SEEPOINT
ActiveSEEPOINT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €12k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+1
Solvency59▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.27 against 3.21 in 2024; short-term debt: 14.3% and cash: 28.3% of total assets), but 66.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.9%
Return on assets
3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
56 d late
2023
19 d late
2022
9 d late
2021
on the day
2020
1 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€136k▼ 3.7%
2024 · €141k
2019: €89k
2020: €113k
2021: €131k
2022: €116k
2023: €133k
2024: €141k
2019 → 2025
Total assets
€400k▼ 0.6%
2024 · €403k
2019: €530k
2020: €507k
2021: €513k
2022: €447k
2023: €419k
2024: €403k
2019 → 2025
Net result
€12k▲ 44.9%
2024 · €8k
2019: €10k
2020: €24k
2021: €18k
2022: €-15k
2023: €17k
2024: €8k
2019 → 2025
Working capital
€73k▼ 12.8%
2024 · €84k
2019: €45k
2020: €67k
2021: €99k
2022: €99k
2023: €98k
2024: €84k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€116k▼ 11.5%€133k▲ 14.7%€141k▲ 6.2%€136k▼ 3.7%
Operating result€35k-€-430€32k€19k▼ 41.2%€23k▲ 22.1%
Net result€18k-€-15k€17k€8k▼ 51.6%€12k▲ 44.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400k
Fixed assets
€270k▼ 4.0%
Current assets
€130k▲ 7.2%
Equity and liabilities €400k
Equity
€136k▼ 3.7%
Debt
€265k▲ 1.0%
The debt ratio rises from 65.0% to 66.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€47k▲
2024 · €40k
Cash flow
€36k▲
2024 · €29k
Solvency
33.9%▼
2024 · 35.0%
Current ratio
2.27▼
2024 · 3.21
Quick ratio
2.27▼
2024 · 3.21
Debt / equity
1.95▲
2024 · 1.86
ROE
8.8%▲
2024 · 5.8%
ROA
3.0%▲
2024 · 2.0%
Interest coverage
7.67▲
2024 · 6.21
Debt
€265k▲
2024 · €262k
Debt ≤ 1 year
€57k▲
2024 · €38k
Debt > 1 year
€206k▼
2024 · €223k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€403k€400k▼
Fixed assets21/28€281k€270k▼
Tangible fixed assets22/27€281k€270k▼
Land and buildings22€281k€262k▼
Furniture and vehicles24€0€8k▲
Current assets29/58€121k€130k▲
Amounts receivable within one year40/41€21k€12k▼
Trade receivables40€21k€12k▼
Other amounts receivable41€705€0▼
Cash at bank and in hand54/58€96k€113k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€403k€400k▼
Equity10/15€141k€136k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€79k€74k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€73k€67k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€262k€265k▲
Amounts payable after more than one year17€223k€206k▼
Financial debts170/4€210k€195k▼
Other amounts payable178/9€13k€12k▼
Amounts payable within one year42/48€38k€57k▲
Current portion of amounts payable after more than one year42€15k€15k▲
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€16k€16k▼
Taxes450/3€16k€16k▼
Other amounts payable47/48-€17k
Accrued charges and deferred income492/3€1k€978▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€24k▲
Other operating charges640/8€7k€4k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€47k€51k▲
Operating profit (loss)9901€19k€23k▲
Financial income75/76B€4€10▲
Recurring financial income75€4€10▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€13k€17k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€8k€12k▲
Profit (loss) for the period to be appropriated9905€8k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€12k▲
Transfer from equity791/2-€17k
Transfer to equity691/2€8k€12k▲
To the legal reserve6920€0-
To other reserves6921€8k€12k▲
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
19-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
30-06
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
09-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
30-06
Financial
Weakest financial yearnet €-15k ▼186%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Highest result since 2019net €24k ▲134%
Operating result €43k, net result €24k, both a record.
30-06
Financial
Equity above €100kEq €113k ▲27.4%
2 profitable years in a row build equity to €113k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
22-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
23-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tingelhof 248301 Knokke-HeistGround area
168 m²
Building footprint
67 m²
Volume, LiDAR
460 m³
Parcel 31337C0029/00B003, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SEEPOINT
since 20062.153.728.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31337C0029/00B003 | Flanders | 168 m² | 1 · 67 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,877 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-01-2006
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jan@heylentrading.be
Phone:0475/43.08.71