SEDIMENTS CALCAIRES
ActiveSummary
SEDIMENTS CALCAIRES has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €17k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 76% of 27965 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability92▲+12
Solvency97▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.1 against 14.85 in 2024; short-term debt: 28.5% and cash: 27% of total assets), and 28.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.5%
Return on assets
18.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
26 d late
2023
12 d late
2022
21 d late
2021
5 d late
2020
27 d late
2019
12 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▼ 6.2%
2024 · €68k
2018: €13klowest in 8 years
2019: €33k▲ +161% vs 2018
2020: €44k▲ +30.8% vs 2019
2021: €42k▼ -2.4% vs 2020
2022: €59k▲ +37.7% vs 2021
2023: €62k▲ +5.4% vs 2022
2024: €68k▲ +10.2% vs 2023highest in 8 years
2025: €64k▼ -6.2% vs 2024
2018 → 2025
Total assets
€89k▲ 24.8%
2024 · €71k
2018: €23klowest in 8 years
2019: €35k▲ +52.4% vs 2018
2020: €49k▲ +39.8% vs 2019
2021: €54k▲ +9.7% vs 2020
2022: €75k▲ +40.5% vs 2021
2023: €71k▼ -5.8% vs 2022
2024: €71k▲ +0.6% vs 2023
2025: €89k▲ +24.8% vs 2024highest in 8 years
2018 → 2025
Net result
€17k▲ 168%
2024 · €6k
2018: €-7klowest in 8 years
2019: €21k▲ +384% vs 2018highest in 8 years
2020: €10k▼ -50.1% vs 2019
2021: €-1k▼ -110% vs 2020
2022: €16k▲ +1618% vs 2021
2023: €3k▼ -80.2% vs 2022
2024: €6k▲ +98.2% vs 2023
2025: €17k▲ +168% vs 2024
2018 → 2025
Working capital
€53k▲ 10.9%
2024 · €48k
2018: €5klowest in 8 years
2019: €26k▲ +379% vs 2018
2020: €40k▲ +54.5% vs 2019
2021: €38k▼ -5.9% vs 2020
2022: €26k▼ -31.3% vs 2021
2023: €32k▲ +23.9% vs 2022
2024: €48k▲ +48.6% vs 2023
2025: €53k▲ +10.9% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€59k▲ 37.7%€62k▲ 5.4%€68k▲ 10.2%€64k▼ 6.2%
2021: €42klowest in 5 years
2022: €59k▲ +37.7% vs 2021
2023: €62k▲ +5.4% vs 2022
2024: €68k▲ +10.2% vs 2023highest in 5 years
2025: €64k▼ -6.2% vs 2024
Operating result€-725-€20k€5k▼ 76.9%€9k▲ 101%€25k▲ 173%
2021: €-725lowest in 5 years
2022: €20k▲ +2853% vs 2021
2023: €5k▼ -76.9% vs 2022
2024: €9k▲ +101% vs 2023
2025: €25k▲ +173% vs 2024highest in 5 years
Net result€-1k-€16k€3k▼ 80.2%€6k▲ 98.2%€17k▲ 168%
2021: €-1klowest in 5 years
2022: €16k▲ +1618% vs 2021
2023: €3k▼ -80.2% vs 2022
2024: €6k▲ +98.2% vs 2023
2025: €17k▲ +168% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 173% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €89k
Fixed assets
€10k ▼ 47.7%
Current assets
€79k ▲ 52.7%
Equity and liabilities €89k
Equity
€64k ▼ 6.2%
Debt
€25k ▲ 631%
Debt's share of the balance-sheet total rises from 4.9% to 28.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€35k▲
2024 · €19k
Cash flow
€26k▲
2024 · €16k
Current ratio
3.10▼
2024 · 14.85
Debt to equity
0.40▲
2024 · 0.05
ROE
26.4%▲
2024 · 9.2%
ROA
18.9%▲
2024 · 8.8%
Interest coverage
82.88▲
2024 · 38.42
Debt ≤ 1 year
€25k▲
2024 · €3k
Income taxes
€8k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€71k€89k▲
Fixed assets21/28€20k€10k▼
Tangible fixed assets22/27€18k€8k▼
Plant, machinery and equipment23€2k€675▼
Furniture and vehicles24€16k€8k▼
Financial fixed assets28€2k€2k=
Current assets29/58€52k€79k▲
Stocks and contracts in progress3€12k€0▼
Contracts in progress37€12k€0▼
Amounts receivable within one year40/41€19k€55k▲
Trade receivables40€1k€29k▲
Other amounts receivable41€18k€26k▲
Cash at bank and in hand54/58€21k€24k▲
Equity and liabilities
Total equity and liabilities10/49€71k€89k▲
Equity10/15€68k€64k▼
Contributions10/11€12k€12k=
Reserves13€45k€41k▼
Distributable reserves133€45k€41k▼
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€3k€25k▲
Amounts payable within one year42/48€3k€25k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Other amounts payable47/48-€21k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k=
Other operating charges640/8€549€248▼
Non-recurring operating charges66A-€278
Gross operating margin9900€19k€35k▲
Operating profit (loss)9901€9k€25k▲
Financial charges65/66B€487€419▼
Recurring financial charges65€487€419▼
Profit (loss) for the period before taxes9903€9k€25k▲
Income taxes67/77€3k€8k▲
Profit (loss) for the period9904€6k€17k▲
Profit (loss) for the period to be appropriated9905€6k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€27k▲
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer from equity791/2-€21k
Transfer to equity691/2€6k€17k▲
To other reserves6921€6k€17k▲
Profit to be distributed694/7-€21k
