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SEGERS

Active
Private limited companyfounded 199333 yrs activeNijverheidsstraat 20, 2381 Ravels, BelgiumKBO/BCE: BE 0449.956.769
Summary

SEGERS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €38,673. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 1481 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
SEGERSActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Landscape service activities
NACE 81300Raising of dairy cattle NACE 01410Freight transport by road NACE 49410
#3 oldest company in Ravels, Administrative and support services sector2 sites
Size
€3.2mtotal assets 2025
Staff
16.9 FTE
Equity
€1.2m
Profit
€38,673
Turnover not published (abridged schema)
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 51 d early0 of 5 deeds read
Why 82- Sector Services to buildings and landscape activities (NACE 81)- Size: 16.9 FTE, total assets €3.2m+ Founded in 1993+ Figures for FY 2025 (filed 13-06-2026)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 42% of its sector peers (NACE 81, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 63-7
equity 37.5% of total assets
Liquidity 50-11
short-term debt 28.4% · cash 9.2%
Profitability 70-1
return on assets 1.2%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (484 companies)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● 0.0% vs 11-2024lowest value 01-2025: 0.2%● 0.0% vs 12-2024lowest value 02-2025: 0.2%● 0.0% vs 01-2025lowest value 03-2025: 0.3%▲ +19.2% vs 02-2025 04-2025: 0.3%▲ +6.6% vs 03-2025 05-2025: 0.3%▲ +5.9% vs 04-2025 06-2025: 0.3%▲ +7.4% vs 05-2025 07-2025: 0.5%▲ +34.3% vs 06-2025 08-2025: 0.9%▲ +83.0% vs 07-2025highest value 09-2025: 0.3%▼ -64.9% vs 08-2025 10-2025: 0.3%▲ +3.3% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%● 0.0% vs 12-2025 02-2026: 0.3%● 0.0% vs 01-2026 03-2026: 0.4%▲ +18.4% vs 02-2026 04-2026: 0.4%● 0.0% vs 03-2026 05-2026: 0.3%▼ -6.0% vs 04-2026 06-2026: 0.3%● 0.0% vs 05-2026 07-2026: 0.4%▲ +16.3% vs 06-2026 08-2026: 0.4%▲ +1.3% vs 07-2026 09-2026: 0.4%● 0.0% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026
  • Sector Services to buildings and landscape activities (NACE 81) raises the probability
  • Founded in 1993 lowers the probability for this profile
  • Figures for FY 2025 (filed 13-06-2026) lowers the probability
  • Size: 16.9 FTE, total assets €3.2m raises the probability for this profile
Credit up to €95,000 at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.76 in 2024; short-term debt: 28.4% and cash: 9.2% of total assets), and 62.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, small). Better than this share of them on solvency 46%, liquidity 48%, profitability 43%, growth against the median 29%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Services to buildings and landscape activities (NACE 81)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Founded in 1993
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Figures for FY 2025 (filed 13-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: 16.9 FTE, total assets €3.2m
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
51 d early
2024
14 d late
2023
33 d early
2022
31 d early
2021
41 d early
2020
37 d early
2019
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet €38,673 ▼6%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Oldest company in Ravels, Administrative and support services…in the Checked rankings #3 View
  • Positive: 8 profitable years in a rowprofit 2025: €38,673 8 years View
  • Active since 1993founded 22-04-1993 33 years View

By topic

Financials

Fiscal year
2025
Total assets
€3.2m
Profit
€38,673
Solvency
37.5%
Total assets▲ 20.5%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 10-06-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 14-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Landscape service activitiesNACE 81300
Founded
22-04-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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