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Sectec

Active
Private limited companyfounded 2024active for 1 yearRue René Jurdant 10, 1301 Wavre, BelgiumKBO/BCE: BE 1016.944.139
Summary

Sectec has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €189,842 and a net result of €186,842. Its solvency ranks better than 64% of 318 sector peers (NACE 80, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Investigation and private security services
NACE 80010
1 site
Size
€335,296total assets 2025
Equity
€189,842
Profit
€186,842
Turnover not published (micro format)
Financial health
97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts filed 30 days late
Why 97raises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 2.03, cash €254,645Sector: Investigation and security activities (NACE 80)Size: total assets €335,296Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 77% of its sector peers (NACE 80, micro)
Financial strength
Strong
Solvency 82
equity 56.6% of total assets
Liquidity 79
short-term debt 43.4% · cash 75.9%
Profitability 100
return on assets 55.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (479 companies, NACE 80, micro)
Last 24 months 01-2026: 0.7% 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 0.9%▲ +0.1 percentage points vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026highest value 09-2026: < 0.1%▼ -1.0 percentage point vs 08-2026lowest value 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
Credit of up to €18,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 2.03, above the usual 1.5; short-term debt: 43.4% and cash: 75.9% of total assets), and 43.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 80, micro): better than 63% on solvency, 77% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.03, cash €254,645
NBB · annual accounts
lowers risk · Sector: Investigation and security activities (NACE 80)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €335,296
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
30 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2025 · micro…
  3. Purpose · Amendment of the articles…Purpose change · Power of…

Financials · financial year 2025, micro format

2025 annual accounts filed late (30 days) Filed on 30 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00453543.

Equity
€189,842
Total assets
€335,296
Net result
€186,842
Working capital
€150,250

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €335,296
Fixed assets €39,592
Current assets €295,704
Equity and liabilities €335,296
Equity €189,842
Debt €145,454
Debt finances 43.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€275,761
Cash flow
€188,114
Current ratio
2.03
Debt to equity
0.77
ROE
98.4%
ROA
55.7%
Interest coverage
over 100
Debt ≤ 1 year
€145,454
Income taxes
€87,534

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 42 lines
Balance sheet Code2025
Assets
Total assets20/58€335,296
Fixed assets21/28€39,592
Tangible fixed assets22/27€37,425
Plant, machinery and equipment23€1,364
Other tangible fixed assets26€36,061
Financial fixed assets28€2,167
Current assets29/58€295,704
Amounts receivable after more than one year29€10,930
Other amounts receivable291€10,930
Amounts receivable within one year40/41€27,084
Trade receivables40€20,747
Other amounts receivable41€6,337
Cash at bank and in hand54/58€254,645
Deferred charges and accrued income490/1€3,046
Equity and liabilities
Total equity and liabilities10/49€335,296
Equity10/15€189,842
Contributions10/11€3,000
Reserves13€185,000
Distributable reserves133€185,000
Profit (loss) carried forward14€1,842
Amounts payable17/49€145,454
Amounts payable within one year42/48€145,454
Trade debts44€39,971
Suppliers440/4€39,971
Taxes, remuneration and social security45€105,483
Taxes450/3€88,483
Remuneration and social security454/9€17,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,272
Other operating charges640/8€363
Gross operating margin9900€276,124
Operating profit (loss)9901€274,489
Financial income75/76B€64
Recurring financial income75€64
Financial charges65/66B€176
Recurring financial charges65€176
Profit (loss) for the period before taxes9903€274,377
Income taxes67/77€87,534
Profit (loss) for the period9904€186,842
Profit (loss) for the period to be appropriated9905€186,842
Appropriation of the result
Profit (loss) to be appropriated9906€186,842
Transfer to equity691/2€185,000
To other reserves6921€185,000

