Equity
€1,000 ▼ 97.9%
SECTOSOFT paid out €47,837 in dividends. That is 12,127% of the 2025 profit.
SECTOSOFT
Overview
Lifetime
4 annual accounts with figures on one time axispeak €64,789 (2024)
€2,267▼ 96.5%
lowest -€7,146 (2022)
€394▼ 99.2%
peak €48,443 (2024)
€1,000▼ 97.9%
€201,975▲ 13×
Board1 name since 2022
1 directorVAN DE VEN Frank Theodorus
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €64,789 to €2,267Result from €50,995 to €394Dividend €47,837Equity from €48,443 to €1,000Debts from €15,610 to €201,975Cash from €41,525 to €70,322
Key points
from the 2025 annual accountsResult
€394 ▼ 99.2%
The result fell in 2025 from €50,995 to €394.
Debts
€201,975 100% of the balance sheet
Suppliers 76%Taxes and wages 0%Other 24%
Liquidity
0.97 was 3.73 in 2024
Short-term debts rose from €15,610 to €201,975.
Filings
4 annual accounts 3 late
The 2022 accounts came latest: 31 days after the end of the period.
Position in the sector
€1,000
Less equity than 90% of companies in computer programming and consultancy. Sector median €69,065 · 21,223 companies.
Checked score
87
Excellent
Financially stronger than 15% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.3%● unchanged vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.4%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.4 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €1,000 (0.5% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Size: total assets €202,975
Liquidity: current ratio 0.97, cash €70,322
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 9% of them on solvency, 19% on liquidity, 27% on profitability and 4% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as SECTOSOFT has now. Each dot stands for 6 companies, two years later.
92.0%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SECTOSOFT itself is lower: 0.1% within 12 months. It rests on far more data about SECTOSOFT than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for SECTOSOFT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 21217 sector peers (2025).
NBB · sector comparisonPosition among 21217 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
31 days early
2024
30 days late
2023
31 days late
2022
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 15 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0782261151
Incorporation
Founding capital of €1,000, 100 shares · Founder: VAN DE VEN Frank Theodorus · Appointment: VAN DE VEN Frank Theodorus (director) · published on 18-02-2022 · Gazette deed
First establishment
Populierenstraat 13, Maasmechelen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SECTOSOFT Maasmechelen | €202,975 | €2,267 | 0.5% | - |
| MGBC Bernissart | €195,438 | €2,737 | 0.4% | - |
| Antens.net Ravels | €143,525 | €1,995 | 73.2% | - |
| PRONECT.IT Vosselaar | €199,548 | €3,369 | -0.3% | - |
| ADFive Uccle | €269,038 | €3,080 | 3.8% | - |
| SYNTEC-BE Brecht | €144,982 | €2,148 | 21.5% | - |
| LB-Assist Putte | €157,542 | €3,234 | 77.8% | - |
These companies have the same main activity as SECTOSOFT: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €144,000 and €269,000, founded between 2020 and 2022.
Official details
Source: KBO- Status
- Active since 16-02-2022Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Establishment unit
- 2.327.878.4523630 Maasmechelen, since 16-02-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 20-12-2025
Annual accounts 2025
- €2,267▼ 96.5%
- ≈ €12,000estimated
- €394▼ 99.2%
- €1,000▼ 97.9%
- €202,975▲ 217%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on SECTOSOFT
SECTOSOFT files the micro format. That format states no turnover. The gross margin rose from -€7,146 in 2022 to €2,267 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 30-06-2026, 31 days before the deadline€2,267
▼ 96.5%
-€763
▼ €64,666
€394
▼ 99.2%
-€5,225
▼ €47,858
0.5%
▼ 75.1 percentage points
0.97
▼ 2.76
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €12,000. Estimated: probably between €5,800 and €24,000.
Balance sheet
balance sheet total €202,975 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
0.5%
Higher than 10% of 21,217 companies in 2025.
0.97
Higher than 16% of 20,581 companies in 2025.
