SECURE INSIDE
ActiveSummary
SECURE INSIDE has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100,616 and a net result of €55,208. Equity has been growing by about 14% per year since 2018. Its solvency ranks better than 29% of 21,148 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-01-2018 Normal situation
- Activity
- Computer programming NACE 62100and 5 others
- Joint committee
- 200 Aanvullend Paritair Comité voor de bedienden · annual accounts 2025
- Establishment unit
- 2.271.922.221 1060 Sint-Gillis (bij-Brussel), since 09-01-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 25-12-2025
Board and ownership
- VANGRUDirector · since 01-01-2024 · permanent representative Vangrudenberg Olivier
- Christophe VAN TILBORGHDirector
- Rifaut JonathanDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €236,402
- ▲ 189%
- Turnover
- ≈ €340,000
- estimated
- Profit
- €55,208
- Equity
- €100,616
- ▲ 122%
- Total assets
- €301,923
- ▼ 5.6%
- Employees on 31-12-2025
- 4
- ▲ 33.3%
Score breakdownraises riskRegistered office in the Brussels-Capital Regionlowers riskSector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €301,923Figures for financial year 2025 (filed on 24-07-2026)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 31% of them on solvency, 11% on liquidity, 55% on profitability and 92% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 29 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 24-07-2026 at the NBB all 8 filings
Every figure per financial year
The operating result for 2025 is a profit of €76,189, after a loss of €4,027 in 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 1 | 3 | 2 | 3 | 4 |
| full-time | 1 | 3 | 2 | 3 | 4 |
| part-time | 0 | 0 | 0 | 0 | 0 |
| in full-time equivalents | 1 | 3 | 2 | 3 | 4 |
| Average over the year, in full-time equivalents | 1.2 | 2.8 | 2.2 | 1.9 | 3.3 |
| On a permanent contract | 1 | 3 | 2 | 3 | 4 |
| Joined | 2 | 2 | 0 | 3 | 2 |
| Left | 1 | 0 | 1 | 2 | 1 |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €454 | €1,982 | €51,224 | €26,690 | €6,009 |
| Intangible fixed assets | - | - | - | €255 | €14,850 |
| Financial fixed assets | €215 | - | €340 | €250 | €0 |
| Depreciation and write-downs of the year | €5,298 | €4,924 | €6,278 | €16,795 | €20,570 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €422 | €367 | €1,499 | €62 | €0 | ▼ 100% |
| Remuneration, social security and pensions62 | - | - | - | €26,970 | €73,394 | €90,332 | €66,558 | €136,428 | ▲ 105% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €464 | €1,076 | €5,663 | €5,298 | €4,924 | €6,278 | €16,795 | €20,570 | ▲ 22.5% |
| Other operating charges640/8 | - | - | - | €5,059 | €3,503 | €3,112 | €2,471 | €2,647 | ▲ 7.1% |
| Non-recurring operating charges66A | - | - | - | €537 | €259 | €1,449 | €75 | €569 | ▲ 659% |
| Gross operating margin9900 | €17,459 | €10,788 | €9,769 | €98,175 | -€56,455 | €224,740 | €81,871 | €236,402 | ▲ 189% |
| Operating profit (loss)9901 | €14,241 | €6,299 | €1,716 | €60,310 | -€138,535 | €123,569 | -€4,027 | €76,189 | - |
| Financial income75/76B | - | - | - | €73 | €101 | €213 | €543 | €700 | ▲ 28.8% |
| Recurring financial income75 | €11 | €44 | €69 | €73 | €101 | €213 | €543 | €700 | ▲ 28.8% |
| Financial charges65/66B | - | - | - | €1,638 | €2,747 | €5,774 | €5,119 | €5,360 | ▲ 4.7% |
| Recurring financial charges65 | €634 | €993 | €1,067 | €1,638 | €2,747 | €5,774 | €5,119 | €5,360 | ▲ 4.7% |
| Profit (loss) for the period before taxes9903 | €13,617 | €5,350 | €718 | €58,745 | -€141,181 | €118,008 | -€8,602 | €71,529 | - |
| Income taxes67/77 | €3,440 | €1,781 | €683 | €13,163 | €330 | €194 | €256 | €16,321 | ▲ 64× |
| Profit (loss) for the period9904 | €10,177 | €3,569 | €36 | €45,582 | -€141,511 | €117,814 | -€8,858 | €55,208 | - |
| Profit (loss) for the period to be appropriated9905 | €10,177 | €3,569 | €36 | €45,582 | -€141,511 | €117,814 | -€8,858 | €55,208 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €44,096 | €50,210 | €118,411 | €206,397 | €163,130 | €299,372 | €319,960 | €301,923 | ▼ 5.6% |
| Fixed assets21/28 | €958 | €1,351 | €14,244 | €9,616 | €6,674 | €51,960 | €62,360 | €62,649 | ▲ 0.5% |
| Intangible fixed assets21 | - | - | - | - | - | - | €251 | €13,666 | ▲ 55× |
| Tangible fixed assets22/27 | €958 | €1,351 | €14,244 | €9,400 | €6,459 | €51,405 | €61,304 | €48,178 | ▼ 21.4% |
