SEGIRA
ActiveSEGIRA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €46k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 80% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-1
Solvency100▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 3.81 against 2.61 in 2024; short-term debt: 24.7% and cash: 12.4% of total assets), and 24.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.3%
Return on assets
15.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
31 d late
2022
31 d late
2021
31 d late
2020
20 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€221k▲ 15.8%
2024 · €191k
2018: €71k
2019: €76k
2020: €82k
2021: €108k
2022: €126k
2023: €143k
2024: €191k
2018 → 2025
Total assets
€294k▼ 1.5%
2024 · €298k
2018: €132k
2019: €180k
2020: €187k
2021: €206k
2022: €247k
2023: €237k
2024: €298k
2018 → 2025
Net result
€46k▼ 4.0%
2024 · €48k
2018: €13k
2019: €4k
2020: €8k
2021: €26k
2022: €18k
2023: €17k
2024: €48k
2018 → 2025
Working capital
€204k▲ 21.0%
2024 · €168k
2018: €50k
2019: €46k
2020: €44k
2021: €79k
2022: €102k
2023: €114k
2024: €168k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€108k-€126k▲ 16.5%€143k▲ 13.6%€191k▲ 33.7%€221k▲ 15.8%
Operating result€44k-€27k▼ 39.2%€28k▲ 4.9%€122k▲ 336%€68k▼ 44.0%
Net result€26k-€18k▼ 30.3%€17k▼ 4.0%€48k▲ 181%€46k▼ 4.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294k
Fixed assets
€17k▼ 32.3%
Current assets
€277k▲ 1.3%
Equity and liabilities €294k
Equity
€221k▲ 15.8%
Debt
€73k▼ 32.4%
The debt ratio falls from 36.0% to 24.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€83k▼
2024 · €138k
Cash flow
€61k▼
2024 · €64k
Solvency
75.3%▲
2024 · 64.0%
Current ratio
3.81▲
2024 · 2.61
Quick ratio
3.81▲
2024 · 2.61
Debt / equity
0.33▼
2024 · 0.56
ROE
20.9%▼
2024 · 25.2%
ROA
15.7%▼
2024 · 16.1%
Interest coverage
19.55▼
2024 · 24.23
Debt
€73k▼
2024 · €107k
Debt ≤ 1 year
€73k▼
2024 · €104k
Income taxes
€20k▼
2024 · €71k
Staff costs
€323k▲
2024 · €309k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€298k€294k▼
Fixed assets21/28€25k€17k▼
Tangible fixed assets22/27€24k€16k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€20k€13k▼
Financial fixed assets28€1k€1k=
Current assets29/58€273k€277k▲
Amounts receivable within one year40/41€213k€231k▲
Trade receivables40€693€12k▲
Other amounts receivable41€212k€219k▲
Cash at bank and in hand54/58€55k€37k▼
Deferred charges and accrued income490/1€5k€9k▲
Equity and liabilities
Total equity and liabilities10/49€298k€294k▼
Equity10/15€191k€221k▲
Contributions10/11€19k€19k=
Reserves13€91k€121k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€89k€119k▲
Profit (loss) carried forward14€81k€81k=
Amounts payable17/49€107k€73k▼
Amounts payable after more than one year17€2k-
Financial debts170/4€2k-
Amounts payable within one year42/48€104k€73k▼
Current portion of amounts payable after more than one year42€12k€2k▼
Trade debts44€11k€37k▲
Suppliers440/4€11k€37k▲
Taxes, remuneration and social security45€82k€33k▼
Taxes450/3€71k€33k▼
Remuneration and social security454/9€11k-
Accrued charges and deferred income492/3€480-
Income statement
Code20242025
Remuneration, social security and pensions62€309k€323k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€5k€24k▲
Non-recurring operating charges66A€6k-
Gross operating margin9900€458k€430k▼
Operating profit (loss)9901€122k€68k▼
Financial income75/76B€3k€3k▼
Recurring financial income75€3k€3k▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€119k€67k▼
Income taxes67/77€71k€20k▼
Profit (loss) for the period9904€48k€46k▼
Profit (loss) for the period to be appropriated9905€48k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€127k▲
Profit (loss) brought forward from the previous period14P€33k€81k▲
Transfer to equity691/2-€46k
To other reserves6921-€46k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €221k ▲15.8%
8 profitable years in a row build equity to €221k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €48k ▲181%
Operating result €122k, net result €48k, both a record.
31-12
Financial
Equity above €150kEq €191k ▲33.7%
7 profitable years in a row build equity to €191k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Equity above €100kEq €108k ▲31.1%
4 profitable years in a row build equity to €108k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €4k ▼64.8%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
02-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 124 days late
2018
06-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 37 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
29-03-2019
Marcoci lon-Daniel: Resigned as Manager
31-01-2019
Laza andrei-Mihai: Resigned as Manager
30-09-2018
Baragan Razvan: Resigned as Manager
24-08-2018
Mladin Gheorge: Resigned as Manager
29-03-2018
Marcoci lon-Daniel: Resigned as Manager
31-01-2018
Laza andrei-Mihai: Resigned as Manager
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bloemenstraat 319220 Hamme (Vl.)Ground area
314 m²
Building footprint
217 m²
Volume, LiDAR
1,226 m³
2 parcels, Flanders · tallest building 14.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SEGIRA
since 20082.175.013.182
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452B0210/00E000 | Flanders | 190 m² | 1 · 137 m² | 14.4 m · 1 fl. |
| 42014B0866/00L000 | Flanders | 124 m² | 1 · 80 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
3 categoriesSEGIRA BV36495
Similar companies · same sector, comparable size
EURO INVEST
BE 0505.935.469
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ALL ROUND WORKS
BE 0464.839.143
Ieper · Eq €221k
NIMAX
BE 0875.913.859
Herentals · Eq €221k
VAN BAEL BENNY
BE 0867.705.382
Tremelo · Eq €220k
NOVA RENOV
BE 0556.658.551
Jette · Eq €220k
Of 15,541 companies in sector 43990 we hold annual accounts for 7,420. 5,726 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2008
Fiscal year end31-12
Activities, NACEBEL
43120Site preparation
43990Other specialised construction activities
43999Specialised construction activities
25510Coating of metals
25610Manufacture of fabricated metal products, except machinery and equipment
33120Repair and maintenance of machinery
43130Specialised construction activities
46839Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.