0.2%
Higher than 17% of 20,756 companies in 2025.
SECTOSOFT
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
202,975 | 64,052 | 2,210 | 1,336 | |
21/28 |
6,225 | 5,809 | 983 | - | |
22/27 |
6,225 | 5,809 | 983 | - | |
24 |
6,225 | 5,809 | 983 | - | |
29/58 |
196,751 | 58,243 | 1,227 | 1,336 | |
40/41 |
124,597 | 16,619 | 102 | 648 | |
40 |
58,700 | 12,060 | - | - | |
41 |
65,897 | 4,559 | 102 | 648 | |
54/58 |
70,322 | 41,525 | 1,125 | 688 | |
490/1 |
1,832 | 99 | - | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
202,975 | 64,052 | 2,210 | 1,336 | |
10/15 |
1,000 | 48,443 | -2,552 | -6,146 | |
10/11 |
1,000 | 1,000 | 1,000 | 1,000 | |
13 |
0 | 47,443 | - | - | |
133 |
0 | 47,443 | - | - | |
14 |
0 | 0 | -3,552 | -7,146 | |
17/49 |
201,975 | 15,610 | 4,762 | 7,482 | |
42/48 |
201,975 | 15,610 | 4,762 | 7,482 | |
44 |
153,649 | 2,776 | 62 | 882 | |
440/4 |
153,649 | 2,776 | 62 | 882 | |
45 |
489 | 12,834 | 4,500 | - | |
450/3 |
489 | 12,834 | - | - | |
454/9 |
- | 0 | 4,500 | - | |
47/48 |
47,837 | 0 | 200 | 6,600 | |
| Income statement | |||||
9900 |
2,267 | 64,789 | 3,965 | -7,146 | |
630 |
2,568 | 824 | 309 | - | |
640/8 |
462 | 62 | 62 | - | |
9901 |
-763 | 63,903 | 3,594 | -7,146 | |
75/76B |
1,832 | 99 | - | - | |
75 |
1,832 | 99 | - | - | |
65/66B |
185 | 174 | 0 | - | |
65 |
185 | 174 | 0 | - | |
9903 |
884 | 63,829 | 3,594 | -7,146 | |
67/77 |
489 | 12,834 | - | - | |
9904 |
394 | 50,995 | 3,594 | -7,146 | |
9905 |
394 | 50,995 | 3,594 | -7,146 | |
| Appropriation of the result | |||||
9906 |
394 | 47,443 | -3,552 | -7,146 | |
14P |
0 | -3,552 | -7,146 | - | |
791/2 |
47,443 | - | - | - | |
691/2 |
0 | 47,443 | - | - | |
6921 |
0 | 47,443 | - | - | |
694/7 |
47,837 | - | - | - | |
694 |
47,837 | - | - | - | |
| Document | |||||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 30-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 1,805 | 64,727 | 3,903 | - | ||
| 2,963 | 51,819 | 3,903 | - | ||
| 2,983 | 5,651 | 1,292 | - | ||
| 28,798 | 40,400 | 437 | - | ||
| -5,225 | 42,633 | -3,535 | -6,146 | ||
| 0.5% | 75.6% | - | - | ||
| 0.97 | 3.73 | - | - | ||
| - | 0.32 | - | - | ||
| 39.4% | 105.3% | - | - | ||
| 0.2% | 79.6% | - | - | ||
| 9.75 | over 100 | over 100 | - |
A ratio outside any meaningful range has been withheld (balance sheet total €202,975, equity €1,000).
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €2,983 | €5,651 | €1,292 | - |
| €2,568 | €824 | €309 | - |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on SECTOSOFT
The operating result for 2025 is a loss of €763, after a profit of €63,903 in 2024. It is the lowest result since 2022.
