SECUUR
ActiveSummary
SECUUR has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €77k and a net result of €64k. Equity is growing by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency88▼-1
Growth78=
Track record94
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 2.74 in 2023; short-term debt: 36.6% and cash: 48.6% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-05-2025, 71 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
71 d early
2023
42 d early
2022
226 d late
2021
591 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€77k▼ 31.7%
2023 · €112k
2021: €29k
2022: €45k
2023: €112k
2021 → 2024
Total assets
€121k▼ 30.7%
2023 · €175k
2021: €37k
2022: €75k
2023: €175k
2021 → 2024
Net result
€64k▼ 3.8%
2023 · €67k
2021: €29k
2022: €17k
2023: €67k
2021 → 2024
Working capital
€36k▼ 67.1%
2023 · €108k
2021: €20k
2022: €39k
2023: €108k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€29k-€45k▲ 57.4%€112k▲ 147%€77k▼ 31.7%
Operating result€37k-€23k▼ 38.4%€87k▲ 284%€87k=
Net result€29k-€17k▼ 42.1%€67k▲ 304%€64k▼ 3.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 0% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €121k
Fixed assets
€41k ▲ 941%
Current assets
€80k ▼ 53.2%
Equity and liabilities €121k
Equity
€77k ▼ 31.7%
Debt
€44k ▼ 28.9%
Debt's share of the balance-sheet total rises from 35.7% to 36.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€88k▼
2023 · €89k
Cash flow
€66k▼
2023 · €69k
Current ratio
1.80▼
2023 · 2.74
Debt to equity
0.58▲
2023 · 0.55
ROE
83.9%▲
2023 · 59.5%
ROA
53.2%▲
2023 · 38.3%
Interest coverage
41.38▼
2023 · 757.02
Debt ≤ 1 year
€44k▼
2023 · €62k
Income taxes
€21k▲
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€175k€121k▼
Fixed assets21/28€4k€41k▲
Tangible fixed assets22/27€4k€41k▲
Furniture and vehicles24€4k€41k▲
Current assets29/58€171k€80k▼
Amounts receivable within one year40/41€144k€18k▼
Trade receivables40€142k€17k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€26k€59k▲
Deferred charges and accrued income490/1€743€3k▲
Equity and liabilities
Total equity and liabilities10/49€175k€121k▼
Equity10/15€112k€77k▼
Contributions10/11€250€250=
Reserves13-€64k
Distributable reserves133-€64k
Profit (loss) carried forward14€112k€12k▼
Amounts payable17/49€62k€44k▼
Amounts payable within one year42/48€62k€44k▼
Trade debts44€4k€4k▼
Suppliers440/4€4k€4k▼
Taxes, remuneration and social security45€58k€27k▼
Taxes450/3€58k€27k▼
Other amounts payable47/48-€14k
Accrued charges and deferred income492/3€35-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€6k€12k▲
Gross operating margin9900€95k€100k▲
Operating profit (loss)9901€87k€87k=
Financial income75/76B€56€1k▲
Recurring financial income75€56€0▼
Non-recurring financial income76B-€1k
Financial charges65/66B€118€2k▲
Recurring financial charges65€118€2k▲
Profit (loss) for the period before taxes9903€87k€86k▼
Income taxes67/77€20k€21k▲
Profit (loss) for the period9904€67k€64k▼
Profit (loss) for the period to be appropriated9905€67k€64k▼
Appropriation of the result
Profit (loss) to be appropriated9906€112k€176k▲
Profit (loss) brought forward from the previous period14P€45k€112k▲
Transfer to equity691/2-€64k
To other reserves6921-€64k
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
13-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 226 days late
13-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 591 days late
2023
31-12
Financial
Highest result since 2021net €67k ▲304%
Net result €67k, the highest in the series.
31-12
Financial
Equity above €100kEq €112k ▲147%
3 profitable years in a row build equity to €112k.
2022
31-12
Financial
Weakest financial yearnet €17k ▼42.1%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pharaildelaan(Odk) 378670 KoksijdeGround area
741 m²
Building footprint
193 m²
Volume, LiDAR
1,631 m³
Parcel 38502F0396/00B000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SECUUR
since 20202.374.446.865
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502F0396/00B000 | Flanders | 741 m² | 1 · 193 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GECET
BE 0456.097.265
Alken · Eq €76,720
CK Auto's
BE 0803.665.289
Gent · Eq €76,717
FB INVEST CONSULTING
BE 0699.808.478
Leuze-en-Hainaut · Eq €76,573
OUTGORDIA
BE 0780.495.454
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IJsbreker
BE 0472.557.769
Leuven · Eq €76,371
Of 4,420 companies in sector 46180 we hold annual accounts for 1,886. 1,401 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.