Sectricity
ActiveSummary
Sectricity has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €132k and a net result of €71k. Equity is growing by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 62% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.46 against 2.63 in 2024; short-term debt: 28.8% and cash: 70.8% of total assets), and 28.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.2%
Return on assets
38.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
58 d late
2022
38 d early
2021
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€132k▲ 9.4%
2024 · €121k
2021: €32k
2022: €77k
2023: €139k
2024: €121k
2021 → 2025
Total assets
€186k▼ 4.3%
2024 · €194k
2021: €71k
2022: €118k
2023: €213k
2024: €194k
2021 → 2025
Net result
€71k▼ 28.0%
2024 · €98k
2021: €30k
2022: €45k
2023: €61k
2024: €98k
2021 → 2025
Working capital
€132k▲ 10.0%
2024 · €120k
2021: €32k
2022: €77k
2023: €139k
2024: €120k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€77k▲ 142%€139k▲ 79.2%€121k▼ 12.9%€132k▲ 9.4%
Operating result€40k-€57k▲ 42.2%€82k▲ 43.6%€133k▲ 61.3%€98k▼ 26.5%
Net result€30k-€45k▲ 51.2%€61k▲ 35.1%€98k▲ 60.2%€71k▼ 28.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €186k
Fixed assets
€734 ▼ 38.5%
Current assets
€185k ▼ 4.1%
Equity and liabilities €186k
Equity
€132k ▲ 9.4%
Debt
€54k ▼ 26.9%
Debt's share of the balance-sheet total falls from 37.7% to 28.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98k▼
2024 · €133k
Cash flow
€71k▼
2024 · €99k
Current ratio
3.46▲
2024 · 2.63
Debt to equity
0.41▼
2024 · 0.61
ROE
53.5%▼
2024 · 81.4%
ROA
38.1%▼
2024 · 50.7%
Interest coverage
54.85▼
2024 · 314.13
Debt ≤ 1 year
€53k▼
2024 · €73k
Income taxes
€25k▼
2024 · €34k
Staff costs
€51k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€194k€186k▼
Fixed assets21/28€1k€734▼
Tangible fixed assets22/27€1k€734▼
Furniture and vehicles24€1k€734▼
Current assets29/58€193k€185k▼
Amounts receivable within one year40/41€68k€48k▼
Trade receivables40€57k€44k▼
Other amounts receivable41€11k€4k▼
Cash at bank and in hand54/58€93k€131k▲
Deferred charges and accrued income490/1€32k€6k▼
Equity and liabilities
Total equity and liabilities10/49€194k€186k▼
Equity10/15€121k€132k▲
Contributions10/11€2k€2k=
Reserves13€119k€130k▲
Distributable reserves133€119k€130k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€73k€54k▼
Amounts payable within one year42/48€73k€53k▼
Trade debts44€39k€30k▼
Suppliers440/4€39k€30k▼
Taxes, remuneration and social security45€34k€20k▼
Taxes450/3€31k€10k▼
Remuneration and social security454/9€3k€11k▲
Other amounts payable47/48€9€3k▲
Accrued charges and deferred income492/3-€134
Income statement
Code20242025
Remuneration, social security and pensions62€15k€51k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€187€460▲
Other operating charges640/8€528€744▲
Gross operating margin9900€148k€150k▲
Operating profit (loss)9901€133k€98k▼
Financial income75/76B€10€21▲
Recurring financial income75€10€21▲
Financial charges65/66B€423€2k▲
Recurring financial charges65€423€2k▲
Profit (loss) for the period before taxes9903€132k€96k▼
Income taxes67/77€34k€25k▼
Profit (loss) for the period9904€98k€71k▼
Profit (loss) for the period to be appropriated9905€98k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€98k€71k▼
Transfer from equity791/2€116k€59k▼
Transfer to equity691/2€98k€71k▼
To other reserves6921€98k€71k▼
Profit to be distributed694/7€116k€59k▼
Return on contributions (dividend)694€116k€59k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2021net €98k ▲60.2%
Operating result €133k, net result €98k, both a record.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Equity above €100kEq €139k ▲79.2%
3 profitable years in a row build equity to €139k.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gaversesteenweg 949820 Merelbeke-MelleGround area
189 m²
Building footprint
71 m²
Volume, LiDAR
423 m³
Parcel 44412B0158/00K004, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sectricity
since 20202.311.371.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412B0158/00K004 | Flanders | 189 m² | 1 · 71 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
K-Time
BE 0683.693.315
Ukkel · Eq €132,143
iMajime
BE 0674.828.505
Geel · Eq €132,129
DOT CONSULTING
BE 0473.910.920
Soignies · Eq €132,123
SYNOVUM ICT SOLUTIONS
BE 0537.872.225
Hasselt · Eq €132,277
KEYSTONE PARTNER
BE 0840.673.165
Sint-Lambrechts-Woluwe · Eq €132,111
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,417 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.sectricity.com
E-mail:info@sectricity.com