Security Tool

Active

Private limited companyfounded 20224 yrs activeKoningin Astridlaan 54a, 9230 Wetteren, BelgiumKBO/BCE: BE 0790.123.396

Summary

The computed 12-month bankruptcy probability of Security Tool is 2.6% (moderate). The 2025 annual accounts show equity of €4k and a net result of €-3k. Equity is shrinking by ~35.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 57% of 18280 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

45 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency67▼-14

Growth32=

Track record94

Bankruptcy probability, 12 months

2.6% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

42.1%

Return on assets

-32.5%

Age of the figures

12 mo

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

232425

2023 to 2025 · latest year €-3k

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

31 d early

2024

1 d early

2023

36 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€4k▼ 43.6%

2024 · €7k

2023: €9k 2024: €7k

2023 → 2025

Total assets

€9k▼ 24.6%

2024 · €13k

2023: €15k 2024: €13k

2023 → 2025

Net result

€-3k▼ 55.6%

2024 · €-2k

2023: €-966 2024: €-2k

2023 → 2025

Working capital

€4k▼ 43.6%

2024 · €7k

2023: €9k 2024: €7k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€9k-€7k▼ 21.9%€4k▼ 43.6%

Operating result€-781-€-2k▼ 140%€-3k▼ 58.5%

Net result€-966-€-2k▼ 105%€-3k▼ 55.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €3k in 2025 against €2k in 2024; the loss grows and 2025 has the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €9k

42.1%

57.9%

Equity €4k ▼ 43.6%

Debt €5k ▼ 0.3%

Debt's share of the balance-sheet total rises from 43.8% to 57.9%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

Current ratio

1.73▼

2024 · 2.28

Debt to equity

1.38▲

2024 · 0.78

ROE

-77.2%▼

2024 · -28.0%

ROA

-32.5%▼

2024 · -15.7%

Debt ≤ 1 year

€5k▼

2024 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines

Balance sheet Code20242025

Assets

Total assets20/58€13k€9k▼

Current assets29/58€13k€9k▼

Stocks and contracts in progress3€4k-

Stocks30/36€4k-

Amounts receivable within one year40/41€376€608▲

Other amounts receivable41€376€608▲

Cash at bank and in hand54/58€8k€9k▲

Equity and liabilities

Total equity and liabilities10/49€13k€9k▼

Equity10/15€7k€4k▼

Contributions10/11€10k€10k=

Profit (loss) carried forward14€-3k€-6k▼

Amounts payable17/49€5k€5k▼

Amounts payable within one year42/48€5k€5k▼

Trade debts44€18-

Suppliers440/4€18-

Other amounts payable47/48€5k€5k=

Income statement Code20242025

Other operating charges640/8€141€454▲

Gross operating margin9900€-2k€-3k▼

Operating profit (loss)9901€-2k€-3k▼

Financial income75/76B€11-

Recurring financial income75€11-

Financial charges65/66B€114€105▼

Recurring financial charges65€114€105▼

Profit (loss) for the period before taxes9903€-2k€-3k▼

Profit (loss) for the period9904€-2k€-3k▼

Profit (loss) for the period to be appropriated9905€-2k€-3k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-3k€-6k▼

Profit (loss) brought forward from the previous period14P€-966€-3k▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Gazette 1Filings 3

Next filing, fiscal year 2026, expected by 30-04-2027

2026

31-03

State Gazette act Resignations: POSTIAU, Axel (non-statutory director) and MUYS, Kilian Roger (non-statutory director)

Appointment: PONNET, Kristof Marcel Margriet Albert Paula (non-statutory director) · Name change · Purpose change9 facts ▸

General meeting, 19/03/2026
Name change, Security Tool
Purpose change, De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, in eigen naam of naam van derden, voor eigen rekening of voor rekening van derden, al…
Director resignation, POSTIAU, Axel (non-statutory director)
Director resignation, MUYS, Kilian Roger (non-statutory director)
Director discharge, POSTIAU, Axel
Director discharge, MUYS, Kilian Roger
Director appointment, PONNET, Kristof Marcel Margriet Albert Paula (non-statutory director)
Registered-office move, 9230 Wetteren, Koningin Astridlaan 54a

30-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-09

Financial Weakest financial yearnet €-3k

Net result drops to €-3k, the lowest in the series.

29-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

25-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 director, no change since 2026

PONNET, Kristof Marcel Margriet Albert Paula

Non-statutory director · since 19-03-2026

Current

19-03-2026 PONNET, Kristof Marcel Margriet Albert Paula: Appointed as Non-statutory director

19-03-2026 MUYS Kilian Roger: Resigned as Non-statutory director

19-03-2026 POSTIAU Axel: Resigned as Non-statutory director

Location & real-estate footprint

Registered office, Wetteren · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koningin Astridlaan 54a9230 Wetteren

Ground area

8,959 m²

Building footprint

2,558 m²

Volume, LiDAR

2,658 m³

2 parcels, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

APKM Investments

Meersbloem-Melden 46, 9700 OudenaardeWholesale of clothing, excluding workwear and underwear

since 20222.334.681.518

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
45023A1469/00F000	Flanders	8,006 m²	1 · 2,238 m²	-
42302E0009/00A008	Flanders	953 m²	1 · 320 m²	11.8 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Charleroi · Eq €3,927

PROMOPAINT

BE 0555.948.372

Floreffe · Eq €4,043

Of 12,958 companies in sector 47120 we hold annual accounts for 2,190. 908 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded26-08-2022

Fiscal year end30-09

Activities, NACEBEL 2025

47120Other non-specialised retail sale

46423Wholesale of clothing, excluding workwear and underwear

46424Wholesale trade

46497Wholesale trade

46500Wholesale of information and communication equipment

47400Retail sale of information and communication equipment

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.