SECURALTI
ActiveSummary
The computed 12-month bankruptcy probability of SECURALTI is 2.1% (moderate). The 2025 annual accounts show equity of €90k and a net result of €65k. Equity is growing by ~23.4% per year across the filed fiscal years. Its solvency ranks better than 40% of 27965 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency64▼-36
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 5.01 in 2024; short-term debt: 61.4% and cash: 43.7% of total assets), but 61.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
28%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 d early
2024
13 d early
2023
28 d late
2022
29 d late
2021
78 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▼ 38.1%
2024 · €145k
Total assets
€232k▲ 30.9%
2024 · €177k
Net result
€65k▲ 39.6%
2024 · €47k
Working capital
€78k▼ 36.5%
2024 · €123k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€74k-€32k▼ 56.5%€44k▲ 37.0%€59k▲ 33.2%€83k▲ 40.6%
Net result€59k-€26k▼ 55.5%€34k▲ 30.5%€47k▲ 36.0%€65k▲ 39.6%
Equity€69k-€94k▲ 36.8%€116k▲ 23.0%€145k▲ 24.6%€90k▼ 38.1%
Total assets€112k-€124k▲ 11.0%€147k▲ 18.5%€177k▲ 20.2%€232k▲ 30.9%
Debt€43k-€30k▼ 30.5%€31k▲ 4.5%€33k▲ 4.0%€142k▲ 338%
Working capital€64k-€74k▲ 16.0%€98k▲ 32.1%€123k▲ 25.8%€78k▼ 36.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232k
Fixed assets
€11k ▼ 51.4%
Current assets
€220k ▲ 43.5%
Equity and liabilities €232k
Equity
€90k ▼ 38.1%
Debt
€142k ▲ 338%
Debt's share of the balance-sheet total rises from 18.4% to 61.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€90k▲
2024 · €69k
Cash flow
€72k▲
2024 · €56k
Current ratio
1.55▼
2024 · 5.01
Debt to equity
1.59▲
2024 · 0.23
ROE
72.5%▲
2024 · 32.2%
ROA
28.0%▲
2024 · 26.3%
Interest coverage
102.88▲
2024 · 80.31
Debt ≤ 1 year
€142k▲
2024 · €31k
Income taxes
€17k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €0 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €6k | €9k | €9k | €7k | ▼ 25.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €6k | €42k | - | €0 | €20k | - |
| Other operating charges640/8 | €885 | €585 | €876 | €3k | €2k | ▼ 30.8% |
| Gross operating margin9900 | €86k | €81k | €54k | €71k | €112k | ▲ 57.4% |
| Operating profit (loss)9901 | €74k | €32k | €44k | €59k | €83k | ▲ 40.6% |
| Financial income75/76B | €9 | €2 | - | €11 | €7 | ▼ 36.5% |
| Recurring financial income75 | €9 | €2 | - | €11 | €7 | ▼ 36.5% |
| Financial charges65/66B | €532 | €830 | €719 | €854 | €877 | ▲ 2.7% |
| Recurring financial charges65 | €532 | €830 | €719 | €854 | €877 | ▲ 2.7% |
| Profit (loss) for the period before taxes9903 | €74k | €32k | €44k | €58k | €82k | ▲ 41.2% |
| Income taxes67/77 | €15k | €5k | €10k | €12k | €17k | ▲ 47.2% |
| Profit (loss) for the period9904 | €59k | €26k | €34k | €47k | €65k | ▲ 39.6% |
| Profit (loss) for the period to be appropriated9905 | €59k | €26k | €34k | €47k | €65k | ▲ 39.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €112k | €124k | €147k | €177k | €232k | ▲ 30.9% |
| Formation expenses20 | - | €0 | - | - | - | - |
| Fixed assets21/28 | €5k | €20k | €18k | €23k | €11k | ▼ 51.4% |
| Tangible fixed assets22/27 | €5k | €19k | €17k | €20k | €8k | ▼ 58.6% |
| Land and buildings22 | - | - | - | €5k | €4k | ▼ 20.2% |
| Plant, machinery and equipment23 | €5k | €5k | €7k | €3k | €1k | ▼ 69.1% |
| Furniture and vehicles24 | - | €14k | €10k | €12k | €4k | ▼ 70.8% |