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,272
Other operating charges640/8€363
Gross operating margin9900€276,124
Operating profit (loss)9901€274,489
Financial income75/76B€64
Recurring financial income75€64
Financial charges65/66B€176
Recurring financial charges65€176
Profit (loss) for the period before taxes9903€274,377
Income taxes67/77€87,534
Profit (loss) for the period9904€186,842
Profit (loss) for the period to be appropriated9905€186,842
Line2025
Assets
Total assets20/58€335,296
Fixed assets21/28€39,592
Tangible fixed assets22/27€37,425
Plant, machinery and equipment23€1,364
Other tangible fixed assets26€36,061
Financial fixed assets28€2,167
Current assets29/58€295,704
Amounts receivable after more than one year29€10,930
Other amounts receivable291€10,930
Amounts receivable within one year40/41€27,084
Trade receivables40€20,747
Other amounts receivable41€6,337
Cash at bank and in hand54/58€254,645
Deferred charges and accrued income490/1€3,046
Equity and liabilities
Total equity and liabilities10/49€335,296
Equity10/15€189,842
Contributions10/11€3,000
Reserves13€185,000
Distributable reserves133€185,000
Profit (loss) carried forward14€1,842
Amounts payable17/49€145,454
Amounts payable within one year42/48€145,454
Trade debts44€39,971
Suppliers440/4€39,971
Taxes, remuneration and social security45€105,483
Taxes450/3€88,483
Remuneration and social security454/9€17,000
Line2025
Profit (loss) for the period9904€186,842
+ Depreciation and write-downs630€1,272
Operating cash flow (approximation)€188,114

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 30-08-2026 2026-00453543

Similar companies · same sector, comparable size

Of the 683 active companies whose main activity is investigation and private security services (NACE 80010), figures are known for 352. 249 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No sitting directors in the 3 Gazette acts read. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 4 December 2024, Sectec was incorporated as a private limited company.1 In 2026 the registered office moved to Wavre.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 07-09-2026
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
07-09
Gazette deed Registered office
Registered-office move2 facts ▸
  • Board meeting, 27-07-2026
  • Registered-office move, Rue René Jurdant 10, 1301 Wavre
30-08
NBB filing Annual accounts filed
financial year 2025 · micro format · 30 days late
2025
14-10
Gazette deed Purpose · Amendment of the articles · Miscellaneous
Purpose change · Power of attorney5 facts ▸
  • General meeting, 12-09-2025
  • Other provision, “connaissance du rapport de l’organe d’administration et dispense de lecture, rapport de l’organe d’administration justifiant les modifications proposées à l’obj…” (deed in French)
  • Purpose change
  • Power of attorney
  • Power of attorney, John de BROUCHOVEN de BERGEYCK
2024
06-12
Gazette deed Incorporation
Appointment: ROUSSELLE Arnaud (director) · Registered office clause · Board rule13 facts ▸
  • Other provision, “TITRE III : TITRES, titre” (deed in French)
  • Other provision, “TITRE IV : ADMINISTRATION – CONTRÔLE, titre” (deed in French)
  • Other provision, “TITRE V : ASSEMBLEE GENERALE, titre” (deed in French)
  • Registered office clause, “1380 Lasne, Rue du Bois-Brûlé”, 11 (deed in French)
  • Board rule, 1, “assemblée” (deed in French)
  • Director appointment, ROUSSELLE Arnaud (director)
  • Pre-incorporation commitments, “takeover, tous engagements,obligations et activités au nom et pour compte société en formation” (deed in French)
  • Incorporation, 29-11-2024
  • Founder, ROUSSELLE Arnaud (comparant)
  • Founding capital, €3,000
  • Bank account, 3000, “société en formation” (deed in French)
  • Other provision, “déclaration devant notaire en forme authentique, arrêt des statuts” (deed in French)
  • +1 further fact in this act
Gazette deedNBB filing
3 of 3 deeds read

