Financials
- Fiscal year
- 2025
- Total assets
- €205,233
- Profit
- €49,977
- Solvency
- 31.0%
SEFA INDUSTRIE
ActiveSummary
The computed 12-month bankruptcy probability of SEFA INDUSTRIE is 2.3% (moderate). The 2025 annual accounts show equity of €63,707 and a net result of €49,977. Its solvency ranks better than 51% of 15408 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101Limited-service restaurants, excluding mobile food services NACE 56112
1 site
Size
€205,233total assets 2025
- Staff
- 2.2 FTE
- Equity
- €63,707
- Profit
- €49,977
Turnover not published (abridged schema)
Structure
Accounts 7 d early0 of 2 deeds read
Why 54- Founded in 2024- Sector Food and beverage service activities (NACE 56)- 1 change of registered office in 24 months+ Liquidity: current ratio 0.93, cash €110,679Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 68% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
56
equity 31.0% of total assets
Liquidity
64
short-term debt 68.2% · cash 53.9%
Profitability
99
return on assets 24.4%
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2025: 7.2%
09-2025: 7.3%▲ +1.9% vs 08-2025
10-2025: 7.6%▲ +3.5% vs 09-2025
11-2025: 7.8%▲ +2.8% vs 10-2025
12-2025: 8.3%▲ +5.9% vs 11-2025
01-2026: 8.3%● 0.0% vs 12-2025
02-2026: 8.6%▲ +3.6% vs 01-2026
03-2026: 8.6%● 0.0% vs 02-2026
04-2026: 8.4%▼ -2.3% vs 03-2026
05-2026: 8.4%▲ +0.6% vs 04-2026
06-2026: 8.9%▲ +5.5% vs 05-2026highest value
07-2026: 8.9%● 0.0% vs 06-2026highest value
08-2026: 2.3%▼ -74.3% vs 07-2026lowest value
09-2026: 2.3%● 0.0% vs 08-2026lowest value
10-2026: 2.3%● 0.0% vs 09-2026lowest value
- Founded in 2024 raises the probability for this profile
- Sector Food and beverage service activities (NACE 56) raises the probability
- Liquidity: current ratio 0.93, cash €110,679 lowers the probability
- 1 change of registered office in 24 months raises the probability
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.93; short-term debt: 68.2% and cash: 53.9% of total assets), and 69% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 51%, liquidity 68%, profitability 86%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 24-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 04-07-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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