Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Security Tool is 2.7% (moderate). The 2025 annual accounts show equity of €4k and a net result of €-3k. Equity is shrinking by ~35.8% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 66% of 1406 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 3 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
3 signalsAdministrative Flags
0 eventsFinancials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 42.1% | 23.7% | |
| Net result | €-3k | €8k | |
| Equity | €4k | €26k | |
| Gross operating margin | €-3k | €36k | |
| Total assets | €9k | €133k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €-3k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €9k |
| Equity | €4k |
| Debt | €5k |
| of which ≤ 1y | €5k |
| of which > 1y | - |
| Working capital | €4k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.73 |
| Quick ratio | 1.73 |
| Working capital ratio | 42.1% |
| Solvency | 42.1% |
| Debt / equity | 1.38 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | -32.5% |
| ROE | -77.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €9k |
| Current assets | 29/58 | €9k |
| Amounts receivable within one year | 40/41 | €608 |
| Cash & bank | 54/58 | €9k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €9k |
| Equity | 10/15 | €4k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €-6k |
| Amounts payable | 17/49 | €5k |
| Amounts payable within one year | 42/48 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €-3k |
| Operating result | 9901 | €-3k |
| Financial charges | 65 | €105 |
| Result before taxes | 9903 | €-3k |
| Net result for the period | 9904 | €-3k |
| Result to be appropriated | 9905 | €-3k |
Health barometer
FY 2025 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Directors
Directors & mandates
3 directors-
PONNET, Kristof Marcel Margriet Albert PaulaNiet statutaire bestuurderState Gazette act 26320668 (31-03-2026)Current19-03-2026 → present
Former directors (2)
-
Former- → 19-03-2026
-
Former- → 19-03-2026
Insolvency mandates
indexingLegal Structure
| NACE primary | Overige niet-gespecialiseerde detailhandel(47120) |
| Legal form | Private limited company(610) |
| Incorporation | 26-08-2022 |
| Status | Active |
| Postal code | 9230 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45023A1469/00F000 | Flanders | 8,006 m² | 1 · 2,238 m² | - |
| 42302E0009/00A008 | Flanders | 953 m² | 1 · 320 m² | 11.8 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
0 events from the State GazetteBelgian State Gazette · acts
1 verified actWhat every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
- General meeting , 19/03/2026
- Name change , Security Tool
- Purpose change , De vennootschap heeft tot voorwerp, zowel in België als in het buitenland, in eigen naam of naam van derden, voor eigen rekening of voor rekening van derden, al…
- Director resignation, POSTIAU, Axel (niet-statutaire bestuurder)
- Director resignation, MUYS, Kilian Roger (niet-statutaire bestuurder)
- Director discharge, POSTIAU, Axel
Analysis
Snowflake analysis
financial profile on 5 axesMixed profile: strong on stability, weaker on profitability.
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
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