SEGONNES
ActiveSEGONNES has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €4.85M and a net result of €175k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 63% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
87
/ 100
Excellent▲ +6 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability18▼-47
Solvency92▲+49
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €420k at 30 days acceptable
Liquidity ample (current ratio 2.79 against 4.94 in 2023), but 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.3%
Return on assets
1.7%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
34 d early
2022
33 d early
2021
6 d early
2020
43 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€4.85M▲ 353%
2023 · €1.07M
2018: €782k
2019: €845k
2020: €923k
2021: €868k
2022: €932k
2023: €1.07M
2018 → 2024
Total assets
€10.25M▲ 36.6%
2023 · €7.51M
2018: €5.36M
2019: €5.24M
2020: €6.13M
2021: €7.27M
2022: €7.59M
2023: €7.51M
2018 → 2024
Net result
€175k▲ 26.5%
2023 · €138k
2018: €-2k
2019: €64k
2020: €77k
2021: €-55k
2022: €64k
2023: €138k
2018 → 2024
Working capital
€597k▼ 53.8%
2023 · €1.29M
2018: €-147k
2019: €-60k
2020: €1.04M
2021: €1.21M
2022: €1.27M
2023: €1.29M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€923k-€868k▼ 5.9%€932k▲ 7.4%€1.07M▲ 14.8%€4.85M▲ 353%
Operating result€130k-€19k▼ 85.5%€143k▲ 656%€235k▲ 63.7%€270k▲ 15.2%
Net result€77k-€-55k€64k€138k▲ 115%€175k▲ 26.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 15% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €10.25M
Fixed assets
€9.32M▲ 58.4%
Current assets
€930k▼ 42.6%
Equity and liabilities €10.25M
Equity
€4.85M▲ 353%
Debt
€5.41M▼ 16.0%
The debt ratio falls from 85.7% to 52.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€481k▲
2023 · €442k
Cash flow
€385k▲
2023 · €345k
Solvency
47.3%▲
2023 · 14.3%
Current ratio
2.79▼
2023 · 4.94
Quick ratio
2.79▼
2023 · 4.94
Debt / equity
1.12▼
2023 · 6.01
ROE
3.6%▼
2023 · 12.9%
ROA
1.7%▼
2023 · 1.8%
Interest coverage
5.03▲
2023 · 4.58
Debt
€5.41M▼
2023 · €6.44M
Debt ≤ 1 year
€333k▲
2023 · €329k
Debt > 1 year
€5.07M▼
2023 · €6.11M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€7.51M€10.25M▲
Fixed assets21/28€5.88M€9.32M▲
Tangible fixed assets22/27€4.23M€7.67M▲
Land and buildings22€4.23M€7.67M▲
Financial fixed assets28€1.65M€1.65M=
Current assets29/58€1.62M€930k▼
Amounts receivable within one year40/41€1.60M€910k▼
Trade receivables40€56k€65k▲
Other amounts receivable41€1.55M€845k▼
Cash at bank and in hand54/58€16k€18k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€7.51M€10.25M▲
Equity10/15€1.07M€4.85M▲
Contributions10/11€171k€171k=
Capital10€171k€171k=
Issued capital100€171k€171k=
Revaluation surpluses12-€3.60M
Reserves13€17k€17k=
Non-distributable reserves130/1€17k€17k=
Legal reserve130€17k€17k=
Profit (loss) carried forward14€882k€1.06M▲
Amounts payable17/49€6.44M€5.41M▼
Amounts payable after more than one year17€6.11M€5.07M▼
Financial debts170/4€5.12M€4.89M▼
Other amounts payable178/9€982k€182k▼
Amounts payable within one year42/48€329k€333k▲
Current portion of amounts payable after more than one year42€288k€288k=
Financial debts43-€15k
Credit institutions430/8-€15k
Trade debts44€41k€30k▼
Suppliers440/4€41k€30k▼
Taxes, remuneration and social security45-€720
Taxes450/3-€720
Income statement
Code20232024
Non-recurring operating income76A€52k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€207k€211k▲
Other operating charges640/8€48k€31k▼
Gross operating margin9900€490k€512k▲
Operating profit (loss)9901€235k€270k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€97k€96k▼
Recurring financial charges65€97k€96k▼
Profit (loss) for the period before taxes9903€138k€175k▲
Profit (loss) for the period9904€138k€175k▲
Profit (loss) for the period to be appropriated9905€138k€175k▲
Appropriation of the result
Profit (loss) to be appropriated9906€882k€1.06M▲
Profit (loss) brought forward from the previous period14P€744k€882k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €175k ▲26.5%
Operating result €270k, net result €175k, both a record.
31-12
Financial
Equity above €2MEq €4.85M ▲353%
3 profitable years in a row build equity to €4.85M.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1MEq €1.07M ▲14.8%
2 profitable years in a row build equity to €1.07M.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-55k ▼171%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 9current ratio 5.99
Current ratio from 0.70 to 5.99.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €64k
Net result €64k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Forge 101470 GenappeGround area
3,842 m²
Building footprint
438 m²
Volume, LiDAR
2,864 m³
Parcel 25013E0183/00L000, Wallonia · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Forge 10, 1470 Genappe
since 19962.076.721.696
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013E0183/00L000 | Wallonia | 3,842 m² | 1 · 438 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 3,175 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-04-1996
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.