Turnover
≈ €6,300 estimated
The micro format states no turnover.
SEJ CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €1,074 (2025)
€1,074
peak €623 (2025)
€623
peak €624 (2025)
€624
€2,807
Board1 name since 2024
1 directorSEJFIJA Blendina
Documentsfilings and deeds
20-03-202641 days before the deadline
2025micro format
First year with figures
Key points
from the 2025 annual accountsAt the same address
36 companies
Position in the sector
€624
Less equity than 85% of companies in office administrative support. Sector median €53,928 · 9,708 companies.
Checked score
84
Excellent
Financially stronger than 44% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.6%
11-2025: 0.6%● unchanged vs 10-2025
12-2025: 0.6%● unchanged vs 11-2025
01-2026: 0.6%● unchanged vs 12-2025
02-2026: 0.7%▲ +0.1 percentage points vs 01-2026
03-2026: 0.8%▲ +0.1 percentage points vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 0.9%▲ +0.1 percentage points vs 07-2026
09-2026: 1.0%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.3%▼ -0.7 percentage points vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2024
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 1.22, cash €2,506
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 26% of them on solvency, 48% on liquidity and 56% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as SEJ CONSTRUCT has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SEJ CONSTRUCT itself is lower: 0.3% within 12 months. It rests on far more data about SEJ CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for SEJ CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
41 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered office moved from Sint-Niklaas to Antwerp
New registered office: IJzerlaan 54, 2060 Antwerpen · Previous registered office: Truweelstraat 82 1, 9100 Sint-Niklaas · Board meeting of 02-10-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013759668
Incorporation
Founding capital of €1, 100 shares · Founder: SEJFIJA Blendina · Appointment: SEJFIJA Blendina (director) · published on 20-09-2024 · Gazette deed
First establishment
IJzerlaan 54, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SEJ CONSTRUCT Antwerp | €3,431 | €1,074 | 18.2% | - |
| Rolly Belgium Zaventem | €3,219 | -€592 | -218.1% | - |
| HEXAGON INVEST III Roeselare | €3,725 | -€5,606 | 91.0% | - |
| CHAPHIR Braine-l'Alleud | €2,923 | -€7,129 | -273.4% | - |
| Aydogan Group Leopoldsburg | €2,727 | -€128 | -12.0% | - |
| SUN ECOTECH Mouscron | €4,091 | €486 | 67.6% | - |
| LAB HR Kapellen | €2,944 | -€2,644 | 34.8% | - |
These companies have the same main activity as SEJ CONSTRUCT: other business support services (NACE 82990). They are comparable in size and age: total assets between €2,730 and €4,090, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 18-09-2024Normal situation
- Registered office
- 39 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Other business support servicesNACE 82990and 1 other
- Establishment unit
- 2.363.822.4942060 Antwerp, since 18-09-2024
- Financial year end
- 30 September
- Peppol
- Reachable since 17-06-2025
Annual accounts to 30-09-2025
- €1,074
- €623
- €624
- €3,431
- Filing
- Filed on 20-03-2026, 41 days before the end of the filing period
Insights on SEJ CONSTRUCT
SEJ CONSTRUCT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €624 and a net result of €623.
Its solvency ranks better than 25% of 9,696 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 20-03-2026, 41 days before the deadline€1,074
€1,074
€623
€624
-
-
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €6,300. Estimated: probably between €3,300 and €12,000.
Balance sheet
balance sheet total €3,431 on 30-09-2025What the company ownsHow it is paid for
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
3,431 | |
29/58 |
3,431 | |
40/41 |
925 | |
40 |
920 | |
41 |
5 | |
54/58 |
2,506 | |
| Balance sheet: equity and liabilities | ||
10/49 |
3,431 | |
10/15 |
624 | |
10/11 |
1 | |
14 |
623 | |
17/49 |
2,807 | |
42/48 |
2,807 | |
44 |
249 | |
440/4 |
249 | |
45 |
1,187 | |
450/3 |
1,187 | |
47/48 |
1,370 | |
| Income statement | ||
9900 |
1,074 | |
9901 |
1,074 | |
65/66B |
1 | |
65 |
1 | |
9903 |
1,073 | |
67/77 |
450 | |
9904 |
623 | |
9905 |
623 | |
| Appropriation of the result | ||
9906 |
623 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-03-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-09-2025 | micro format | 20-03-2026 | 2026-00058194 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 624 |
The ratios are withheld because a balance sheet total of €3,431 is too small for a meaningful ratio.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on SEJ CONSTRUCT
Debt's share of the balance-sheet total is 81.8%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 16-09-2024
listed in the 2025 annual accounts, filed on 20-03-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Haar mandaat is bezoldigd tenzij de algemene vergadering later anders beslist. Als er slechts één bestuurder is, is het geheel van de…”deed of 20-09-2024
Mandates through the years
1 name, the dashed line is todaySEJFIJA Blendina
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- SEJFIJA Blendina
- Director (not named in the articles), from 16-09-2024 to date
Control
Capital
- Contribution
- €1
- Shares
- 100
- Contribution per share
- €0.01
- Equity per share
- €6.24 in 2025
- Source
- deed of 20-09-2024
Articles of association
deed of 20-09-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of March at 20:00
Shareholders
At incorporation
deed of 20-09-2024 ↗
- SEJFIJA Blendina 100 shares (100%) · €1
Network & group
No group
SEJ CONSTRUCT has no parent and no holdings in its annual accounts. SEJFIJA Blendina is the only director. SEJ CONSTRUCT shares no director with another company.
