Skip to content

SECUR-ADVICE

Active
Private limited companyfounded 201610 yrs activeSteenbergestraat 29, 3384 Glabbeek, BelgiumKBO/BCE: BE 0659.861.997
Summary

The computed 12-month bankruptcy probability of SECUR-ADVICE is 2.6% (moderate). The 2025 annual accounts show negative equity (-€29,794) and a net result of -€2,206. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€29,794
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
31 d early
2024
36 d early
2023
19 d late
2022
24 d early
2021
29 d late
2020
22 d early
2019
32 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 5 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 July (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 25 July 2016, SECUR-ADVICE was incorporated.1 Total assets went from EUR 7,260 in 2018 to EUR 4,005 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€29,794▼ 8.0%
2024 · -€27,587
Total assets
€4,005▲ 41.4%
2024 · €2,833
Net result
-€2,206▲ 26.6%
2024 · -€3,006
Working capital
-€12,944▼ 20.5%
2024 · -€10,738
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,749▼ 111%-€2,319▲ 15.6%-€3,333▼ 43.7%-€2,852▲ 14.4%-€2,036▲ 28.6%
Net result-€2,889▼ 122%-€2,574▲ 10.9%-€3,486▼ 35.4%-€3,006▲ 13.8%-€2,206▲ 26.6%
Equity-€6,121▼ 89.4%-€8,696▼ 42.1%-€24,582▼ 183%-€27,587▼ 12.2%-€29,794▼ 8.0%
Total assets€22,246▲ 259%€18,642▼ 16.2%€5,839▼ 68.7%€2,833▼ 51.5%€4,005▲ 41.4%
Debt€28,368▲ 201%€27,338▼ 3.6%€30,420▲ 11.3%€30,420=€33,798▲ 11.1%
Working capital€10,728€8,154▼ 24.0%-€7,732-€10,738▼ 38.9%-€12,944▼ 20.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€4,000-€3,000-€2,000-€1,000€0Operating result 2021: -€2,749-€2,749Net result 2021: -€2,889-€2,889Operating result 2022: -€2,319-€2,319Net result 2022: -€2,574-€2,574Operating result 2023: -€3,333-€3,333Net result 2023: -€3,486-€3,486Operating result 2024: -€2,852-€2,852Net result 2024: -€3,006-€3,006Operating result 2025: -€2,036-€2,036Net result 2025: -€2,206-€2,20620212022202320242025-€4,000-€3,000-€2,000-€1,000€0Operating result 2023: -€3,333-€3,330Net result 2023: -€3,486-€3,490Operating result 2024: -€2,852-€2,850Net result 2024: -€3,006-€3,010Operating result 2025: -€2,036-€2,040Net result 2025: -€2,206-€2,210202320242025
The operating result stays negative: a loss of €2,036 in 2025 against €2,852 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4,005
Fixed assets €2,520 =
Current assets €1,485 ▲ 375%
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€14,429▲
2024 · €11,050
Ratios withheld: a balance sheet total of €4,005 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 23 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,833€4,005▲
Fixed assets21/28€2,520€2,520=
Financial fixed assets28€2,520€2,520=
Current assets29/58€313€1,485▲
Cash at bank and in hand54/58€313€1,485▲
Equity and liabilities
Total equity and liabilities10/49€2,833€4,005▲
Equity10/15-€27,587-€29,794▼
Profit (loss) carried forward14-€27,587-€29,794▼
Amounts payable17/49€30,420€33,798▲
Amounts payable within one year42/48€11,050€14,429▲
Trade debts44-€400
Suppliers440/4-€400
Other amounts payable47/48€11,050€14,029▲
Accrued charges and deferred income492/3€19,370€19,370=
Income statement Code20242025
Gross operating margin9900-€2,852-€2,036▲
Operating profit (loss)9901-€2,852-€2,036▲
Financial charges65/66B€153€170▲
Recurring financial charges65€153€170▲
Profit (loss) for the period before taxes9903-€3,006-€2,206▲
Profit (loss) for the period9904-€3,006-€2,206▲
Profit (loss) for the period to be appropriated9905-€3,006-€2,206▲
Appropriation of the result
Profit (loss) to be appropriated9906-€27,587-€29,794▼
Profit (loss) brought forward from the previous period14P-€24,582-€27,587▼

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Gross operating margin9900-€2,749-€2,319-€3,333-€2,852-€2,036▲ 28.6%
Operating profit (loss)9901-€2,749-€2,319-€3,333-€2,852-€2,036▲ 28.6%
Financial charges65/66B€141€255€153€153€170▲ 11.1%
Recurring financial charges65€141€255€153€153€170▲ 11.1%
Profit (loss) for the period before taxes9903-€2,889-€2,574-€3,486-€3,006-€2,206▲ 26.6%
Profit (loss) for the period9904-€2,889-€2,574-€3,486-€3,006-€2,206▲ 26.6%
Profit (loss) for the period to be appropriated9905-€2,889-€2,574-€3,486-€3,006-€2,206▲ 26.6%
Line20212022202320242025Change
Assets
Total assets20/58€22,246€18,642€5,839€2,833€4,005▲ 41.4%
Fixed assets21/28€2,520€2,520€2,520€2,520€2,520=
Financial fixed assets28€2,520€2,520€2,520€2,520€2,520=
Current assets29/58€19,726€16,122€3,319€313€1,485▲ 375%
Amounts receivable within one year40/41€3,690€3,918----
Other amounts receivable41€3,690€3,918----
Cash at bank and in hand54/58€16,037€12,204€3,319€313€1,485▲ 375%
Equity and liabilities
Total equity and liabilities10/49€22,246€18,642€5,839€2,833€4,005▲ 41.4%
Equity10/15-€6,121-€8,696-€24,582-€27,587-€29,794▼ 8.0%
Contributions10/11€12,400€12,400----
Profit (loss) carried forward14-€18,521-€21,096-€24,582-€27,587-€29,794▼ 8.0%
Amounts payable17/49€28,368€27,338€30,420€30,420€33,798▲ 11.1%
Amounts payable within one year42/48€8,998€7,968€11,050€11,050€14,429▲ 30.6%
Trade debts44€1,030---€400-
Suppliers440/4€1,030---€400-
Other amounts payable47/48€7,968€7,968€11,050€11,050€14,029▲ 27.0%
Accrued charges and deferred income492/3€19,370€19,370€19,370€19,370€19,370=
Line20212022202320242025Change
Profit (loss) for the period9904-€2,889-€2,574-€3,486-€3,006-€2,206▲ 26.6%
Operating cash flow (approximation)-€2,889-€2,574-€3,486-€3,006-€2,206▲ 26.6%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash--€3,833-€8,886-€3,006€1,172▲ 139%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial Weakest financial yearnet -€3,486
Net result drops to -€3,486, the lowest in the series; recovery starts the following year.
07-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial Liquidity times 5current ratio 2.19
Current ratio from 0.44 to 2.19.
09-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
01-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 32 days late
2019
25-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Glabbeek · 1 establishment unit since 2016
seat establishment The establishment unit on the map
Ground area
3,769 m²
Building footprint
291 m²
Volume, LiDAR
1,391 m³
Parcel 24004B0170/00K000, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
SECUR-ADVICE
Steenbergestraat 29, 3384 GlabbeekHoldings
since 20162.258.694.884
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24004B0170/00K000 Flanders 3,769 m² 1 · 291 m² 10.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of SECUR-ADVICE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPrivate limited company
Founded25-07-2016
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.