| Plant, machinery and equipment23 | - | - | - | - | €867 | €1,521 | €671 | €3,118 | ▲ 365% |
| Furniture and vehicles24 | - | - | - | €9,400 | €5,592 | €9,044 | €19,191 | €8,376 | ▼ 56.4% |
| Other tangible fixed assets26 | - | - | - | - | - | €40,840 | €41,442 | €36,684 | ▼ 11.5% |
| Financial fixed assets28 | - | - | - | €215 | €215 | €555 | €805 | €805 | = |
| Current assets29/58 | €43,138 | €48,859 | €104,167 | €196,781 | €156,457 | €247,412 | €257,600 | €239,273 | ▼ 7.1% |
| Stocks and contracts in progress3 | - | €6,437 | €13,371 | €16,693 | €17,200 | €103,173 | €108,748 | €60,000 | ▼ 44.8% |
| Stocks30/36 | - | - | - | €16,693 | €17,200 | €103,173 | €108,748 | €60,000 | ▼ 44.8% |
| Amounts receivable within one year40/41 | €15,939 | €24,089 | €33,457 | €61,601 | €98,158 | €115,027 | €106,799 | €113,179 | ▲ 6.0% |
| Trade receivables40 | - | - | - | €59,688 | €78,335 | €94,122 | €57,864 | €105,956 | ▲ 83.1% |
| Other amounts receivable41 | - | - | - | €1,913 | €19,823 | €20,905 | €48,935 | €7,223 | ▼ 85.2% |
| Current investments50/53 | - | €8 | €8 | €8 | €8 | €630 | €9,366 | €19,667 | ▲ 110% |
| Cash at bank and in hand54/58 | €27,199 | €18,141 | €50,054 | €100,363 | €37,424 | €21,870 | €21,918 | €31,764 | ▲ 44.9% |
| Deferred charges and accrued income490/1 | - | - | - | €18,116 | €3,666 | €6,712 | €10,770 | €14,663 | ▲ 36.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €44,096 | €50,210 | €118,411 | €206,397 | €163,130 | €299,372 | €319,960 | €301,923 | ▼ 5.6% |
| Equity10/15 | €17,177 | €20,746 | €20,781 | €77,964 | -€63,547 | €54,267 | €45,409 | €100,616 | ▲ 122% |
| Contributions10/11 | €7,000 | €7,000 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €0 | - | - |
| Distributable reserves133 | - | - | - | - | - | - | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €8,317 | €11,886 | €11,921 | €57,504 | -€84,007 | €33,807 | €24,949 | €80,156 | ▲ 221% |
| Amounts payable17/49 | €26,919 | €29,464 | €97,630 | €128,433 | €226,678 | €245,105 | €274,552 | €201,306 | ▼ 26.7% |
| Amounts payable after more than one year17 | €8,009 | €2,502 | €499 | €43,938 | €31,655 | €19,158 | €8,873 | €0 | ▼ 100% |
| Financial debts170/4 | - | - | - | €43,938 | €31,655 | €19,158 | €8,873 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €18,910 | €26,962 | €37,908 | €82,797 | €176,836 | €218,669 | €251,660 | €192,829 | ▼ 23.4% |
| Current portion of amounts payable after more than one year42 | - | - | - | €6,561 | €74,822 | €87,498 | €32,288 | €103,853 | ▲ 222% |
| Financial debts43 | - | - | - | €15,513 | €1,542 | €1,648 | €1,365 | €3,984 | ▲ 192% |
| Credit institutions430/8 | - | - | - | €15,513 | €0 | €1,648 | €1,365 | €3,984 | ▲ 192% |
| Other loans439 | - | - | - | - | €1,542 | €0 | - | - | - |
| Trade debts44 | €8,220 | €10,079 | €5,777 | €45,081 | €92,522 | €109,694 | €201,966 | €53,716 | ▼ 73.4% |
| Suppliers440/4 | - | - | - | €45,081 | €92,522 | €109,694 | €201,966 | €53,716 | ▼ 73.4% |
| Taxes, remuneration and social security45 | - | - | - | €9,403 | €2,108 | €14,668 | €11,405 | €28,073 | ▲ 146% |
| Taxes450/3 | - | - | - | €6,472 | €1,709 | €2,227 | €3,977 | €1,850 | ▼ 53.5% |
| Remuneration and social security454/9 | - | - | - | €2,931 | €399 | €12,441 | €7,429 | €26,223 | ▲ 253% |
| Other amounts payable47/48 | - | - | - | €6,239 | €5,841 | €5,162 | €4,636 | €3,203 | ▼ 30.9% |
| Accrued charges and deferred income492/3 | - | - | - | €1,698 | €18,186 | €7,279 | €14,019 | €8,478 | ▼ 39.5% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,177 | €3,569 | €36 | €45,582 | -€141,511 | €117,814 | -€8,858 | €55,208 | - |
| + Depreciation and write-downs630 | €464 | €1,076 | €5,663 | €5,298 | €4,924 | €6,278 | €16,795 | €20,570 | ▲ 22.5% |
| Operating cash flow (approximation) | €10,640 | €4,645 | €5,699 | €50,880 | -€136,587 | €124,092 | €7,936 | €75,777 | ▲ 855% |
| Investment in fixed assets (approximation) | - | -€1,470 | -€18,556 | -€669 | -€1,982 | -€51,564 | -€27,195 | -€20,859 | ▲ 23.3% |
