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SEHO INVEST

Active
Public limited companyfounded 1991active for 34 yearsVinktstraat 1A, 9800 Deinze, BelgiumKBO/BCE: BE 0446.101.713
Summary

SEHO INVEST has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.5m and a net result of -€16,619. Equity has been stable since 2019 (±5.5% per year). Its solvency ranks better than 40% of 5,801 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-12-1991 Normal situation
Activity
Buying and selling of own real estate NACE 68110and 3 others
Establishment unit
2.057.255.974 9800 Deinze, since 27-04-1992
Financial year end
31 December
Peppol
Reachable since 20-11-2025

Board and ownership

Board
  • KaMiBo ConsultDirector · since 06-03-2026 · permanent representative VANDENBORRE Kathy
  • KASTELLUMDirector · since 06-03-2026 · permanent representative MARTENS, Dimitri
  • SH GROEPDirector · since 06-03-2026 · permanent representative Wilfried Martens
Shareholders
  • SH GROEP2025 annual accounts of SH GROEP

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€858,843
▲ 265%
Turnover
≈ €1.5m
estimated
Loss
€16,619
▼ 97.7%
Equity
€5.5m
▼ 0.3%
Total assets
€20.2m
▼ 10.8%
Net result +98%: other schema
Score breakdownraises riskLiquidity: current ratio 6.34, cash €48,062, halvedlowers riskSize: total assets €20.2mFounded in 1991Figures for financial year 2025 (filed on 20-07-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 43% of medium-sized companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 52+3
equity 27.2% of total assets
Liquidity 50-6
short-term debt 6.6% · cash 0.2%
Profitability 32+15
return on assets -0.1%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,720 companies, NACE 68, medium-sized)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.1%▲ +0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €500,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.34 (16.1 in 2024), above the usual 1.5. Short-term debt is 6.6% and cash 0.2% of total assets. However, 72.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 50% of them on solvency, 56% on liquidity, 28% on profitability and 40% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 6.34, cash €48,062, halved
NBB · annual accounts
lowers risk · Size: total assets €20.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 20-07-2026)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€16,619
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 days early
2024
29 days late
2023
30 days late
2022
31 days late
2021
30 days early
2020
19 days late
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 40 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025different schema filed ▲ 97.7% View
  • Positive: 3rd largest company by total assets in Deinze, Real estate sectorin the Checked rankings No. 3 View
  • New directorslatest change 06-03-2026 · 3 in office 3 joined View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€16,619 View

Recent changes

  1. · Gazette deed Company renamed from GHEMME to SEHO INVESTPermanent representatives: MARTENS, Dimitri, VANDENBORRE Kathy and Wilfried Martens · Appointments: KASTELLUM (director) and KaMiBo Consult (director) · Reappointment: SH GROEP (director)
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as SEHO INVEST: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €14m and €20m, founded between 1988 and 2000.

CompanyTotal assetsGross margin
SEHO INVEST Deinze€20.2m€0.9m
ALFA CONSULTING Sint-Genesius-Rode€20.2m€1.0m
Gemeentelijk autonoom bedrijf Hamme - Hamse investeringsmaatschappij Hamme (Vl.)€14.3m€0.5m
IMMO BADE Fontaine-l'Evêque€18.2m€0.9m
S & V INVEST Ixelles€15.2m€1.5m
DELEM Bruges€14.1m€0.9m
W.L. IMMO Herenthout€16.6m€1.2m
Full comparison

Key facts about SEHO INVEST

What is the company number of SEHO INVEST?
The company number of SEHO INVEST is 0446.101.713. The VAT number is the same number with BE in front: BE 0446.101.713.
Where is SEHO INVEST based?
The registered office is at Vinktstraat 1A, 9800 Deinze.Company details
What does SEHO INVEST do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of SEHO INVEST?
SEHO INVEST is a public limited company (NV).
When was SEHO INVEST founded?
SEHO INVEST was founded on 19-12-1991.
Is SEHO INVEST still active?
Yes, SEHO INVEST is an active enterprise in the KBO register.
What is the turnover of SEHO INVEST?
The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €858,843 and 42 comparable companies (NACE 681). It probably lies between €1.2m and €2.5m.Financials
Is SEHO INVEST profitable?
In financial year 2025, SEHO INVEST made a loss of €16,619.
Where can I find the annual accounts of SEHO INVEST?
SEHO INVEST filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SEHO INVEST due?
SEHO INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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