Return on contributions (dividend)694-€21k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2k | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €729 | €2k | €9k | €9k | €9k | = |
| Other operating charges640/8 | €2k | €356 | €74 | €549 | €248 | ▼ 54.8% |
| Non-recurring operating charges66A | - | - | - | - | €278 | - |
| Gross operating margin9900 | €2k | €22k | €14k | €19k | €35k | ▲ 82.8% |
| Operating profit (loss)9901 | €-725 | €20k | €5k | €9k | €25k | ▲ 173% |
| Financial charges65/66B | €330 | €399 | €706 | €487 | €419 | ▼ 14.1% |
| Recurring financial charges65 | €330 | €399 | €706 | €487 | €419 | ▼ 14.1% |
| Profit (loss) for the period before taxes9903 | €-1k | €20k | €4k | €9k | €25k | ▲ 183% |
| Income taxes67/77 | €0 | €4k | €731 | €3k | €8k | ▲ 220% |
| Profit (loss) for the period9904 | €-1k | €16k | €3k | €6k | €17k | ▲ 168% |
| Transfer from tax-exempt reserves789 | €0 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €-1k | €16k | €3k | €6k | €17k | ▲ 168% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €54k | €75k | €71k | €71k | €89k | ▲ 24.8% |
| Fixed assets21/28 | €4k | €37k | €29k | €20k | €10k | ▼ 47.7% |
| Tangible fixed assets22/27 | €2k | €35k | €27k | €18k | €8k | ▼ 53.5% |
| Plant, machinery and equipment23 | €2k | €2k | €2k | €2k | €675 | ▼ 56.7% |
| Furniture and vehicles24 | €215 | €33k | €25k | €16k | €8k | ▼ 53.2% |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €49k | €38k | €42k | €52k | €79k | ▲ 52.7% |
| Stocks and contracts in progress3 | - | - | - | €12k | €0 | ▼ 100% |
| Contracts in progress37 | - | - | - | €12k | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €19k | €21k | €23k | €19k | €55k | ▲ 187% |
| Trade receivables40 | €6k | €8k | €9k | €1k | €29k | ▲ 2,534% |
| Other amounts receivable41 | €13k | €12k | €14k | €18k | €26k | ▲ 45.9% |
| Cash at bank and in hand54/58 | €30k | €18k | €19k | €21k | €24k | ▲ 15.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €54k | €75k | €71k | €71k | €89k | ▲ 24.8% |
| Equity10/15 | €42k | €59k | €62k | €68k | €64k | ▼ 6.2% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €23k | €39k | €39k | €45k | €41k | ▼ 9.3% |
| Non-distributable reserves130/1 | €2k | €2k | €0 | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €0 | - | - | - |
| Distributable reserves133 | €21k | €37k | €39k | €45k | €41k | ▼ 9.3% |
| Profit (loss) carried forward14 | €7k | €7k | €10k | €10k | €10k | = |
| Amounts payable17/49 | €11k | €17k | €9k | €3k | €25k | ▲ 631% |
| Amounts payable after more than one year17 | - | €5k | €0 | - | - | - |
| Financial debts170/4 | - | €5k | €0 | - | - | - |
| Amounts payable within one year42/48 | €11k | €12k | €9k | €3k | €25k | ▲ 631% |
| Current portion of amounts payable after more than one year42 | - | €5k | €5k | €0 | - | - |
| Trade debts44 | €7k | €5k | €194 | €2k | €3k | ▲ 51.8% |
| Suppliers440/4 | €7k | €5k | €194 | €2k | €3k | ▲ 51.8% |
| Taxes, remuneration and social security45 | €4k | €3k | €4k | €2k | €1k | ▼ 6.1% |
| Taxes450/3 | €4k | €3k | €4k | €2k | €1k | ▼ 6.1% |
| Remuneration and social security454/9 | €0 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | - | €21k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-1k | €16k | €3k | €6k | €17k | ▲ 168% |
| + Depreciation and write-downs630 | €729 | €2k | €9k | €9k | €9k | = |
| Operating cash flow (approximation) | €-326 | €18k | €12k | €16k | €26k | ▲ 67.0% |
| Investment in fixed assets (approximation) | - | €-34k | €-1k | €0 | €0 | - |
| Change in cash | - | €-12k | €1k | €2k | €3k | ▲ 71.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Liquidity triplescurrent ratio 14.85
Current ratio from 4.47 to 14.85; short-term debt falls from €9k to €3k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity times 11current ratio 16.73
Current ratio from 1.54 to 16.73; short-term debt falls from €10k to €2k.
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Havelange · 1 establishment unit since 2004
Ground area
284 m²
Building footprint
160 m²
Parcel 91109C0017/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SEDIMENTS CALCAIRES
since 20042.145.206.864
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91109C0017/00K000 | Wallonia | 284 m² | 1 · 160 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
2 categoriesSEDIMENTS CALCAIRES SRL46005
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Of 4,014 companies in sector 43310 we hold annual accounts for 1,746. 1,527 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2005
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
Scores and ratios are computed by Checked and are not a credit decision.