €283k
2022: €280k
2023: €281k
2024: €293k
2018 → 2025
Solvency
72.2%▲ 10.8pp
2024 · 61.4%
2018: 22.1%
2019: 27.5%
2020: 36.2%
2021: 40.5%
2022: 46.0%
2023: 50.8%
2024: 61.4%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€129k▲ 12.7%€143k▲ 10.8%€180k▲ 26.2%€216k▲ 20.0%
Operating result€66k-€68k▲ 2.7%€69k▲ 1.2%€77k▲ 12.1%€85k▲ 10.1%
Net result€47k-€50k▲ 4.7%€49k▼ 1.3%€54k▲ 10.3%€60k▲ 11.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 10% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€259k▲ 0.2%
Current assets
€40k▲ 15.5%
Equity and liabilities €299k
Equity
€216k▲ 20.0%
Debt
€83k▼ 26.6%
The debt ratio falls from 38.6% to 27.8%: equity grows while debt is paid down.
Key figures and ratios
Solvency
72.2%▲
2024 · 61.4%
ROE
27.8%▼
2024 · 29.9%
ROA
20.1%▲
2024 · 18.4%
Debt
€83k▼
2024 · €113k
Debt ≤ 1 year
€46k▼
2024 · €59k
Debt > 1 year
€38k▼
2024 · €54k
Income taxes
€23k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€293k€299k▲
Fixed assets21/28€259k€259k▲
Tangible fixed assets22/27€259k€259k▲
Land and buildings22€253k€245k▼
Furniture and vehicles24€5k€14k▲
Current assets29/58€34k€40k▲
Amounts receivable within one year40/41€279-
Trade receivables40€279-
Cash at bank and in hand54/58€34k€39k▲
Deferred charges and accrued income490/1-€372
Equity and liabilities
Total equity and liabilities10/49€293k€299k▲
Equity10/15€180k€216k▲
Contributions10/11€19k€19k=
Reserves13€162k€198k▲
Distributable reserves133€162k€198k▲
Amounts payable17/49€113k€83k▼
Amounts payable after more than one year17€54k€38k▼
Financial debts170/4€52k€35k▼
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€59k€46k▼
Current portion of amounts payable after more than one year42€17k€17k=
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€9k€4k▼
Taxes450/3€9k€4k▼
Other amounts payable47/48€29k€22k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€90k€100k▲
Operating profit (loss)9901€77k€85k▲
Financial income75/76B€180€83▼
Recurring financial income75€180€83▼
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€75k€83k▲
Income taxes67/77€21k€23k▲
Profit (loss) for the period9904€54k€60k▲
Profit (loss) for the period to be appropriated9905€54k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€60k▲
Transfer from equity791/2€17k€24k▲
Transfer to equity691/2€54k€60k▲
To other reserves6921€54k€60k▲
Profit to be distributed694/7€17k€24k▲
Return on contributions (dividend)694€17k€24k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Highest result since 2018net €60k ▲11.5%
Operating result €85k, net result €60k, both a record.
31-12
Financial
Equity above €200kEq €216k ▲20%
8 profitable years in a row build equity to €216k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €180k ▲26.2%
7 profitable years in a row build equity to €180k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Equity above €100kEq €102k ▲31%
3 profitable years in a row build equity to €102k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 13 days late
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tennispad(Odk) 48670 KoksijdeGround area
504 m²
Building footprint
145 m²
Volume, LiDAR
692 m³
Parcel 38018A0691/00N000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sekaro
since 20102.188.943.273
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38018A0691/00N000 | Flanders | 504 m² | 1 · 145 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Vacona
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RUDRA CONSULT GROUP
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
41001General construction of residential buildings
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.