SEDAT
ActiveThe computed 12-month bankruptcy probability of SEDAT is 3.1% (moderate). The 2024 annual accounts show equity of €64k and a net result of €-15k. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 18939 sector peers (fiscal year 2024). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-4
Solvency100=
Growth35=
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 8.05 against 7.12 in 2023; short-term debt: 12.4% and cash: 30.7% of total assets), and 12.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
87.6%
Return on assets
-20.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-15k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
58 d early
2023
27 d late
2022
23 d late
2021
5 d early
2020
30 d late
2019
4 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€44k▼ 4.7%
2021 · €46k
2018: €99k
2019: €118k
2020: €60k
2021: €46k
2018 → 2022
EBIT margin
26.4%▼ 43.5pp
2021 · 69.9%
2018: 0.8%
2019: -0.2%
2020: 11.7%
2021: 69.9%
2018 → 2022
Net result
€-15k▼ 34.3%
2023 · €-11k
2018: €2k
2019: €2k
2020: €10k
2021: €35k
2022: €16k
2023: €-11k
2018 → 2024
Working capital
€63k▼ 19.0%
2023 · €78k
2018: €25k
2019: €27k
2020: €37k
2021: €72k
2022: €89k
2023: €78k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€60k-€46k▼ 22.7%€44k▼ 4.7%
Equity€38k-€73k▲ 91.9%€90k▲ 21.9%€78k▼ 12.3%€64k▼ 18.9%
Operating result€7k-€32k▲ 360%€12k▼ 64.0%€-10k€-15k▼ 49.7%
Net result€10k-€35k▲ 262%€16k▼ 54.4%€-11k€-15k▼ 34.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15k in 2024 against €10k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €73k
Fixed assets
€350=
Current assets
€72k▼ 20.5%
Equity and liabilities €73k
Equity
€64k▼ 18.9%
Debt
€9k▼ 29.6%
The debt ratio falls from 14.0% to 12.4%. Equity and debt are lower.
Key figures and ratios
Solvency
87.6%▲
2023 · 86.0%
Current ratio
8.05▲
2023 · 7.12
Quick ratio
8.01▲
2023 · 7.12
Debt / equity
0.14▼
2023 · 0.16
ROE
-23.3%▼
2023 · -14.1%
ROA
-20.4%▼
2023 · -12.1%
Debt
€9k▼
2023 · €13k
Debt ≤ 1 year
€9k▼
2023 · €13k
Staff costs
€5k▼
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€91k€73k▼
Fixed assets21/28€350€350=
Financial fixed assets28€350€350=
Current assets29/58€91k€72k▼
Stocks and contracts in progress3-€402
Stocks30/36-€402
Amounts receivable within one year40/41€83k€50k▼
Other amounts receivable41€83k€50k▼
Cash at bank and in hand54/58€8k€22k▲
Equity and liabilities
Total equity and liabilities10/49€91k€73k▼
Equity10/15€78k€64k▼
Contributions10/11€19k€19k=
Reserves13€878€878=
Non-distributable reserves130/1€878€878=
Reserves not available under the articles1311€878€878=
Profit (loss) carried forward14€59k€44k▼
Amounts payable17/49€13k€9k▼
Amounts payable within one year42/48€13k€9k▼
Trade debts44€6k€834▼
Suppliers440/4€6k€834▼
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€2k€265▼
Remuneration and social security454/9€6k€8k▲
Income statement
Code20232024
Remuneration, social security and pensions62€25k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€372-
Other operating charges640/8€1k€10k▲
Non-recurring operating charges66A€4k-
Gross operating margin9900€21k€330▼
Operating profit (loss)9901€-10k€-15k▼
Financial charges65/66B€148€244▲
Recurring financial charges65€148€244▲
Profit (loss) for the period before taxes9903€-10k€-15k▼
Income taxes67/77€1k-
Profit (loss) for the period9904€-11k€-15k▼
Profit (loss) for the period to be appropriated9905€-11k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€44k▼
Profit (loss) brought forward from the previous period14P€70k€59k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 23 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €35k ▲262%
Operating result €32k, net result €35k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 36.20
Current ratio from 9.09 to 36.20; short-term debt falls from €5k to €2k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 9.09
Current ratio from 4.29 to 9.09; short-term debt falls from €8k to €5k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 5 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
2016
17-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
d'Aumalestraat 1441070 AnderlechtGround area
142 m²
Building footprint
141 m²
Volume, LiDAR
1,699 m³
Parcel 21001A0530/00D005, Brussels · tallest building 16.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CAFE D'AUMALE
since 20072.163.051.203
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0530/00D005 | Brussels | 142 m² | 1 · 141 m² | 16.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.163.051.203
Similar companies · same sector, comparable size
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Goodie Foodie
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L&L IMPACT
BE 0787.288.127
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JORIS IJS BE
BE 0473.753.839
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Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 8,250 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-06-2005
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.