SEGA-BOIS
ActiveSEGA-BOIS has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.88M and a net result of €465k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 82% of 112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €340k at 30 days acceptable
Liquidity ample (current ratio 4.95 against 3.54 in 2024; short-term debt: 14.9% and cash: 22.6% of total assets), and 14.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.1%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
7 d early
2023
22 d late
2022
30 d late
2021
8 d late
2020
53 d late
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€465k▼ 29.5%
2024 · €660k
2018: €353k
2019: €280k
2020: €194k
2021: €344k
2022: €591k
2023: €784k
2024: €660k
2018 → 2025
Working capital
€2.67M▲ 25.9%
2024 · €2.12M
2018: €1.86M
2019: €1.87M
2020: €1.73M
2021: €1.83M
2022: €1.72M
2023: €1.34M
2024: €2.12M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.35M-€2.71M▲ 15.4%€3.19M▲ 17.9%€3.60M▲ 12.8%€3.88M▲ 7.6%
Operating result€512k-€810k▲ 58.3%€1.11M▲ 36.8%€915k▼ 17.5%€645k▼ 29.5%
Net result€344k-€591k▲ 71.5%€784k▲ 32.8%€660k▼ 15.9%€465k▼ 29.5%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.55M
Fixed assets
€1.20M▼ 18.6%
Current assets
€3.35M▲ 13.2%
Equity and liabilities €4.55M
Equity
€3.88M▲ 7.6%
Debt
€677k▼ 18.9%
The debt ratio falls from 18.8% to 14.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€966k▼
2024 · €1.23M
Cash flow
€786k▼
2024 · €977k
Solvency
85.1%▲
2024 · 81.2%
Current ratio
4.95▲
2024 · 3.54
Quick ratio
4.73▲
2024 · 3.38
Debt / equity
0.17▼
2024 · 0.23
ROE
12.0%▼
2024 · 18.3%
ROA
10.2%▼
2024 · 14.9%
Interest coverage
1517.21▼
2024 · 1664.84
Debt
€677k▼
2024 · €835k
Debt ≤ 1 year
€677k▼
2024 · €835k
Income taxes
€185k▼
2024 · €260k
Staff costs
€279k▲
2024 · €262k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.44M€4.55M▲
Fixed assets21/28€1.48M€1.20M▼
Tangible fixed assets22/27€1.48M€1.20M▼
Plant, machinery and equipment23-€2k
Furniture and vehicles24€1.48M€1.20M▼
Financial fixed assets28€2k€2k=
Current assets29/58€2.96M€3.35M▲
Stocks and contracts in progress3€134k€147k▲
Stocks30/36€134k€147k▲
Amounts receivable within one year40/41€593k€683k▲
Trade receivables40€593k€555k▼
Other amounts receivable41-€128k
Current investments50/53€991k€1.49M▲
Cash at bank and in hand54/58€1.24M€1.03M▼
Deferred charges and accrued income490/1€878€903▲
Equity and liabilities
Total equity and liabilities10/49€4.44M€4.55M▲
Equity10/15€3.60M€3.88M▲
Contributions10/11€316k€316k=
Reserves13€2.10M€2.12M▲
Non-distributable reserves130/1€32k€32k=
Reserves not available under the articles1311€32k€32k=
Distributable reserves133€2.07M€2.09M▲
Profit (loss) carried forward14€1.18M€1.44M▲
Amounts payable17/49€835k€677k▼
Amounts payable within one year42/48€835k€677k▼
Trade debts44€57k€87k▲
Suppliers440/4€57k€87k▲
Taxes, remuneration and social security45€244k€102k▼
Taxes450/3€211k€71k▼
Remuneration and social security454/9€33k€32k▼
Other amounts payable47/48€534k€488k▼
Income statement
Code20242025
Remuneration, social security and pensions62€262k€279k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€317k€321k▲
Other operating charges640/8€7k€8k▲
Non-recurring operating charges66A€8k-
Gross operating margin9900€1.51M€1.25M▼
Operating profit (loss)9901€915k€645k▼
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€740€637▼
Recurring financial charges65€740€637▼
Profit (loss) for the period before taxes9903€920k€650k▼
Income taxes67/77€260k€185k▼
Profit (loss) for the period9904€660k€465k▼
Profit (loss) for the period to be appropriated9905€660k€465k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.38M€1.65M▲
Profit (loss) brought forward from the previous period14P€724k€1.18M▲
Transfer from equity791/2€250k€190k▼
Transfer to equity691/2€200k€210k▲
To other reserves6921€200k€210k▲
Profit to be distributed694/7€250k€190k▼
Return on contributions (dividend)694€250k€190k▼
Social balance
Average headcount (FTE)90877.07.2▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Highest result since 2018net €784k ▲32.8%
Operating result €1.11M, net result €784k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 8 days late
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 53 days late
2020
31-12
Financial
Weakest financial yearnet €194k ▼30.7%
Net result drops to €194k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €2MEq €2.19M ▲9.5%
2 profitable years in a row build equity to €2.19M.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 14 days late
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dinant · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charreau-de-Lisogne 15501 DinantGround area
6,544 m²
Building footprint
192 m²
Volume, LiDAR
942 m³
Parcel 91081C0136/00E000, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Charreau-de-Lisogne 1, 5501 Dinant
since 19962.074.643.126
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91081C0136/00E000 | Wallonia | 6,544 m² | 1 · 192 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500968F9LE49A3F06
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DOMEIN MUNKEBOSSEN
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R.S. BOIS
BE 0873.219.833
Bouillon · Eq €4.05M
Of 1,556 companies in sector 02200 we hold annual accounts for 449. 188 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-12-1995
Fiscal year end31-12
Activities, NACEBEL
02012
02200Logging
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
52481
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.