SEF TRANS
ActiveThe file of SEF TRANS contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 5.7% (elevated). The 2024 annual accounts show equity of €35k and a net result of €2k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 43% of 1125 sector peers (fiscal year 2024).
Checked score
Score 2024
39
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability42▼-32
Solvency55▲+11
Growth32=
Track record85
Bankruptcy probability, 12 months
5.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.25 against 1.27 in 2023; short-term debt: 56% and cash: 3.7% of total assets), and 69.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.4%
Return on assets
1.9%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-11-2025, 98 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
98 d late
2023
112 d late
2022
95 d late
2021
40 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€867k
EBIT margin
-1.3%
Net result
€2k▼ 68.6%
2023 · €7k
2021: €54k
2022: €-13k
2023: €7k
2021 → 2024
Working capital
€16k▼ 46.7%
2023 · €31k
2021: €29k
2022: €8k
2023: €31k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€867k
Equity€39k-€26k▼ 33.3%€33k▲ 27.8%€35k▲ 6.8%
Operating result€65k-€-11k€10k€5k▼ 47.4%
Net result€54k-€-13k€7k€2k▼ 68.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 47% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €116k
Fixed assets
€35k=
Current assets
€81k▼ 43.0%
Equity and liabilities €116k
Equity
€35k▲ 6.8%
Debt
€81k▼ 44.1%
The debt ratio falls from 81.4% to 69.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
30.4%▲
2023 · 18.6%
Current ratio
1.25▼
2023 · 1.27
Quick ratio
1.25▼
2023 · 1.27
Debt / equity
2.29▼
2023 · 4.37
ROE
6.4%▼
2023 · 21.7%
ROA
1.9%▼
2023 · 4.0%
Debt
€81k▼
2023 · €144k
Debt ≤ 1 year
€65k▼
2023 · €112k
Debt > 1 year
€16k▼
2023 · €32k
Staff costs
€660▼
2023 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€177k€116k▼
Fixed assets21/28€35k€35k=
Intangible fixed assets21€7k€7k=
Tangible fixed assets22/27€9k€9k=
Furniture and vehicles24€9k€9k=
Financial fixed assets28€19k€19k=
Current assets29/58€142k€81k▼
Amounts receivable within one year40/41€90k€74k▼
Trade receivables40€90k€74k▼
Cash at bank and in hand54/58€5k€4k▼
Deferred charges and accrued income490/1€48k€3k▼
Equity and liabilities
Total equity and liabilities10/49€177k€116k▼
Equity10/15€33k€35k▲
Profit (loss) carried forward14€33k€35k▲
Amounts payable17/49€144k€81k▼
Amounts payable after more than one year17€32k€16k▼
Financial debts170/4€32k€16k▼
Amounts payable within one year42/48€112k€65k▼
Trade debts44€24k€13k▼
Suppliers440/4€24k€13k▼
Advances received on contracts in progress46€35k€45k▲
Taxes, remuneration and social security45€28k€6k▼
Taxes450/3€4k€6k▲
Remuneration and social security454/9€25k-
Other amounts payable47/48€24k€86▼
Income statement
Code20232024
Remuneration, social security and pensions62€125k€660▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k-
Other operating charges640/8€1k€16k▲
Gross operating margin9900€152k€22k▼
Operating profit (loss)9901€10k€5k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€7k€2k▼
Profit (loss) for the period9904€7k€2k▼
Profit (loss) for the period to be appropriated9905€7k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€35k▲
Profit (loss) brought forward from the previous period14P€26k€33k▲
Social balance
Average headcount (FTE)90872.0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
17-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 27/07/2026
- Registered-office move, Rue de la colonne 1A, 1080 Molenbeek-Saint-Jean
2025
06-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 98 days late
03-07
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise francophone de Bruxelles · SRL SEF TRANS AVENUE EVERARD 12, 1190 FOREST. déclarée le 2 juin 2025 · event 23-06-2025
10-06
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL SEF TRANS AVENUE EVERARD 12, 1190 FOREST · event 02-06-2025
2024
20-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 112 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 95 days late
2022
31-12
Financial
Weakest financial yearnet €-13k ▼124%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
09-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 40 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-06-2025
Resigned as Director
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolomstraat 1A1080 Sint-Jans-MolenbeekGround area
2,594 m²
Building footprint
546 m²
Volume, LiDAR
4,762 m³
2 parcels, Brussels · tallest building 19.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SEF CONSULTING
since 20202.303.010.622
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0623/00L000 | Brussels | 2,442 m² | 1 · 406 m² | 19.8 m · 2 fl. |
| 21383B0035/00M012 | Brussels | 152 m² | 1 · 140 m² | 18.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | SOPHIE HUART CHAUSSEE DE WATERLOO 880,
1000 BRUXELLES |
02-06-2025 → present |
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Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 5,691 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-06-2020
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.