SECTION 9
ActiveSECTION 9 has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €-4k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 87% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-10
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 8.83 against 6.78 in 2024; short-term debt: 10.8% and cash: 11.6% of total assets), and 10.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
92 d late
2023
29 d late
2022
28 d late
2021
31 d late
2020
29 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▼ 4.7%
2024 · €74k
2018: €22k
2019: €27k
2020: €37k
2021: €61k
2022: €68k
2023: €76k
2024: €74k
2018 → 2025
Total assets
€80k▼ 8.3%
2024 · €87k
2018: €31k
2019: €43k
2020: €49k
2021: €72k
2022: €84k
2023: €100k
2024: €87k
2018 → 2025
Net result
€-4k▼ 226%
2024 · €-1k
2018: €-9k
2019: €5k
2020: €10k
2021: €24k
2022: €7k
2023: €8k
2024: €-1k
2018 → 2025
Working capital
€67k▼ 5.2%
2024 · €71k
2018: €22k
2019: €27k
2020: €36k
2021: €55k
2022: €64k
2023: €70k
2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€68k▲ 11.7%€76k▲ 11.7%€74k▼ 1.4%€71k▼ 4.7%
Operating result€27k-€11k▼ 57.9%€3k▼ 70.8%€3k▼ 8.1%€205▼ 93.2%
Net result€24k-€7k▼ 70.1%€8k▲ 12.2%€-1k€-4k▼ 226%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 93% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€4k▲ 4.6%
Current assets
€76k▼ 8.8%
Equity and liabilities €80k
Equity
€71k▼ 4.7%
Debt
€9k▼ 30.0%
The debt ratio falls from 14.1% to 10.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €6k
Cash flow
€-691▼
2024 · €2k
Solvency
89.2%▲
2024 · 85.9%
Current ratio
8.83▲
2024 · 6.78
Quick ratio
8.83▲
2024 · 6.78
Debt / equity
0.12▼
2024 · 0.16
ROE
-4.9%▼
2024 · -1.4%
ROA
-4.4%▼
2024 · -1.2%
Interest coverage
0.77▼
2024 · 1.55
Debt
€9k▼
2024 · €12k
Debt ≤ 1 year
€9k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€80k▼
Fixed assets21/28€4k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24-€728
Financial fixed assets28€210€210=
Current assets29/58€83k€76k▼
Amounts receivable within one year40/41€52k€65k▲
Trade receivables40€48k€61k▲
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€29k€9k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€87k€80k▼
Equity10/15€74k€71k▼
Contributions10/11€12k€12k=
Reserves13€63k€63k=
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€-1k€-5k▼
Amounts payable17/49€12k€9k▼
Amounts payable within one year42/48€12k€9k▼
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Taxes, remuneration and social security45€7k€5k▼
Taxes450/3€7k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€650€879▲
Gross operating margin9900€7k€4k▼
Operating profit (loss)9901€3k€205▼
Financial income75/76B€81€229▲
Recurring financial income75€81€229▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€-813€-4k▼
Income taxes67/77€260-
Profit (loss) for the period9904€-1k€-4k▼
Profit (loss) for the period to be appropriated9905€-1k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-5k▼
Profit (loss) brought forward from the previous period14P-€-1k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €24k ▲149%
Operating result €27k, net result €24k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondestraat 332018 AntwerpenGround area
113 m²
Building footprint
66 m²
Volume, LiDAR
488 m³
Parcel 11811L3783/00H000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dendermondestraat 33, 2018 Antwerpen
since 20122.210.559.625
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3783/00H000 | Flanders | 113 m² | 1 · 66 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
549300ASZNRWJQ4UG347
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-05-2012
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.