Sedomi
ActiveThe computed 12-month bankruptcy probability of Sedomi is 1.8% (moderate). The 2025 annual accounts show equity of €178k and a net result of €55k. Equity is growing by ~54% per year across the filed fiscal years. Its solvency ranks better than 89% of 1303 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 12.86 against 10.17 in 2024; short-term debt: 6.5% and cash: 70% of total assets), and 15.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.7%
Return on assets
26.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
107 d early
2024
47 d early
2023
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€178k▲ 44.8%
2024 · €123k
2023: €45k
2024: €123k
2023 → 2025
Total assets
€210k▲ 54.8%
2024 · €136k
2023: €74k
2024: €136k
2023 → 2025
Net result
€55k▼ 29.1%
2024 · €78k
2023: €41k
2024: €78k
2023 → 2025
Working capital
€163k▲ 38.1%
2024 · €118k
2023: €42k
2024: €118k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€45k-€123k▲ 172%€178k▲ 44.8%
Operating result€52k-€98k▲ 90.4%€70k▼ 28.5%
Net result€41k-€78k▲ 89.3%€55k▼ 29.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€34k▲ 548%
Current assets
€176k▲ 35.0%
Equity and liabilities €210k
Equity
€178k▲ 44.8%
Debt
€32k▲ 151%
The debt ratio rises from 9.5% to 15.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€77k▼
2024 · €99k
Cash flow
€62k▼
2024 · €79k
Solvency
84.7%▼
2024 · 90.5%
Current ratio
12.86▲
2024 · 10.17
Quick ratio
12.86▲
2024 · 10.17
Debt / equity
0.18▲
2024 · 0.10
ROE
30.9%▼
2024 · 63.2%
ROA
26.2%▼
2024 · 57.2%
Interest coverage
72.61▼
2024 · 152.28
Debt
€32k▲
2024 · €13k
Debt ≤ 1 year
€14k▲
2024 · €13k
Debt > 1 year
€18k
Income taxes
€14k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€136k€210k▲
Fixed assets21/28€5k€34k▲
Tangible fixed assets22/27€5k€34k▲
Plant, machinery and equipment23€1k€769▼
Furniture and vehicles24€4k€33k▲
Current assets29/58€131k€176k▲
Amounts receivable within one year40/41€25k€18k▼
Trade receivables40€25k€18k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€106k€147k▲
Deferred charges and accrued income490/1€0€11k▲
Equity and liabilities
Total equity and liabilities10/49€136k€210k▲
Equity10/15€123k€178k▲
Contributions10/11€5k€5k=
Reserves13€118k€173k▲
Distributable reserves133€118k€173k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€13k€32k▲
Amounts payable after more than one year17-€18k
Financial debts170/4-€18k
Amounts payable within one year42/48€13k€14k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€258€37▼
Suppliers440/4€258€37▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€7k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€7k▲
Other operating charges640/8€412€186▼
Gross operating margin9900€100k€77k▼
Operating profit (loss)9901€98k€70k▼
Financial income75/76B€4€0▼
Recurring financial income75€4€0▼
Financial charges65/66B€652€1k▲
Recurring financial charges65€652€1k▲
Profit (loss) for the period before taxes9903€97k€69k▼
Income taxes67/77€20k€14k▼
Profit (loss) for the period9904€78k€55k▼
Profit (loss) for the period to be appropriated9905€78k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€78k€55k▼
Transfer to equity691/2€78k€55k▼
To other reserves6921€78k€55k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €178k ▲44.8%
3 profitable years in a row build equity to €178k.
14-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €78k ▲89.3%
Operating result €98k, net result €78k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 10.17
Current ratio from 2.48 to 10.17; short-term debt falls from €28k to €13k.
31-12
Financial
Equity above €100kEq €123k ▲172%
2 profitable years in a row build equity to €123k.
04-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 35 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegaalstraat 122260 WesterloGround area
328 m²
Building footprint
108 m²
Volume, LiDAR
778 m³
Parcel 13028A3467/00E000, Flanders · tallest building 12.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Sedomi
since 20232.344.246.708
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13028A3467/00E000 | Flanders | 328 m² | 1 · 108 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 108 EUR awarded · 108 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 108 EUR | 108 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 3,714 companies in sector 33120 we hold annual accounts for 1,341. 1,125 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2023
Fiscal year end31-12
Activities, NACEBEL
33120Repair and maintenance of machinery
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.