At the same address
IJzerlaan 54, 2060 Antwerp · 38 other companies| SHIPEX
registered office since 01-01-1985 · founded in 1982 · group Sofindev VI Investments (Privak) |
47 FTE (2025) 0423.055.897 |
| Shipex Group
registered office since 21-01-2025 · founded in 2025 · group Sofindev VI Investments (Privak) |
turnover €1.2m (2025) 1019.016.573 |
| IFW Globe
registered office since 16-05-2014 · founded in 2014 · group Sofindev VI Investments (Privak) |
turnover €3.2m (2025) 0552.734.407 |
| FASHION CLUB 70
registered office since 16-10-1990 · founded in 1973 |
28 FTE (2025) 0413.656.894 |
| Fashion Club Immo Projects
registered office since 18-12-2013 · founded in 2013 |
total assets €15.9m (2025) 0543.382.122 |
| MCG
registered office since 01-07-2020 · founded in 2020 |
turnover €1.6m (2025) 0749.639.358 |
| Liu Jo Benelux
registered office since 09-05-2018 · founded in 2018 |
8.9 FTE (2025) 0695.861.667 |
| METHIS CONSULTING
registered office since 12-11-2012 · founded in 2012 |
47 FTE (2025) 0500.782.888 |
| FASHION CLUB AGENCY MANAGEMENT
registered office since 10-11-2000 · founded in 2000 |
21 FTE (2025) 0471.585.690 |
| FASHION CLUB RETAIL MANAGEMENT
registered office since 01-08-2014 · founded in 2014 |
11 FTE (2025) 0555.715.770 |
Timeline
Timeline
5 events since 2024Filings
Establishments
Address
202420252026
2026
Registered office moved from Sint-Niklaas to AntwerpNew registered office: IJzerlaan 54, 2060 Antwerpen · Previous registered office: Truweelstraat 82 1, 9100 Sint-Niklaas · Board meeting of 02-10-20262 points ▸
- Board meeting, 02-10-2026
- Registered-office move, IJzerlaan 54, 2060 Antwerpen
Annual accounts 2025 filed NBBmicro format · 41 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1013759668
2024
IncorporationFounding capital of €1, 100 shares · Founder: SEJFIJA Blendina · Appointment: SEJFIJA Blendina (director) · published on 20-09-20243 points ▸
- Founder, SEJFIJA Blendina
- Founding capital, €1, 100 shares
- Director appointment, SEJFIJA Blendina (director (not named in the articles))
- The deed holds 2 more points.
First establishment IJzerlaan 54, Antwerp
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 18 September 2024, SEJ CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €1.12 In 2026 the registered office moved to Antwerp.3 SEJFIJA Blendina has served as director since 2024.4
Company details
Identity
- Enterprise number
- 1013.759.668
- VAT number
- BE 1013.759.668
- Peppol ID
- 0208:1013759668
- Other Peppol ID
- 9925:BE1013759668
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 18-09-2024
- Financial year
- ends on 30 September
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Friday of March at 20:00deed of 20-09-2024 (in Dutch)
- Peppol
- Reachable since 17-06-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SEJ CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 20-09-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Truweelstraat 82 B1, 9100 Sint-Niklaas”deed of 20-09-2024 (in Dutch)
Activities
NACEBEL 2025VAT activities
82990
Other business support services main activity
Social security (RSZ) activities
43213
Specialised construction activities main activity
Codes under NACEBEL 2008
82990
Other business support services main activity
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| IJzerlaan 54 registered office 2060 Antwerp | 18-09-2024 | 2.363.822.494 |
Buildings and parcels at the address
- Ground area
- 3,205 m²
- Buildings
- 1,369 m²
- Volume, LiDAR
- 28,410 m³
- Tallest building
- 27.0 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11807G0642/00W004 | 3,205 m² | 1 · 1,369 m² | 27.0 m · 7 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1013.759.668