| Financial fixed assets28 | €109 | €1k | €1k | €3k | €3k | ▼ 3.6% |
| Current assets29/58 | €107k | €104k | €129k | €154k | €220k | ▲ 43.5% |
| Amounts receivable within one year40/41 | €56k | €59k | €57k | €80k | €116k | ▲ 44.7% |
| Trade receivables40 | €52k | €55k | €57k | €76k | €108k | ▲ 42.1% |
| Other amounts receivable41 | €3k | €4k | €0 | €4k | €8k | ▲ 91.1% |
| Cash at bank and in hand54/58 | €51k | €45k | €69k | €70k | €101k | ▲ 44.0% |
| Deferred charges and accrued income490/1 | €488 | €0 | €3k | €3k | €3k | ▼ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €112k | €124k | €147k | €177k | €232k | ▲ 30.9% |
| Equity10/15 | €69k | €94k | €116k | €145k | €90k | ▼ 38.1% |
| Contributions10/11 | €10k | €10k | €10k | €10k | €10k | = |
| Capital10 | €10k | - | - | - | - | - |
| Issued capital100 | €10k | - | - | - | - | - |
| Reserves13 | €1k | €1k | €1k | €135k | €80k | ▼ 40.9% |
| Non-distributable reserves130/1 | €1k | €1k | €1k | €1k | €1k | = |
| Legal reserve130 | €1k | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €1k | €1k | €1k | €1k | = |
| Distributable reserves133 | - | - | - | €134k | €79k | ▼ 41.2% |
| Profit (loss) carried forward14 | €58k | €83k | €105k | €0 | - | - |
| Amounts payable17/49 | €43k | €30k | €31k | €33k | €142k | ▲ 338% |
| Amounts payable within one year42/48 | €43k | €30k | €31k | €31k | €142k | ▲ 364% |
| Trade debts44 | €26k | €21k | €5k | €13k | €24k | ▲ 89.6% |
| Suppliers440/4 | €26k | €21k | €5k | €13k | €24k | ▲ 89.6% |
| Taxes, remuneration and social security45 | €17k | €8k | €16k | €8k | €9k | ▲ 13.1% |
| Taxes450/3 | €15k | €6k | €16k | €8k | €7k | ▼ 15.2% |
| Remuneration and social security454/9 | €2k | €2k | €0 | €0 | €2k | - |
| Other amounts payable47/48 | €203 | €1k | €10k | €10k | €109k | ▲ 973% |
| Accrued charges and deferred income492/3 | €10 | €0 | - | €2k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59k | €26k | €34k | €47k | €65k | ▲ 39.6% |
| + Depreciation and write-downs630 | €5k | €6k | €9k | €9k | €7k | ▼ 25.8% |
| Operating cash flow (approximation) | €64k | €32k | €43k | €56k | €72k | ▲ 28.7% |
| Investment in fixed assets (approximation) | - | €-21k | €-7k | €-14k | €5k | ▲ 135% |
| Change in cash | - | €-6k | €24k | €2k | €31k | ▲ 1,738% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €65k ▲39.6%
Operating result €83k, net result €65k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Equity above €100kEq €116k ▲23%
3 profitable years in a row build equity to €116k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Weakest financial yearnet €26k ▼55.5%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2020
Ground area
77 m²
Building footprint
112 m²
Volume, LiDAR
640 m³
Parcel 62012D0317/00D002, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SECURALTI
since 20202.307.320.291
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012D0317/00D002 | Wallonia | 77 m² | 1 · 112 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,414. 6,243 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-09-2020
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
02200Logging
47789Other retail sale of new goods
81300Landscape service activities
82990Other business support services
Contact
E-mail
info@securalti.be
Phone
+32471044344
Phone
0471044344Chaudfontaine
Scores and ratios are computed by Checked and are not a credit decision.