Register details

Identification
Legal formPrivate limited company
Founded04-12-2024
Financial year end31-12
Activities, NACEBEL 2025
80010Investigation and private security services
81300Landscape service activities
85592Vocational training
Contact
E-mail sectecbelgium@hotmail.com
Phone +32487495112
E-invoicing
Reachable via Peppol
Peppol ID 0208:1016944139
Also 9925:BE1016944139
Registered 10-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 20 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
2,919 m²
Building footprint
339 m²
Building volume
1,935 m³
2 parcels, Wallonia · tallest building 15.2 m. Linked by address, not a title deed.
1 establishment unit
Sectec
Rue du Bois-Brûlé 11, 1380 LasneInvestigation and private security services
since 2024unit no. 2.366.940.946
2 parcels
Wallonia 2 (100%)
Cadastral parcel Region Area Buildings Height / floors
25024B0366/00L000 Wallonia 2,163 m² 1 · 279 m² 15.2 m · 2
25006C0302/00N002 Wallonia 756 m² 1 · 60 m² 9.6 m · 3
How the parcels are linked
Good to know
Both parcels match the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“De conseil et de consultance en matière de sécurité privée; De protection de personnes; De surveillance et contrôle de personnes; De…” (deed in French)
14 activities (deed in French)
  1. De conseil et de consultance en matière de sécurité privée
  2. De protection de personnes
  3. De surveillance et contrôle de personnes
  4. De réalisation et entretien d'aménagements de jardins
  5. D'élagage
  6. L'organisation et la prestation de formations professionnelles,dans le sens le plus large du terme
  7. L'acquisition,la gestion et l'exploitation de tous droits intellectuels,brevets et licences
  8. La constitution et la valorisation d'un patrimoine immobilier,tant en immeubles qu'en droits réels immobiliers,notamment l'achat,la vente,l'échange,la négociation,la transaction,la gestion,le leasing,la location meublée ou non tant en qualité de bailleur que de locataire,le lotissement,l'expertise,la revente,le courtage,la promotion,de tous biens immobiliers,situés en Belgique ou à l'étranger
  9. L'acquisition,la vente ou l'échange de tout droit mobilier et de toute valeur mobilière,en ce compris notamment la constitution et la gestion d'un portefeuille de valeurs mobilières pour son compte propre uniquement
  10. La prise de participations,directe ou indirecte,dans le capital de toute personne morale belge ou étrangère,existante ou à créer,de quelque manière que ce soit,notamment par voie d'apport,de fusion,de souscription et de commandite
  11. Consentir tous prêts,crédits et avances sous quelques formes que ce soit et pour quelques durées que ce soit,à toutes entreprises affiliées ou dans laquelle la société possède une participation
  12. Se voir octroyer,sous quelques formes que ce soit et pour quelques durées que ce soit,tous prêts,crédits et avances par toute personne physique ou morale dans le cadre de ses activités
  13. Donner caution,aval ou toutes garanties généralement quelconques,tant pour ses propres engagements que pour les engagements de tiers,entre autres en donnant ses biens en hypothèque ou en gage,y compris son fonds de commerce
  14. Exercer la fonction de gérant,d'administrateur,de délégué à la gestion journalière,de liquidateur ainsi que toute autre fonction autorisée dans toute personne morale belge ou étrangère

The full purpose is in the deed

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
Sectec
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, faire constater authentiquement la modification statutaire” (deed in French)

deed of 06-12-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation de durée, organe d’administration” (deed in French)
“Indépendamment frais représentation,voyages et déplacements, frais généraux” (deed in French)

deed of 06-12-2024

Capital, shares and profit

Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Tous cas cessions entre vifs à titre onéreux ou gratuit,tant volontaires que forcées dont exclusion et retrait,tant en usufruit qu’en…” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“Apport en numéraire avec émission de nouvelles actions, courrier électronique,ou courrier ordinaire même jour si pas d'adresse électronique” (deed in French)

deed of 06-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Wednesday of May at 18:00

deed of 06-12-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Assemblée générale formes prévues pour modifications statuts” (deed in French)
“Décision de l'assemblée générale délibérant comme en matière de modification des statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Administrateurs en fonction si aucun autre désigné” (deed in French)

deed of 06-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Nature des actions, registre des actions nominatives” (deed in French)
Other provision: “Nature des autres titres, registre des titres nominatifs de la catégorie” (deed in French)
Other provision: “Organe détermine seul ou conjointement, gestion journalière et représentation pour cette gestion” (deed in French)
Other provision: “Un ou plusieurs commissaires, contrôle de la société” (deed in French)
Other provision: “Tenue et convocation assemblée générale, convocations contiennent ordre du jour” (deed in French)
Other provision: “Assemblée générale par procédure écrite” (deed in French)
Other provision: “Moyen de communication électronique mis à disposition par la société, participation à distance à l'assemblée générale par voie électronique” (deed in French)
Other provision: “Bureau et procès-verbaux assemblée générale, administrateur,à défaut actionnaire présent détenant le plus d'actions,à parité le plus âgé” (deed in French)
Other provision: “Toute personne,actionnaire ou non,procuration écrite par tout moyen de transmission, délibérations assemblée générale” (deed in French)
Other provision: “Organe d'administration, prorogation assemblée générale” (deed in French)
Other provision: “Pouvoirs de l'assemblée générale, ceux conférés par le Code des sociétés et des associations” (deed in French)
Other provision: “Répartition bénéfices et réserves, assemblée générale sur proposition organe d'administration” (deed in French)
Liquidation distribution: “Proportion actions” (deed in French)
Other provision: “Siège, élection de domicile” (deed in French)
Other provision: “Tribunaux du siège, compétence judiciaire” (deed in French)
Other provision: “Droit commun” (deed in French)
Other provision: “Appels de fonds, organe d'administration souverainement” (deed in French)
4 more provisions in the deed, see the deed of 06-12-2024

deed of 06-12-2024