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SEGERS JAAK

Active
Private limited companyfounded 2009active for 17 yearsHees 24, 3930 Hamont-Achel, BelgiumKBO/BCE: BE 0809.565.562
Summary

SEGERS JAAK has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,848 and a net result of €18,953. Equity has been shrinking by about 3.8% per year since 2018. Its solvency ranks better than 47% of 9,394 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

Source: KBO
Status
Active since 04-02-2009 Normal situation
Activity
General construction of residential buildings NACE 41001and 1 other
Establishment unit
2.176.351.089 3930 Hamont-Achel, since 04-02-2009
Financial year end
31 December
Peppol
Reachable since 08-11-2025

Board and ownership

Board

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€43,023
▲ 103%
Turnover
≈ €300,000
estimated
Profit
€18,953
▲ 724%
Equity
€55,848
▲ 51.4%
Total assets
€139,391
▼ 4.7%
Score breakdownraises risk1 change of registered office in 24 monthsSector: Construction of residential and non-residential buildings (NACE 41)lowers riskFigures for financial year 2025 (filed on 27-06-2026)Liquidity: current ratio 1.92, cash €19,011Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 67% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 65+15
equity 40.1% of total assets
Liquidity 65+18
short-term debt 13.5% · cash 13.6%
Profitability 86+20
return on assets 13.6%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.1%▲ +0.1 percentage points vs 03-2025 05-2025: 1.0%▼ -0.1 percentage points vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 0.6%▼ -0.4 percentage points vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025lowest value 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 1.4%▲ +0.8 percentage points vs 02-2026 04-2026: 1.6%▲ +0.2 percentage points vs 03-2026 05-2026: 1.9%▲ +0.3 percentage points vs 04-2026highest value 06-2026: 1.8%▼ -0.1 percentage points vs 05-2026 07-2026: 0.8%▼ -1.0 percentage point vs 06-2026 08-2026: 0.7%▼ -0.1 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.92 (0.96 in 2024), above the usual 1.5. Short-term debt is 13.5% and cash 13.6% of total assets. However, 59.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 48% of them on solvency, 70% on liquidity, 69% on profitability and 80% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Figures for financial year 2025 (filed on 27-06-2026)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.92, cash €19,011
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €55,848
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
34 days early
2024
33 days early
2023
30 days early
2022
28 days early
2021
25 days early
2020
13 days late
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Registered office moved within Hamont-Achel
  2. · Gazette deed Changes of role: SEGERS Jaak Henri Mathieu (director) and LEMMENS Sonja Maria (director)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as SEGERS JAAK: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €131,000 and €153,000, founded between 2007 and 2010.

CompanyTotal assetsGross margin
SEGERS JAAK Hamont-Achel€139,391€43,023
BOUWWERKEN BYNENS Bilzen-Hoeselt€130,785€40,450
RENOPAND Tongeren-Borgloon€139,269€53,780
A.K.N. CONSTRUCTION Braine-l'Alleud€144,212€44,765
ALGEMENE BOUWWERKEN DEMULDER Geraardsbergen€140,007€38,932
Vandervelpen Zoutleeuw€136,596€40,699
ESC SECURITE Seraing€153,237€40,589
Full comparison

Key facts about SEGERS JAAK

What is the company number of SEGERS JAAK?
The company number of SEGERS JAAK is 0809.565.562. The VAT number is the same number with BE in front: BE 0809.565.562.
Where is SEGERS JAAK based?
The registered office is at Hees 24, 3930 Hamont-Achel.Company details
What does SEGERS JAAK do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of SEGERS JAAK?
The legal form of SEGERS JAAK is Private limited company (BV).
When was SEGERS JAAK founded?
SEGERS JAAK was founded on 04-02-2009.
Is SEGERS JAAK still active?
Yes, SEGERS JAAK is an active enterprise in the KBO register.
What is the turnover of SEGERS JAAK?
The turnover in financial year 2025 is ≈ €300,000. This figure is estimated from the gross margin of €43,023 and 164 comparable companies (NACE 41001). It probably lies between €170,000 and €550,000.Financials
Is SEGERS JAAK profitable?
In financial year 2025, SEGERS JAAK made a profit of €18,953.
Where can I find the annual accounts of SEGERS JAAK?
SEGERS JAAK filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SEGERS JAAK due?
SEGERS JAAK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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