| Change in cash | - | -€9,058 | €31,913 | €50,309 | -€62,939 | -€15,555 | €48 | €9,847 | ▲ 205× |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 26,972 companies had the same profile as SECURE INSIDE has now. Two years later, 94.9% were still going and 1.6% had gone bankrupt.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SECURE INSIDE itself is lower: 0.1% within 12 months. It rests on far more data about SECURE INSIDE than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for SECURE INSIDE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (8)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-07-2026 | 2026-00337687 | |
| 31-12-2024 | micro format | 21-08-2025 | 2025-00393226 | |
| 31-12-2023 | micro format | 26-08-2024 | 2024-00386747 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00423373 | |
| 31-12-2021 | micro format | 12-08-2022 | 2022-20293037 | |
| 31-12-2020 | micro format | 30-08-2021 | 2021-61900036 | |
| 31-12-2019 | micro format | 26-10-2020 | 2020-63800530 | |
| 31-12-2018 | micro format | 23-11-2019 | 2019-74300133 |
Board & ownership
Directors
Board 3
Permanent representatives 1
Owners and capital
Shareholders
- Moerman Sacha 33 shares
- Vangrudenberg Olivier 65 shares
- Rifaut Jonathan 2 shares
Capital transactions
- 17-11-2023 Converted to unavailable equity · €20,460
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| VANGRU |
|
| Rifaut Jonathan |
|
| Christophe VAN TILBORGH |
|
| MOERMAN Sacha |
|
| Vangrudenberg Olivier |
|
Articles of association
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “100, droit égal dans la répartition des bénéfices et des produits de la liquidation”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Mentionné dans notification initiale, moitié cédant moitié acquéreurs”
Articles of association, deed of 17-11-2023 (in French)
Network & group
Companies at the same address
1 other companyConnections & network
3 current directorsThe board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.
Timeline
Acts, filings and financial milestones
27-10
Gazette deed
Resignation: Sacha MOERMAN (director)Appointment: Christophe VAN TILBORGH (director) · Power of attorney4 points ▸
- General meeting, 28-09-2026
- Director resignation, Sacha MOERMAN (director)
- Director appointment, Christophe VAN TILBORGH (director (not named in the articles))
- Power of attorney, Olivier VANGRUDENBERG
12-06
Gazette deed
Resignation: Vangrudenberg Olivier (director)Appointment: VANGRU (director) · Permanent representative: Vangrudenberg Olivier · Registered office clause11 points ▸
- Registered office clause, “Rue Berthelot 170-1190 Forest” (deed in French)
- General meeting, 01-01-2024
- Moerman Sacha holds 33 shares
- Vangrudenberg Olivier holds 65 shares
- Rifaut Jonathan holds 2 shares
- Director in office, Moerman Sacha (director)
- Director in office, Vangrudenberg Olivier (director)
- Director resignation, Vangrudenberg Olivier (director)
- Director discharge, Vangrudenberg Olivier (director)
- Director appointment, VANGRU (director)
- Permanent representative, Vangrudenberg Olivier (director)
17-11
Gazette deed
Registered office moved from Saint-Gilles to ForestChanges of role: VANGRUDENBERG Olivier (director) and MOERMAN Sacha (director) · Power of attorney · Amendment of the articles13 points ▸
- Director appointment, VANGRUDENBERG Olivier (director (not named in the articles))
- Director appointment, MOERMAN Sacha (director (not named in the articles))
- Director resignation, VANGRUDENBERG Olivier (manager)
- Director resignation, MOERMAN Sacha (manager)
- Registered-office move, 1190 Forest,rue Berthelot 170
- Power of attorney
- General meeting, 13-11-2023
- Amendment of the articles, mentioned 2 times in the deed
- Capital, €18,600
- Capital conversion, “compte de capitaux propres statutairement indisponible” (deed in French)
- Other provision, “unanimité des voix, formes et majorités de la modification des statuts” (deed in French)
- Director discharge, VANGRUDENBERG Olivier
- The act holds 1 more point.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- 1060 Saint-Gilles until 31-10-2023 · act of 17-11-2023
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0687.681.993
Financial year and general meeting
Accounts at the NBBRecognitions · licences · registrations
Licences in the Official Gazette
2 publications · 2 kindsSites & property
Buildings and parcels at the addresses
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21013B0371/00H019 | Brussels | 759 m² | 1 · 214 m² | 18.5 m · 5 |
| 21007A0046/00Y006 | Brussels | 326 m² | 1 · 91 m² | 14.0 m · 4 |