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SEDES

Active
Private limited companyfounded 20224 yrs activeAchterstraat (Ab) 30, 2920 Kalmthout, BelgiumKBO/BCE: BE 0784.435.535
Summary

SEDES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The latest annual accounts of SEDES were filed more than 90 days after the deadline. The 2024 annual accounts show negative equity (-€36,158) and a net result of -€29,021. Its solvency ranks better than 5% of 9866 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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SEDESActive
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Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: Filed more than 90 days late
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 9866 sector peers (2024).
NBB · sector comparison
Position among 9866 sector peers
Solvency
better than 5%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filing
Deviation from the deadline
2024
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 92 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 4 April 2022, SEDES was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€36,158
Net result
-€29,021
Total assets
€65,163
Solvency
-55.5%

Turnover and EBIT margin not published: the micro schema does not require them.

Key figures and ratios
2024 value
ROA
-44.5%
Debt
€101,321
Debt ≤ 1 year
€101,321
Income taxes
€2
Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 30 lines
Balance sheet Code2024
Assets
Total assets20/58€65,163
Current assets29/58€65,163
Amounts receivable within one year40/41€50,413
Trade receivables40€49,159
Other amounts receivable41€1,254
Cash at bank and in hand54/58€14,750
Equity and liabilities
Total equity and liabilities10/49€65,163
Equity10/15-€36,158
Contributions10/11€2,000
Outside capital11€2,000
Other1109/19€2,000
Profit (loss) carried forward14-€38,158
Amounts payable17/49€101,321
Amounts payable within one year42/48€101,321
Trade debts44€14,430
Suppliers440/4€14,430
Other amounts payable47/48€86,891
Income statement Code2024
Other operating charges640/8€118
Gross operating margin9900-€28,702
Operating profit (loss)9901-€28,820
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€200
Recurring financial charges65€200
Profit (loss) for the period before taxes9903-€29,019
Income taxes67/77€2
Profit (loss) for the period9904-€29,021
Profit (loss) for the period to be appropriated9905-€29,021
Appropriation of the result
Profit (loss) to be appropriated9906-€38,158
Profit (loss) brought forward from the previous period14P-€9,137
Line2024
Other operating charges640/8€118
Gross operating margin9900-€28,702
Operating profit (loss)9901-€28,820
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€200
Recurring financial charges65€200
Profit (loss) for the period before taxes9903-€29,019
Income taxes67/77€2
Profit (loss) for the period9904-€29,021
Profit (loss) for the period to be appropriated9905-€29,021
Line2024
Assets
Total assets20/58€65,163
Current assets29/58€65,163
Amounts receivable within one year40/41€50,413
Trade receivables40€49,159
Other amounts receivable41€1,254
Cash at bank and in hand54/58€14,750
Equity and liabilities
Total equity and liabilities10/49€65,163
Equity10/15-€36,158
Contributions10/11€2,000
Outside capital11€2,000
Other1109/19€2,000
Profit (loss) carried forward14-€38,158
Amounts payable17/49€101,321
Amounts payable within one year42/48€101,321
Trade debts44€14,430
Suppliers440/4€14,430
Other amounts payable47/48€86,891
Line2024
Profit (loss) for the period9904-€29,021
Operating cash flow (approximation)-€29,021

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
31-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
2,083 m²
Building footprint
300 m²
Volume, LiDAR
1,226 m³
Parcel 11662D0088/00T002, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SEDES
Achterstraat (Ab) 30, 2920 KalmthoutFinancial service activities, except insurance and pension funding
since 20222.330.727.480
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11662D0088/00T002 Flanders 2,083 m² 1 · 300 m² 6.8 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,729 companies in sector 64210 we hold annual accounts for 19,799. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0784435535
Also 9925:BE0784435535
Registered 21-05-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

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