Debt's share of the balance-sheet total rises from 24.4% to 99.5%. Equity is lower and debt is higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 18-02-2022
term without a fixed end
listed in the 2025 annual accounts, filed on 30-06-2026
Mandates through the years
1 name, the dashed line is todayVAN DE VEN Frank Theodorus
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- VAN DE VEN Frank Theodorus
- Director (not named in the articles), from 18-02-2022 to date
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €10 in 2025
- Source
- deed of 18-02-2022
Articles of association
deed of 18-02-2022 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of June at 09:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 18-02-2022 ↗
- VAN DE VEN Frank Theodorus 100 shares (100%) · €1,000
Network & group
No group
SECTOSOFT has no parent and no holdings in its annual accounts. VAN DE VEN Frank Theodorus is the only director. SECTOSOFT shares no director with another company.
Timeline
Timeline
10 events since 2022Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 31 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0782261151
Annual accounts 2024 filed PDFmicro format · 30 days late
2024
Highest result from 2022 to 2025 net €50,995 ▲1,319% The operating result of €63,903 and the net result of €50,995 are both a record.
Liquidity more than 14 times current ratio 3.73 The current ratio rises from 0.26 to 3.73.
Annual accounts 2023 filed PDFmicro format · 31 days late
2023
Back to profit net €3,594 The net result is €3,594, after one loss-making year.
Annual accounts 2022 filed PDFmicro format · 31 days late
2022
IncorporationFounding capital of €1,000, 100 shares · Founder: VAN DE VEN Frank Theodorus · Appointment: VAN DE VEN Frank Theodorus (director) · published on 18-02-20224 points ▸
- Founder, VAN DE VEN Frank Theodorus
- Founding capital, €1,000, 100 shares
- Registered office clause, Populierenstraat 13 bus 6, 3630 Maasmechelen
- Director appointment, VAN DE VEN Frank Theodorus (director (not named in the articles))
- The deed holds 6 more points.
First establishment Populierenstraat 13, Maasmechelen
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
SECTOSOFT was incorporated on 16 February 2022 as a private limited company by one natural person, with a starting capital of €1,000.12 Since 2022, VAN DE VEN Frank Theodorus has served as director.3 Total assets rose from €1,336 in 2022 to €202,975 in 2025.4
Company details
Identity
- Enterprise number
- 0782.261.151
- VAT number
- BE 0782.261.151
- Peppol ID
- 0208:0782261151
- Other Peppol ID
- 9925:BE0782261151
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 16-02-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Second Thursday of June at 09:00deed of 18-02-2022 (in Dutch)
- Peppol
- Reachable since 20-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SECTOSOFT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-02-2022 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 18-02-2022 (in Dutch)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
Codes under NACEBEL 2008
62020
IT consultancy main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Ontwerpen, realiseren en programmeren van computerprogramma’s, digitale publicaties, websites en webhosting…”deed of 18-02-2022 (in Dutch)
6 activities
- Ontwerpen, realiseren en programmeren van computerprogramma’s, digitale publicaties, websites en webhosting,
- Computerconsultancy-activiteiten. Het verlenen van advies aan de gebruikers over soorten computers (hardware) en hun configuratie en de toepassing van bijbehorende programmatuur (software),
- Het uitvoeren van grafische activiteiten zoals het ontwikkelen van logo’s, huisstijl, verpakking, posters en gadgets. Detailhandel, webwinkel in allerlei producten via het internet (e-commerce),
- Verkoop of overdracht van handelsmerken, productiegeheimen of patenten,
- Lease van intellectuele eigendom en vergelijkbare producten, met uitzondering van werken onder auteursrecht,
- Overige diensten op het gebied van informatietechnologie en computer,
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Populierenstraat 13 registered office 3630 Maasmechelen | 16-02-2022 | 2.327.878.452 |
Buildings and parcels at the address
- Ground area
- 882 m²
- Buildings
- 678 m²
- Volume, LiDAR
- 7,163 m³
- Tallest building
- 36.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 73013B1192/00H000 | 882 m² | 1 · 678 m² | 36.2 m · 3 |